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RateGenius

4.5

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Location details

9300 United Dr, Ste 180, (Spicewood Springs Road), Austin, TX, 78758, United States

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WeekdayScheduleStatus
Mon7:00 a.m. to 8:00 p.m.
Tue7:00 a.m. to 8:00 p.m.
Wed7:00 a.m. to 8:00 p.m.
Thu7:00 a.m. to 8:00 p.m.
Fri7:00 a.m. to 8:00 p.m.
Sat9:00 a.m. to 6:00 p.m.
SunClosed
4.515,639 reviews
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Anonymous 
13 years ago

great company I recently got a refinance carloanwhich took 4daysfor approval with U.S. Bank. I applied 10/27/12 and date funded with new bank -10/31/12. Michelle R.was very considerate of my time and also very informative. The rate was given not lower than CarFinance.com but a .04 % difference and I prefer a name brand bank. The con's don't quite understand how the payoff check process works for old Bank -Capital One (theives). 

RS0124024's profile image
RS0124024 
14 years ago

Great service and was offered insurance, but I know how important insurance is so got it anyways. Even with the new insurance my payment was stil 34 dollars less for the next 23 months!. I saved about 800 dollars of interest payments. 

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SIXTO777 
14 years ago

I called the number that Google gave me and was answered by a nice lady. I gave her some personal and car info regarding my status. My credit is Fair according to CreditKarma and was approved for a car loan where my payment went Down from $747.02 to $659.78. I was Like WOW! Thanks RateGenius and Pronto Credit. 

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Anonymous 
14 years ago

These reviews are totallywrong. They never tried to sell me anything. My FICO is 681 and they got me down from 12.5 to 6.7 %. 

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Anonymous 
14 years ago

We were in need of a Lease Buyout Auto Loan for our ending Honda lease. We were able to complete the entire process in just a few days, and it was a pleasent transaction. Lulu was personable, attentive to our concerns, and professional. I was a bit skeptical due to some of the ratings I had read online, but truthfully our experience was far from the negative reviews some have posted. I kept in mind that people are less likely to write about a good experience vs a poor one. I would recomment rategenius to a friend as well as ... read more

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Anonymous 
15 years ago

I recently applied and was accepted within 24 hrs. The ONLY insurance they tried to sell me was the gap insurance due to the high price of the vehicle. All the paperwork was done through ups and my rate was MUCH lower than my existing rate. My note dropped $140.00/mo!!!! I am Very satisfied. 

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Credit Karma Member 
5 months ago

Horrible very disappointed Horrible. After filling out app and getting approved very different then what I applied for. Then told the pre qualification is what I could get. I end up getting a rate the same of what I was paying. 

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Credit Karma Member 
8 months ago

Don’t believe the quotes!! Hard pulls for nothing! I was quoted to refinance on Credit Karma much much lower than what was offered. Offered me the same rate I currently have! Hard pulls on my credit for nothing!! 

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Credit Karma Member 
a year ago

Absolute garbage Absolute garbage, terrible rates and terrible customer service, run! 

Frequently asked questions about RateGenius

How is RateGenius rated?

RateGenius has a 4.5 star rating with 15,639 reviews. 

When is RateGenius open?

RateGenius is closed now. It will open at 7:00 a.m.