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RateGenius

4.5

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Location details

9300 United Dr, Ste 180, (Spicewood Springs Road), Austin, TX, 78758, United States

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WeekdayScheduleStatus
Mon7:00 a.m. to 8:00 p.m.
Tue7:00 a.m. to 8:00 p.m.
Wed7:00 a.m. to 8:00 p.m.
Thu7:00 a.m. to 8:00 p.m.
Fri7:00 a.m. to 8:00 p.m.
Sat9:00 a.m. to 6:00 p.m.
SunClosed
4.515,639 reviews
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Anonymous 
3 years ago

Zero stars Zero stars. They failed to mention that my auto loan would be increasing from 18,900 to 22,000 and that they were charging a $375 fee for their service. Make sure to read the paperwork as they are duplicitous. 

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Anonymous 
4 years ago

too much paperwork Ended up getting a hard query on my credit for no reason. The amount of paperwork to refinance my car loan was just not worth the time and effort. 

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Anonymous 
4 years ago

Not that happy The representative is a poor communicator. I call and he don’t call back. My son texts him, and sometimes he will and sometimes he won’t respond. Have to do better 

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Anonymous 
4 years ago

My auto refinance application was denied with 730+ Worst auto refinance option 

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Anonymous 
4 years ago

CreditKarma do better! 5 different lenders ran my credit. I then was told 1 could help. In the meantime, I read the reviews of the one that said they could and promptly said "no thanks". Never talked to 1 person at any of these places. Credit Karma should really look into who they recommend. 

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Anonymous 
4 years ago

Not too great My loan officer from RateGenius was not real good at keeping us informed. And she was hard to reach 

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Anonymous 
4 years ago

Horrible!! Horrible service! They havent responded to phone, email or text after leaving several messages. My loan officer is Samantha and I have yet to speak with her. They are mismanaged and have poor service. I received an email that I was approved and have had no response or emails letting me know the terms and rate. I wouldn't do business with them! 

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Anonymous 
4 years ago

Hours of Work for $30 in Savings The customer service is wonderful. However, after a long phone call and a lengthy process, I was told my monthly payment would be dropped by just $30. I talked to the dealership I bought my car from and they were able to refinance me through a credit union, which dropped my monthly payment by over $200. In many scenarios, you are often better off refinancing with a credit union, which is something I'd highly recommend. My interest rate wasn't terribly high, and many of these reviews lead me t... read more

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Anonymous 
4 years ago

Awful awful company, i had offers as low as 3%. i had 10% and they got me a 9% interest rate, how does that make sense?? they never even told me what the interest was the whole process so now i’m stuck with a horrible rate for who knows how long. 

Frequently asked questions about RateGenius

How is RateGenius rated?

RateGenius has a 4.5 star rating with 15,639 reviews. 

When is RateGenius open?

RateGenius is closed now. It will open at 7:00 a.m.