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RateGenius
- Auto Loan Providers
- Austin, TX
About this business
RateGenius is a nationwide online lending platform. With more than 150 competitive lenders, rateGenius can find customers the most competitive vehicle interest rate to refinance their loans on cars, trucks, and SUVs.
Location details
9300 United Dr, Ste 180, (Spicewood Springs Road), Austin, TX, 78758, United States
Get directions| Weekday | Schedule | Status |
|---|---|---|
| Mon | 7:00 a.m. to 8:00 p.m. | |
| Tue | 7:00 a.m. to 8:00 p.m. | |
| Wed | 7:00 a.m. to 8:00 p.m. | |
| Thu | 7:00 a.m. to 8:00 p.m. | |
| Fri | 7:00 a.m. to 8:00 p.m. | |
| Sat | 9:00 a.m. to 6:00 p.m. | |
| Sun | Closed |
Very odds/denied Credit Karma said I had very good odds for an auto refinance. 700 credit score - and Rate Genius pinged my credit as a hard inquiry on a $300,000 mortgage. I was doing an auto refinance not a mortgage. Way to go CK and rate genius.
I saved over $6000 in interest!. I refinanced my car through rate genius and saved over $6k in interest. If you are considering using rate genius, some things you should now: Rate Genius is a third party that uses their connections to find a bank/credit union that will refinance your car with a lower interest rate. Rate Genius does not refinance the car themselves. When you refinance your loan, do not go with the higher term (60 months). My original loan had 46 months left on it and originally they tried to refinance me for ... read more
Not as good as advertised!. Just be careful, and stay on point. Ask tons of questions. There are a lot of missed communications, and LACK of communication. You will go around in circles trying to get knowledgeable customer service. As with most companies, once they sign you up, or get the sale, they will desert you and make it very hard to get someone on the phone. This is what happened with the rep, Mr Mitchell who signed me up. Overall, my rate was not as low as advertised, but yet I had to take a hard hit anyway, and yes ... read more
Refinance auto loan Reduced rate and saved $60 per month.
It was very diferente as here show me Don't do it ! Is you need refinance made this for yourself Rategenius is not a landers is only a intermediate!
Misleading The loan is not coming from Rategenius. Rategenius is the middle man hunting for you a loan with other financial institutions.
I have a score of 712 my wife has an 813 we just wanted to refinance my truck payment to get a lower rate , rate genius turned us down said they couldn't help us. I can afford my payment so they can kiss my ***
Remove all the negative items He can remove all the negative items such as late payment, Tax Liens, Evictions, Bankruptcy, Medical bills, Repossessions, Charge offs, Student loans, Child support, etc affecting your credit score? He can help! Don’t pay for collection accounts. Remove them!!!. he will boost your credit score. Thanks to Best Hacker contact him now at besthacker0509 @ g m a i l . c o m
The worst experience ever I applied at RateGenious back on 2016 and again August2020 few weeks ago, the answer was the same even though 4 years ago I had excellent credit and today I have horrible credit, the declined answer was the same , I believe RateGenious qualifies randomly, my comments are based in proven black in white facts, I just applied at a large reputable bank and my AUTO LOAN RE-FI WAS APPROVED ipso facto. I have great appreciation for Credit KARMA but, this company, in my opinion is not good at all.
Frequently asked questions about RateGenius
How is RateGenius rated?
RateGenius has a 4.5 star rating with 15,233 reviews.
When is RateGenius open?
RateGenius is open now. It will close at 6:00 p.m.