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RateGenius
- Auto Loan Providers
- Austin, TX
About this business
RateGenius is a nationwide online lending platform. With more than 150 competitive lenders, rateGenius can find customers the most competitive vehicle interest rate to refinance their loans on cars, trucks, and SUVs.
Location details
9300 United Dr, Ste 180, (Spicewood Springs Road), Austin, TX, 78758, United States
Get directions| Weekday | Schedule | Status |
|---|---|---|
| Mon | 7:00 a.m. to 8:00 p.m. | |
| Tue | 7:00 a.m. to 8:00 p.m. | |
| Wed | 7:00 a.m. to 8:00 p.m. | |
| Thu | 7:00 a.m. to 8:00 p.m. | |
| Fri | 7:00 a.m. to 8:00 p.m. | |
| Sat | 9:00 a.m. to 6:00 p.m. | |
| Sun | Closed |
Refinancing an auto loan They REALLY push for a 72 month option, even though that one has a higher interest rate, so be prepared for that.
Not worth the time Well they have been sending me offers for months and I finally said okay and gave it a go. So after running my credit no loans are available for me. What's the point of constantly sending me offers for the to happen.
Just so you know they lie When applying for loan you first are told you will only have one hard inquiry because they have a contract with agencies/banks. But then when your first is denied they just run it through without your approval or contacting you first to tell you that the ONE bank they went through denied you and this would make another hard inquiry. Which does effect your credit. Then you try to call and ask questions and want the second one removed from your credit and they hang up on you and your number is like ta... read more
Don’t bother Credit karma suggested I do this I have a decent credit score but was denied and now my credit score will go down because I even tried don't bother
ran my credit after mde an inquiry and said couldnt help
26 emails, 8 phone calls, and 3 letters… If anyone had warned me about how difficult this process was going to be I would've never started it. I should go ahead and admit that CreditKarma did connect me with Rategenius who did connect me with Capitol Credit Union who did get me a loan at 3%, a pretty good rate. But you have to wonder what the rate would've been if I'd not had 2 middlemen involved. As for the application process, I was told on the phone that I could provide bank info electronically if I didn't have checks but... read more
I didnt get approve with 740 score I applied to refinance my vehicle with a 740 credit score and they didnt approve me for refinacing im disappointed i pay 23% interest on my car currently with capital one auto and wanted to know if i can lower it feels like i havent payed nothing off my current car loan with all the interest. This lender couldn't help im so upset still waiting for a reason why.
Apply with a credit union, they have better rates. Rate Genius pulled 2 credit reports without my permission, and then blamed it on Credit Karma. Will not remove inquires to my credit report. Avoid this company.
Vehicle refinance, fairly easy process, had to send notarized copies in twice because the first set of paperwork sent to me was incomplete (after I paid to have it notarized). I do recommend Rategenius.
Frequently asked questions about RateGenius
How is RateGenius rated?
RateGenius has a 4.5 star rating with 15,233 reviews.
When is RateGenius open?
RateGenius is closed now. It will open at 9:00 a.m.