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RateGenius
- Auto Loan Providers
- Austin, TX
About this business
RateGenius is a nationwide online lending platform. With more than 150 competitive lenders, rateGenius can find customers the most competitive vehicle interest rate to refinance their loans on cars, trucks, and SUVs.
Location details
9300 United Dr, Ste 180, (Spicewood Springs Road), Austin, TX, 78758, United States
Get directions| Weekday | Schedule | Status |
|---|---|---|
| Mon | 7:00 a.m. to 8:00 p.m. | |
| Tue | 7:00 a.m. to 8:00 p.m. | |
| Wed | 7:00 a.m. to 8:00 p.m. | |
| Thu | 7:00 a.m. to 8:00 p.m. | |
| Fri | 7:00 a.m. to 8:00 p.m. | |
| Sat | 9:00 a.m. to 6:00 p.m. | |
| Sun | Closed |
Rate Genius Didn't Make the Grade!. Based on a recommendation from CreditKarma that I could save quite a bit of money through RateGenius because my credit score improved almost 100pts since the inception of my auto loan, I provided my information to RateGenius. They pulled my credit bureau, then said they needed additional information to be able to pull my bureau, and once I provided it to them, I heard nothing back. I called in and spoke to a representative who was woefully unqualified to provide credit counseling or presen... read more
They send paperwork for auto withdrawals but don't tell u it didn't go through on 1st payment.
False advertising Credit karma needs to stop putting these companies on as good when In fact they are not. Second time trying to refinance through credit karma recommendations and boat bust. Do yourself the favor and go to your local credit union.
Terrible process and terrible service! I did not receive an email or phone call about my application being denied, I had to call them. Then I was told my application was denied because I did not have my existing loan for at least 6 months. I met all requirements under the terms of use and nowhere did it say you must have made at least 6 months of payment on current loan. I would not have wasted my time if I would have known this at the beginning of process, not to mention taking another hard inquiry against my credit. VERY D... read more
It lowered my payments It's a soild
the application popped up in Credit Karma saying they could save me $55 per month, the process said nothing about a hard credit pull, I never entered my social security number... I cancelled the application process before I completed it and even sent an email to the company to "NOT PULL MY CREDIT" as I didn't want the ding as I just bought a brand new 2020 Telluride. This company still went behind my back and pulled my credit, so now my credit dropped for the next 3 months... Not professional, very deceitful, NOT HAPPY with ... read more
Terrible site Very few cars in there, no choice for any Fords except 5 basic sedan models. Felt like a scam to get my SSN, as you have to enter all your personal info to get to the end, where they ask again about your car with zero options to choose this time. Then they want you to call instead, so now you'll be on a spam list. Stay away from this one, is my recommendation.
iI applied because of the credit karma referral and the quote that was given was supposed to be a huge savings.. I received multiple hard pulls on my credit Despite the fact that my FICO is in the mid700s, they gave me a new quote that was actually higher than what I was already paying. Waste of time and I got ding on my credit. stay away.
Click bait. They can’t get the rates They can't get the rates credit karma offers. The world they are trying to give me is ridiculous and the payment only went down 70 bucks. That's not what i was shown at all. Disappointed
Frequently asked questions about RateGenius
How is RateGenius rated?
RateGenius has a 4.5 star rating with 15,233 reviews.
When is RateGenius open?
RateGenius is closed now. It will open at 9:00 a.m.