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Balboa Capital Corporation

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About this business

Balboa Capital, a division of Ameris Bank, is a technology-driven business lender that provides business owners with fast, hassle-free small business funding options to fuel their growth and success. 

Location details

575 Anton Boulevard 12th Floor, Costa Mesa, CA, 92626, United States

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Mon7:00 a.m. to 4:00 p.m.
Tue7:00 a.m. to 4:00 p.m.
Wed7:00 a.m. to 4:00 p.m.
Thu7:00 a.m. to 4:00 p.m.
Fri7:00 a.m. to 4:00 p.m.
4.9550 reviews
139 reviews have no rating
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John W.'s profile image
John W. 
6 years ago

Balboa Capital attempted to withdraw funds from our account through an unauthorized ACH request. We are not a customer of Balboa and never have been. Fortunately our bank flagged the transaction as potentially fraudulent and we were able to stop it before losing the money. 

Rachel G.'s profile image
Rachel G. 
6 years ago

how in the world do they have an A+ BBB rating when 85% of the reviews are negative. This company has terrible business practices and even worse customer relations. 

John C.'s profile image
John C. 
6 years ago

This company will continue to charge a non-insurance fee despite receiving the insurance information at least 10 times over the past 7 months. It's probably a service fee scam. I instructed my bank to block ACH drafts from this company because of this non-insurance fee scam. It's probably happened to other companies, so be vigilant! 

robert d.'s profile image
robert d. 
7 years ago

in October 2015 i entered into an agreement with this company. To this date i get harassed for monthly payments weather its late one day or even if they forget to invoice me which happens often and i feel its being done to tally up late surcharges at 12% Long story short late in 2016 we have to do an aCH for quick payment cause we didnt get an invoice again! (we have dozens of loans and a ton of equipment) so we did an ACH. In December i saw an ACH come out for $400 +/- it was balboa, they took it upon them selves without au... read more

Duane F.'s profile image
Duane F. 
7 years ago

If you are looking for a lending company that does not care about their clients, customer service that does not return your calls, sales manager that does not act interested when he calls after numerous attempts, service manager that cares about servicing their loan only, not the needs of the client, a title department that follows in the same manner as rest of the company, if this is the type of relationship you desire with your lender then Balboa is the company for you! If you like emailing constantly with no reply, callin... read more

Leslie D.'s profile image
Leslie D. 
7 years ago

We received our January bill for an existing equipment lease and were surprised to find a new "Non AutoPay Fee" of $10.00 added to the monthly payment total. When I called to inquire about it, the representative told me it was "a new company policy effective 12/30/16". We received no advance notice regarding the additional fee. What a disappointment! I realize they are attempting to automate as much as possible, but tacking on additional fees without advance notice to clients is not a great way to do business. We will be ver... read more

Joon C.'s profile image
Joon C. 
7 years ago

I reached out to Michael D for an equipment loan, through a reference from another lender. He was excellent about not talking about the terms, interest rate, and trying to finalize "the deal" through his own gains. We went as far as talking for 7 days, and I ended up not moving forward with the deal due to the contract being so one sided. Knowing the loaning industry has a lot of turn over if not going through, Michael should have had more professionalism. Word for word: Self: Hey Michael, I am disappointed to say that I wil... read more

Etta V.'s profile image
Etta V. 
7 years ago

We leased a truck through this company in 2010, the end of our lease was in beginning of 2015 in Sept. & Oct. 2015 we requested the final buy out figures to end the lease. Nov. 2015 we finally received papers of buyout for $48,238.50 including tax etc. When we bought the vehicle in 2010 it was only valued at $40,000.00 now 5 years later it is valued at over $8000.00 more than it was 5 years ago????? When we questioned this amount no one had answers other than if you want the equipment pay this price to keep it. After several... read more

Derick T.'s profile image
Derick T. 
on Birdeye

7 years ago

Top Notch Company 

Frequently asked questions about Balboa Capital Corporation

How is Balboa Capital Corporation rated?

Balboa Capital Corporation has a 4.9 star rating with 550 reviews. 

When is Balboa Capital Corporation open?

Balboa Capital Corporation is closed now. It will open tomorrow at 7:00 a.m.