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Balboa Capital Corporation

3.3

About this business

Balboa Capital, a division of Ameris Bank, is a technology-driven business lender that provides business owners with fast, hassle-free small business funding options to fuel their growth and success. 

Location details

575 Anton Boulevard 12th Floor, Costa Mesa, CA, 92626, United States

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WeekdayScheduleStatus
Mon7:00 a.m. to 4:00 p.m.
Tue7:00 a.m. to 4:00 p.m.
Wed7:00 a.m. to 4:00 p.m.
Thu7:00 a.m. to 4:00 p.m.
Fri7:00 a.m. to 4:00 p.m.
SatClosed
SunClosed
3.3662 reviews
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Michael B's profile image
Michael B 
a year ago

Extremely unprofessional. They call me often and I usually send to voice-mail. I noticed the number calling was a local number so I answered. The man began telling me they have lower rates,I said to him that I asked them to not call me. The man immediately snapped "You never told me anything so don't start getting a Fuc$%ng attitude with me" I was so angry that this man calling for my business thought that cursing at me for telling him I previously requested they not call,was the best professional course of action to aquire ... read more

Ned N's profile image
Ned N 
a year ago

Collection Supervisor at Balboa Capital did not respond to my emails and phone calls. After I sent proof of this lack of communication apparently it was not appreciated. My communication had to do with my request for early payoff of equipment I was financing. This information was never forthcoming and as I was falling behind on payments.This caused issues where I lost the buyer while Collection Supervisor at Balboa Capital for some unanswered reason continued to raise the payoff amount. Next to this fiasco they filed a lawsu... read more

Cynthia L's profile image
Cynthia L 
a year ago

In 2016 our church acquired a 48-month lease to pay $18,000.00 for the purchase and installation to replace rooftop air conditioners. The original lease contract balance is $30,113.76 to fund. This amount and more was paid in full in 2020. Balboa Capital continues electronic withdrawals of $785.16 dollars from the church's account. We have paid on this account 90 months with the most recent payment made on June 7, 2024. I cannot believe this practice is legal. This is predatory and excessive. How can it be legal? I have trie... read more

Sean G's profile image
Sean G 
a year ago

Shady company with reps who will lie and mislead about fees, then hide charges into contract language despite assuring you that it means something else.I worked on a $75*********** financing lease with *********************. When we first began conversations, I asked him point blank if there were any additional fees for the loan other than the interest payments. He told me no. He said that I had to pay an initial deposit to cover the initial payment towards the loan. I did. Afterwards, I was told that my initial payment of $... read more

Blake M's profile image
Blake M 
a year ago

Would give negative stars if I could was talked into using them by a big auction company rather than using my normal finance company. They were hard to deal with so I decided to just pay off the loan when going thru my contract with them it gives early termination fees and how much it should be but when you call them for the payoff amount it's about $9,000 more than the contract says it should be but nobody will return calls or emails to get to the bottom of it. Looks like I'll just have to let the lawyers deal with them. 

Tricia A's profile image
Tricia A 
2 years ago

Run away from this company. Ive purchased equipment through them and of course you cant buy it without having insurance so I produce the insurance and bought the equipment they make you go on ACH monthly payments, which is fine, so I really didnt pay attention and I caught up with the fact that they were not only withdrawing my monthly fee, but they were also tacking on additional insurance by the time I caught up with them They told me that they were not refunding all my money where I double paid for insurance, but they wou... read more

Joann S's profile image
Joann S 
2 years ago

Over the years, we have utilized several finance companies for our small business, and Balboa Capital has to be the worst. To start: most companies' statements are easy to read and make complete sense. Not Balboa; they lump multiple monthly loan amounts due on a single statement making it difficult to understand what they are doing. We've also had an issue with their claiming that they didn't receive proof of insurance so they charged us for insurance. Then when they are repeatedly given the insurance again, the reversal of ... read more

Ms M's profile image
Ms M 
3 years ago

This is a Predatory Lender.CONSUMERS BEWARE. They are a fraudulent ************* very surprised that the BBB has not taken action against them. 

Jimmy D's profile image
Jimmy D 
3 years ago

I was going through Premier financing to purchase my first business *********** was redirected to Balboa Capital because it was a new business. I was told by ***** that my loan terms were 60 months 14% rate and it was simple interest loan and I could refinance or payoff with no penalty. After Balboa Capital sent the docu sign with the notary all he did via video call was were to sign and the monthly payments and nothing about straight purchase deal not financing. Now I am calling for the payoff they are telling me to multipl... read more

Frequently asked questions about Balboa Capital Corporation

How is Balboa Capital Corporation rated?

Balboa Capital Corporation has a 3.3 star rating with 662 reviews. 

When is Balboa Capital Corporation open?

Balboa Capital Corporation is closed now. It will open on Monday at 7:00 a.m.