Chris Covalle at Proper Rate (NMLS #559650)

Joe 

on Zillow

3 years ago

I have had the pleasure of working with the Chris Covalle team for over 4 closings and refinancings. He is very knowledgeable with what the best loan you should chose and rates. His team is very friendly and hard working to get your loan closed on time. Great communication throughout the entire closing process. Excellent work ethic. Would highly recommend the Chris Covalle team. 

YKim 

on Zillow

3 years ago

Chris and team were excellent to work with on my home purchase 4 years ago and two refinances this past year. Each time, Chris was very prompt in answering emails and returning calls so we can discuss our options and being clear when timing and rates were not favorable for a refinance according to the situation. Loan process was exactly what was expected and estimated closing costs stayed constant. Smooth process from start to finish all 3 times. I highly recommend Chris and his team for any future loans and refinances. 

Karen K 

on Zillow

3 years ago

I worked with Chris on my original mortgage on my house as well as a recent refinance. He's on top of marketplace conditions and offers great advice on what mortgage options are best for my needs. What I like best about working with Chris is his customer service. He follows up in a timely manner, is extremely organized and is always available to answer questions. Chris and team are personable, friendly and make everything easy. 

MKH 

on Zillow

3 years ago

Chris makes you feel comfortable with the home financing process. Never any pressure whatsoever. Periodic check-ins are appreciated as I often forget to keep an eye on the current rates for potential refinance. We have done a construction loan, a purchase, and a refinance with Chris and have always been pleased with the process, particularly the new electronic processes that make the paperwork easier. I would recommend Chris to anyone looking for an initial home loan or refinance. 

Rob Holm 

on Zillow

3 years ago

I've worked with Chris and his team twice--first on a rate and term refinance at our home in Naperville and second on the loan I used to purchase our condo in Chicago. Both experiences were very positive and seamless. Chris was able to offer competitive rates and terms, and the closing process was painless. I couldn't be more pleased. I've already recommended Chris to my son. 

lblack453 

on Zillow

3 years ago

Chris is a true professional and his team was a pleasure to work with. They were extremely communicative and supportive during the process. I could always get an answer quickly during the entire process. I don't know what they could have down better. I would recommend Chris to my family and friends. 

marit 

on Zillow

3 years ago

Chris takes the time to understand the individual circumstances to assist in finding the best options regarding a mortgage. He is the first person I reach out to when I need assistance with financing. 

Bob & Molly 

on Zillow

3 years ago

We closed a 30 year refi with Chris in August of 2020, from across the country, in California, smack in the middle of the Covid pandemic. Chris and his top notch colleagues, Christina (mortgage loan processor), and Tara (mortgage loan assistant), took care of everything we needed at every step of the process. From initial discussion to loan funding, Chris made himself available to answer every question and address every concern. He worked tirelessly to get us the best rate, the lowest fees, and made it all a seamless process... read more

Curtis Smith 

on Zillow

3 years ago

Chris worked with us with our original loan on our first property in 2006 and has been a great resource when looking at investment opportunities and other properties. He is comprehensive in his analysis and provides valuable insight as we have looked to refinance and purchase other properties. His responsiveness and attention to detail helped us most recently refinance our current residence. We would use his team’s services again in the future.