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Cornerstone Home Lending, a division of Cornerstone Capital Bank, SSB - Ryan Niles NMLS# 357455

5.0

About this business

Cornerstone Home Lending, a division of Cornerstone Capital Bank, SSB NMLS ID # 2258 Cornerstone Home Lending was created in 1988 with the purpose of making a positive difference in the lives of others through the platform of home lending. Over three decades and nearly 500,000 satisfied families later, Cornerstone was approved as a state savings bank in October 2022. We are humbled to be a Top 50 National Lender with the highest ratings for customer service and team member satisfaction among all home lenders. Through help... read more

Location details

3500 188th St SW, Suite 400, Lynnwood, WA, 98037, United States

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WeekdayScheduleStatus
Mon8:00 a.m. to 7:00 p.m.
Tue8:00 a.m. to 7:00 p.m.
Wed8:00 a.m. to 7:00 p.m.
Thu8:00 a.m. to 7:00 p.m.
Fri8:00 a.m. to 7:00 p.m.
Sat8:00 a.m. to 6:00 p.m.
Sun8:00 a.m. to 6:00 p.m.
5.0547 reviews
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num1ghop's profile image
num1ghop 
5 years ago

The Niles Team is as good as it gets! Ryan and his team helped me close on a home in less than a month even through the Christmas and New Year holidays. Any time I had a question, I got an answer the same day. He was even able to get a rapid rescore on my credit and get my interest rate lowered. For all the stuff going on in my life and the stress of moving, this was one of the easiest parts. Thanks again Ryan! 

Business response:

Glad we were able to quickly close you and get you a screaming deal.....even with all the other things you were having to deal with. You were easy and fun to work with and our team is here for you if you need anything. Will talk to you on your annual mortgage review! -Ryan Niles 

awesposito's profile image
awesposito 
5 years ago

We have worked with Ryan and his team on the initial purchase of our first home in 2014 and then a cash out refinance end of 2018. Wow what a great experience they both were! Great communication, fast closing, and sound financial advice. He has some great online tools that make the whole process alot less stressful. I trust and rely on Ryan for financial guidance given his experience in the industry, he hasnt let me down and I will continue to go to him for my lending needs in the future and reccomend him to friends and fami... read more

Business response:

Thanks Anthony! We value and appreciate you and look forward to working with you again soon. - Ryan Niles 

micheleaddison10's profile image
micheleaddison10 
5 years ago

We found The Niles Team through a recommendation from our amazing agent and they guided us through every step of the homebuying process with many emails and phone calls and texts, they were always just a moment away from any questions we had. Additionally we are located up in Skagit County so many trips down to their offices would have been necessary in the past but they have an amazing online secure portal to upload needed loan documentation and e-sign all applicable loan paperwork, so helpful. Ryan and team were always qui... read more

Business response:

Such a pleasure working with you Michele! Glad we made it easy on you and Doug and looking forward to helping you again in the future. We value and appreciate you and are always a phone call away if you need anything. Have a wonderful 2019!- Ryan Niles, The Niles Team. 

user9200402's profile image
user9200402 
5 years ago

Ryan and the team were great. I highly recommend using them. Ryan demystified the home-buying process for me, and coached me through every step in bite-size, digestible pieces. This is a big decision, but I never felt out of my depth. Everyone on the team is knowledgeable, responsible, and personable. They are easy to work with, and confidence-inspiring as well. At one point early in the process, Ryan encouraged me to talk to other lenders. If I found a better deal, he asked that I talk to him about it, and he would either m... read more

Business response:

Amazing words to hear Sam after Christmas. Our team was thrilled to work with you and it made our day to read your message. Thank you again so much and we are happy you are in your new home! Please let us know if we can do anything else for you and we look forward to working with your family and friends. -Ryan 

e miyaoka's profile image
e miyaoka 
5 years ago

Ryan and his team did an excellent job maintaining contact prior to, throughout, and after our home purchase. Due to getting married and moving, we postponed purchasing our home for about a year. Ryan answered our questions periodically throughout that year, and as soon as we were ready walked us through the process. Professional, speedy, was always available for phone calls, text, and e-mail. Highly recommend him and his team. 

Business response:

Thank you Ellis for your kind comments and we wish you and your family a very Merry Christmas. We hope you love your new home and please let us know if we can do anything for you! -Ryan 

eeeschen's profile image
eeeschen 
5 years ago

Ryan Niles has been the best. I first worked with him for a condo purchase 4 years ago, then a refinance. He was so great to work with, that I stuck with him when it came time to sell my condo and purchase a home. Very professional and friendly, and I would absolutely recommend him for anyone else looking for mortgage services. I plan on sticking with him for all my mortgage needs. 

Business response:

Thanks Eve for the kind words and we wish you a happy 2019 and beyond. Always a pleasure helping you! -Ryan 

tstrovas's profile image
tstrovas 
5 years ago

Ryan Niles and his team were instrumental in the purchase of our dream home. They were with us every step of the way and we closed on time. When we first spoke to Ryan we were unsure if we could qualify for a loan that would fit our needs. Ryan and his team put us through underwriting and approved us for our a mortgage before we started down the home buying process. It was reassuring visiting homes knowing that we were approved and could bid with confidence when we found the home we really wanted. Working with Ryan is stress... read more

Business response:

Appreciate it Tim! Talk to you and Angie soon on your annual review call and if you need anything please let us know what we can do to help. Was a pleasure working with you both. -Ryan 

VictoriaNguyen5's profile image
VictoriaNguyen5 
5 years ago

Words cannot express how thankful my husband and I are for all of the work that Ryan and his team did to help us close on our first home in 10 days! Being able to close in 10 days was a true game changer in this super competitive Seattle real estate market. Not only was Ryan and his team quick and efficient, Ryan really took the time to listen, answer all questions, and understand our needs throughout the entire process. If it was not for the Niles Team, we wouldn't have this beautiful home to raise our family in. I definite... read more

Business response:

Thank you Victoria and Chris for the kind words! It was stressful to close in 10 days but we made it happen and that is what it's all about. You have a beautiful new home and family and can't wait to you see you both soon. -Ryan 

nickgreatrex1987's profile image
nickgreatrex1987 
5 years ago

Ryan and his team provided excellent service and assistance with us buying our home. One of the things that I look for in a service is accuracy and good communication, and Ryan and his team members, especially Shannon provided that. I would highly recommend them. 

Business response:

Thanks Nick for the kind words about our team, we loved working with you! Talk soon on your Annual Mortgage Review. -Ryan 

Frequently asked questions about Cornerstone Home Lending, a division of Cornerstone Capital Bank, SSB - Ryan Niles NMLS# 357455

How is Cornerstone Home Lending, a division of Cornerstone Capital Bank, SSB - Ryan Niles NMLS# 357455 rated?

Cornerstone Home Lending, a division of Cornerstone Capital Bank, SSB - Ryan Niles NMLS# 357455 has a 5 star rating with 547 reviews. 

When is Cornerstone Home Lending, a division of Cornerstone Capital Bank, SSB - Ryan Niles NMLS# 357455 open?

Cornerstone Home Lending, a division of Cornerstone Capital Bank, SSB - Ryan Niles NMLS# 357455 is open now. It will close at 7:00 p.m.