Cornerstone Home Lending, Inc. - Ryan Niles NMLS# 357455

Name: Cornerstone Home Lending, Inc. - Ryan Niles NMLS# 357455
Address: 600 University Street, Ste 2828, Seattle, WA, 98101, US
Telephone: (206) 949-4326
Price range: $$
Rating: 5

5.0

★★

466 reviews

|Mortgage Lenders|Seattle, WA 98101 United States

600 University Street, Ste 2828, Seattle, WA 98101 United States

(206) 949-4326

https://www.houseloan.com/ryanniles/

Finance

Open now:8:00 am - 6:00 pm

About

Cornerstone Home Lending, Inc. NMLS ID # 2258 At Cornerstone Home Lending, Inc., you will find a cohesive team of caring, seasoned professionals who are passionately dedicated to making your home-financing transaction a remarkable experience. Established in 1988, Cornerstone is a refreshingly unique national home lender with thousands of highly-satisfied clients who return to Cornerstone year after year, loan after loan. Cornerstone’s Mission clearly states that our most important goal is to make a positive contribution to our clients’ lives. Quite simply, we operate with integrity, we treat our clients with the utmost respect, we listen to determine the appropriate loan product that meets

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5.0

★★

466 reviews

5★452

4★11

3★3

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1★0

Reviews(167)

Google Reviews(299)

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Recommended

Peter & Nicole Bento on Zillow

★★

2 years ago

Ryan and his whole team were absolutely amazing to work with. Ryan is very knowledgeable and took the time to explain the different loan options available to us. He even went the extra mile and put together analysis reports to help us determine which loan option worked best for our scenario. Ryan and his team are EXCELLENT communicators and kept us updated on every step of the process. When we reached out to them with questions, they were always super quick to respond. This process could have been a stressful one, but they made it a breeze! We will recommend everyone to the Niles team and we look forward to working with them again!

Business Response:

Thank you Peter and Nicole for your trust in The Niles Team! We appreciate you and am glad we were able to help get you a steal of a deal on your duplex. Will do VERY well for you financially! We will be in touch, happy holidays! -Ryan

Julianne Ruckman on Zillow

★★

2 years ago

Ryan and his team came into our home closing equation late (at no fault of their own) as my husband and I needed to find a new lender to work with after receiving lackluster customer service from a "Big Bank Group". He was quickly able to share what options and rates they could provide and schedule a home appraisal so we could close on short notice. The Niles Team delivered with style & grace! He was an amazing communicator and diligent given we were working with less time to close in a non-traditional home purchase agreement. His team was able to turn around what was starting to feel like a stressful situation into a smooth-sailing process. I would highly recommend the Niles Team if you ever find yourself looking to purchase a new home.

Business Response:

Thank you Julianne for trusting us to get this done for you. I know it wasn't a fun experience prior with the other lender who dropped the ball but that is what we are here for......to make the process stress free and as easy as possible to close on time and efficiently. We are looking forward to serving you again down the road when you need us as we aren't going anywhere. Blessings to you and Troy! -Ryan

TroyRuckman on Zillow

★★

2 years ago

Ryan and the entire Niles Team were instrumental in helping my wife and I close on our home purchase under some challenging circumstances. We were originally working with a national bank for our purchase under contract, but their loan team based on the East Coast completely dropped the ball, and treated me like just a number to them. In speaking with my network, Ryan came highly recommended as someone with knowledge of the unique details of the Seattle real estate market, and who could provide customized solutions not found at an international banking institution. With the ability to meet my closing date in jeopardy, I reached out to Ryan, and after reviewing my situation he assured me his team could get me to the finish line on time. From that point on it was a night and day experience working with his team compared to the big bank. We received nearly daily communication updates by phone, text and email on how our closing was progressing, and we always felt we were Cornerstone’s most important client. We received a great rate, competitive fees and the entire process was clear and easy. There are many options available when looking for home financing, but I can say from experience you want someone based locally that works to earn your repeat business. I highly recommend the Niles team for anyone in the Puget Sound looking to purchase a home, and look forward to working with them again for all future mortgage needs.

Business Response:

Thanks Troy! Really appreciate the kind words and I'm sorry that you had a bad experience prior with one of the bigger banks. Local service and local relationships matter and I'm glad we were able to get you into your new home. Our team is looking forward to working with you again and we will be in touch. Go Dawgs! -Ryan

Ryan B on Zillow

★★

2 years ago

Ryan and his team were a huge help in making the purchase of our first home simple and stress free. His team was available via phone, text and email and were very quick to respond. They walked us through every step and made us feel comfortable asking even the simplest questions. Will definitely work with them again!

Business Response:

Thanks Ryan for the kind words you and Julie were great to work with! Look forward to seeing you create memories in your new home! -Ryan Niles

Veronica & Geremy on Zillow

★★

2 years ago

Over the last 7+ years, Ryan and his team have handled our home purchase and two refinances. Every loan process has been smooth and easy, and has gone exactly as expected. Ryan has always given us good advice, and multiple options where applicable (e.g. FHA vs. conventional, buy down the rate or not, etc.). We would definitely recommend Ryan to anyone looking to buy or refinance.

Business Response:

Thanks Veronica and Geremy! Was a pleasure working with you as always! -Ryan

Brandon W. review for Cornerstone Home Lending, Inc. - Ryan Niles NMLS# 357455

Brandon W. on Birdeye

★★

2 years ago

Second time we have come to Ryan and we could not be happier with the decision. We closed exactly on time and when we were leaning towards a bad decision, Ryan made sure that he personally talked us through our options so that we would make the right decision. This time the loan process for us was slightly different with new technology like LoanFly and Total Cost Analysis Reports. What I personally liked about the changes was that everything could be managed safely and securely online so that there was no need for us to meet in person. If you are seeking a team that is efficient, honest, responsive, and delivers as promised I would highly recommend Ryan. In addition, Ryan's team won't just end the relationship after you close. They will continue to be there to answer any questions you have even years down the road. I plan to continue to use Ryan and his team for all my mortgage needs.

bkw on Zillow

★★

2 years ago

Business Response:

Thanks so much Brandon and Kim! We appreciate you as always and are really happy for you both in your new home!- Ryan Niles

Caitlin Chu on Zillow

★★

3 years ago

My fiance and I were referred to Ryan and his team through our agent. Ryan and his team made the home buying process so easy, especially since this was our first home. Constant updates throughout the process, very responsive to our questions, and not pushy at all to lock in the best rate that we could. Ryan was very in tuned to the market changes and provided great guidance. They were all very professional and we felt super comfortable asking newbie home buyer questions. The Niles Team uses LoanFly for their process as well which made it super easy to upload/download documents as well as see our loan progress! Ryan and his team are AWESOME. I can't thank them enough for making this a painless home buying process. We would definitely recommend The Niles Team and plan to use them again for our future mortgage needs!

Business Response:

Thanks Caitlin and Kramer for the kind words and glad you loved using LoanFly! Send photos of the house if you can to our team as we would love to see it when you are all moved in and settled. -Ryan

Kahliah Laney on Zillow

★★

3 years ago

Ryan and his team were amazing from start to finish. We met Ryan at the first time homebuyers class which he taught the first half of. He was super knowledgeable and engaging. We went into the class looking for information and thinking we might buy sometime in 2020 and left feeling confident in our ability to get financing to buy our first home. My husband, in particular, wasn't convinced that we were prepared to buy but after speaking with Ryan we realized that we were well positioned to buy. I appreciated that he didn't try to hard sell us on working with him but really encouraged all the attendees of the class to go seek out other options. My husband and I considered three other teams but none of them seemed as competent, organized, and professional as Ryan and his team. We are so glad we decided to work with him. He worked very closely with our buyers agent and the process was so smooth it was scary. Seriously, we kept waiting for something to go wrong but the process was quick, painless and seamless. We attended the class the first weekend in September and closed about 7 weeks later. Ryan and his team were incredibly thorough, keeping us on track and being flexible when deadlines changed. They were very responsive answering all of our questions ad clearly explained the entire process and each document we needed to sign. One thing we especially liked was that while Ryan has a team who are all highly competent and professional we also had access to him. Unlike other folks we considered, he didn't pawn us off on a ton of other people and flood our inbox with documents to sign without ever actually following up with us directly. Anyway we cannot recommend The Niles Team with Cornerstone enough. I've been singing their praises to all my friends considering buying a home. We'll certainly be working with them in the future. Thanks Ryan and team!