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Kristy Lee Ruhkala (NMLS #256835)

  • Mortgage Lenders
  • Roseville, CA
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About this business

FinanceMortgage Lenders

Big Valley Mortgage, a division of American Pacific Mortgage Corporation NMLS #1850 : Licensed by the Department of Business Oversight Under the California Residential Mortgage Act. Equal Housing Opportunity. Founded in 1990, we are one of the fastest growing full-service mortgage bankers in the Sacramento and Central Valley areas. Our Goal - provide families with an opportunity to purchase a home by helping them secure the best possible loan at the most favorable rate and terms. We are committed to serving our customers a... read more

Location details

3000 Lava Ridge Court, Suite 220, Roseville, CA, 95661.0, United States

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Mon9:00 a.m. to 6:00 p.m.
Tue9:00 a.m. to 6:00 p.m.
Wed9:00 a.m. to 6:00 p.m.
Thu9:00 a.m. to 6:00 p.m.
Fri9:00 a.m. to 6:00 p.m.
5.0166 reviews
61 reviews have no rating
Jared & Samara Stevens's profile image
Jared & Samara Stevens 
10 years ago

Kristy was amazing! Always available to answer our questions. She made us feel like we were her only clients! She made this process a great experience! 

Jordan Robinson's profile image
Jordan Robinson 
10 years ago

Kristy was very helpful and attentive to my client's needs, she went above and beyond to make this loan happen. I would recommend her to anyone who desires to have a good experience when buying, selling or refinancing real estate. Thank you Kristy! 

Lisa Lombardi's profile image
Lisa Lombardi 
10 years ago

Congratulations David and Melissa for the purchase of your beautiful home in Vallejo! We found the one with the large lot to accommodate your toys! More importantly, congratulations on your new additions! Taylor and Addison, now 7 weeks ...old.. delivered just in time to move in! We could not have done it without Kristy Ruhkala, Senior Loan Officer of Big Valley Mortgage and Loan Assistant, Caren Moran. Excellent job! 

Daniel & Jaqueline Billings's profile image
Daniel & Jaqueline Billings 
10 years ago

Timely communication. 

Steve & Melody Brown's profile image
Steve & Melody Brown 
10 years ago

Kristy Ruhkala was amazing to deal with! First of all, Kristy was recommended to me by my real estate agent. From the time that we first corresponded via phone/email (and she provided the home mortgage loan pre-approval that evening so that we could sign the new home construction contract the next day) to the final step of the loan funding and escrow closing, Kristy was on top of everything. Kristy worked very closely with us on the details of the Lock and Build program and provided timely mortgage interest rate information ... read more

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Steve Brown 
10 years ago

Kristy has been great to work with. She is very knowledgeable and supportive. I would definitely recommend her. 

Mary Aldridge's profile image
Mary Aldridge 
10 years ago

I am very happy I chose to work with Kristy Ruhkala as my loan officer. She took the time to explain the process and documentation required to obtain my loan. Her knowledge and experience enabled her to fully answer questions at each stage of the process. I also very much appreciate that she is located in Roseville. Being able to communicate in person was an important advantage. Kristy and her team, worked hard to ensure everything progressed in a timely manner. As a result of her diligence and professionalism, escrow closed... read more

Betty Kleiber's profile image
Betty Kleiber 
10 years ago

Kristy was very professional and efficient and definitely kept me informed so I was not in the dark. She was easy to work with and very understanding. 

John Storm's profile image
John Storm 
10 years ago

First, I just wanted to thank Kristy for doing such a a great job handling my loan documents as I made it through this first home purchase. Kristy was a pleasure to work with and was very helpful in guiding me through the particulars of each step needed to get a successful loan. She got me a great interest rate and always kept me informed of what was happening throughout the process. I will be a returning customer with my next home purchase and I recommend Kristy Ruhkala to anyone buying a home! 

Frequently asked questions about Kristy Lee Ruhkala (NMLS #256835)

How is Kristy Lee Ruhkala (NMLS #256835) rated?

Kristy Lee Ruhkala (NMLS #256835) has a 5 star rating with 166 reviews. 

When is Kristy Lee Ruhkala (NMLS #256835) open?

Kristy Lee Ruhkala (NMLS #256835) is closed now. It will open on Monday at 9:00 a.m.