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Mary Ratchford at Guaranteed Rate (NMLS #261640)

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About this business

As a Guaranteed Rate Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact ... read more

Location details

350 Main Road, Montville, NJ, 07045, United States

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Mon9:00 a.m. to 6:00 p.m.
Tue9:00 a.m. to 6:00 p.m.
Wed9:00 a.m. to 6:00 p.m.
Thu9:00 a.m. to 6:00 p.m.
Fri9:00 a.m. to 6:00 p.m.
5.08 reviews
Albert Bocchino's profile image
Albert Bocchino 
3 weeks ago

As first time home buyers, my wife and I were overwhelmed applying for a mortgage and purchasing our Condominium. After submitting our mortgage application, Mary guided us through the entire process and eased our anxiety! She has been our "Guide" and an Advocate. She is personable, accessible, and a great communicator. Mary is a professional and knowledgeable about Finance and Real Estate. She made sure she got us the best possible rate despite the unstable market. She also assisted us in acquiring homeowners insurance... read more

Cornelius Tavarres's profile image
Cornelius Tavarres 
3 months ago

I had very specific needs regarding the need to close quickly and Mary was able to make that happen with a less than 30 day close. She personally guided me through the process, helping me to gather and submit all requests with the quickest turnaround possible. In addition, Mary was personable, kind, great communicator and professional. Without her I would not have been successful in meeting my extremely tight deadline. Very helpful and I will definitely recommend her! Thanks Mary you’re the best!!!! 

Barb Frye's profile image
Barb Frye 
3 months ago

Working with Mary was an absolute delight! She is very knowledged on finance and rates, and went above and beyond to make sure what I got was the best option! She was always accessible by a phone call or email and would get right back to me. I will continue to use Mary for future financing or any mortgage needs! 

Denise Biehl's profile image
Denise Biehl 
5 months ago

I have had the pleasure of working with Mary for years and she is absolutely amazing! What I love most about Mary is she is always upfront and helps you navigate the entire process of your mortgage or refinance! She is super responsive and knowledgeable-I highly highly highly recommend her!!! 

Katie Lam's profile image
Katie Lam 
4 months ago

I have been using Mary Ratchford for the last 10 years in getting my mortgage loan. She’s very knowledgeable and quick in responding to my questions. It was a very smooth transaction process from beginning to end. I had a wonderful experience and I would highly recommend Mary Ratchford. 

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Frequently asked questions about Mary Ratchford at Guaranteed Rate (NMLS #261640)

How is Mary Ratchford at Guaranteed Rate (NMLS #261640) rated?

Mary Ratchford at Guaranteed Rate (NMLS #261640) has a 5 star rating with 8 reviews. 

When is Mary Ratchford at Guaranteed Rate (NMLS #261640) open?

Mary Ratchford at Guaranteed Rate (NMLS #261640) is open now. It will close at 6:00 p.m.