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National Credit Direct

4.9

About this business

National Credit Direct is a nationwide specialty No Credit Check financing company. The company guarantees approval irrespective of credit. The company offers over 15,000 consumer goods on its website. All new customers establish a short consecutive payment history to be approved and are issued a credit account. All subsequent purchases are financed with with the credit account. National Credit Direct does not charge interest or nuisance fees. The company is A+ Rated with the BBB and offers a money back guarantee. 

Location details

3911 North Schreiber Way, Coeur d'Alene, ID, 83815, United States

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WeekdayScheduleStatus
Mon07:00 a.m. to 4:00 p.m.
Tue07:00 a.m. to 4:00 p.m.
Wed07:00 a.m. to 4:00 p.m.
Thu07:00 a.m. to 4:00 p.m.
Fri07:00 a.m. to 4:00 p.m.
SatClosed
SunClosed
4.9143 reviews
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Chantel C's profile image
Chantel C 
a month ago

I have been a customer of NCD for a while now and I absolutely love it! They have been so kind to me when needing to change my payment date, with no late fees! And the customer service is excellent! 

Business response:

You are the best! Thank you for taking the time to tell the world about your experience with us. We love being of service to you. Thank you. 

Elgie E's profile image
Elgie E 
a month ago

Very satisfyed WTH customer service and the products they offer. Thank so much! 

Business response:

Yay! Another very satisfied customer. Our Guaranteed Approval program is unlike any other. Once you meet the initial payment and identity requirements on your first purchase, you can use your account for repeat purchases without ever having to make a down payment again, as long as your account remains in good standing. Getting approved to purchase high quality, name brand merchandise is what we're about. Thank you again for the kind words and we look forward to serving you for many years. 

Alfredo R's profile image
Alfredo R 
a month ago

Excellent job guys, you are doing and AMAZING job. Thank you for your service. 

Business response:

And thank you for being one of the many valued customers who make ********************** possible. We look forward to serving you for many years to come. 

Joseph S's profile image
Joseph S 
a month ago

The service have been outstanding.I have been with NCD company for many years.Quality products. 

Business response:

Service and quality are what we want you to experience. For new customers who are not sure, all we ask is that you give us just one chance to show you why so many people are turning to National Credit Direct to make purchases. Our no-credit-check program Guarantees Your Approval. New customers are required to establish a ONE-TIME-ONLY payment history and validate identity to get Approved. Thereafter, you can use your account over and over for repeat purchases. Plus, you get FREE GIFTS with our Reward Points program. Similar ... read more

Sandra T's profile image
Sandra T 
a month ago

I have gotten great service from NCD Financial I give them five starters. 

Business response:

Service is what you're supposed to get, but few companies truly know how to deliver it. Thank you for the kind words and for those who want to experience the joys of our Guaranteed Approval program and get the same quality service our customers enjoy, please consider giving ********************** a try. 

Pennie W's profile image
Pennie W 
a month ago

I have been a customer of ********************* since 2011 and I have never been disappointed in such quality and service I have received from ******. Payments are set at a workable plan to pay. I would and have recommend them to everyone I know. 

Business response:

13 years a customer (as of this review) and hopefully another 13 years and more serving him. Here are the words to best describe our customer philosophy: We. Take. Care. Of. You. Our no-credit-check, guaranteed-approval program is the only one of its kind. All new customers establish a short, consecutive payment history (and validate their identities) to get approved. Once financed and your account is established, you can use it to make repeat purchases with no additional down payment requirements. Since 2011 we expanded our... read more

Brian J's profile image
Brian J 
a month ago

I had had a great experience . I live the customer service I would say it's the best I have had in a very long time. Thank you again keep up the great work 

Business response:

We take pride in our work and in serving our customers. Pride in serving customers used to be common in *******. With National Credit Direct you are never just a number. You are the very reason we exist. Thank you for the kind words. 

Marguerite E's profile image
Marguerite E 
a month ago

This is a great Company! I have been a customer for over a decade and I have received wonderful service and products from them. ****** has been giving me superb customer service and it is always a good experience when I reach out to him for service. 

Business response:

Another long-term happy customer. If you want to join our happy customer list, please consider giving us a try. We do not check credit. All new customers must establish a short payment history and validate identity to get approved. Once approved, your account can be used for repeat purchases with no future down payment requirement. You also earn Points (like credit card points) that you can redeem for free gifts or cash back. It's your choice. We also offer other specials and incentives for our customers. That's why ********... read more

Akim C's profile image
Akim C 
a month ago

The customer service rep. ****** was excellent. Walked me through all my options. Answered all my questions and was patient. I recommend NCD 

Business response:

Investing in our staff so they can invest in our customers is a top priority. Superb customer service combined with top quality name brand merchandise is how we make satisfied customers. Thank you for the kind words and for trying our Guaranteed Approval program. We look forward to serving you for many years. 

Frequently asked questions about National Credit Direct

How is National Credit Direct rated?

National Credit Direct has a 4.9 star rating with 143 reviews. 

When is National Credit Direct open?

National Credit Direct is closed now. It will open on Monday at 7:00 a.m.