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National Credit Direct

4.9

About this business

National Credit Direct is a nationwide specialty No Credit Check financing company. The company guarantees approval irrespective of credit. The company offers over 15,000 consumer goods on its website. All new customers establish a short consecutive payment history to be approved and are issued a credit account. All subsequent purchases are financed with with the credit account. National Credit Direct does not charge interest or nuisance fees. The company is A+ Rated with the BBB and offers a money back guarantee. 

Location details

3911 North Schreiber Way, Coeur d'Alene, ID, 83815, United States

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WeekdayScheduleStatus
Mon07:00 a.m. to 4:00 p.m.
Tue07:00 a.m. to 4:00 p.m.
Wed07:00 a.m. to 4:00 p.m.
Thu07:00 a.m. to 4:00 p.m.
Fri07:00 a.m. to 4:00 p.m.
SatClosed
SunClosed
4.9227 reviews
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Anna F's profile image
Anna F 
2 months ago

I like this company they have good costumes services thank you 

Business response:

Thank you so much for the kind words. We focus heavily on top-quality service for our customers. 

Carol J's profile image
Carol J 
2 months ago

I love this company. They have helped me so much 

Business response:

We love having you as a customer. Thank you for giving us the chance to serve you. 

Clarissa P's profile image
Clarissa P 
2 months ago

I am very satisfied with my results thank you NCD! 

Business response:

Another "Very Satisfied" customer. Thank you! 

Regina S's profile image
Regina S 
2 months ago

**************** is awesome. Everyone is professional, courteous and extremely helpful. But as far as getting your credit card utilization to go down with this tradeline. Its an exaggeration. My utilization did not go down and my credit score did not increase. 

Business response:

Thank you for the kind words about our team. With respect to your credit, we cannot directly affect your credit or your utilization. We only report payments on your account with us. ********************** scores are comprised of many factors that we cannot directly influence. However, it's not uncommon for customers to tell us that their ******************** situation did improve while making payments on their accounts with us. Thank you again. 

Tonya N's profile image
Tonya N 
2 months ago

Been a customer since 2022, love the customer service nd they're available to help always 

Business response:

Thank you for the kind words. We love seeing the positive feedback and look forward to serving you for many years. 

Steve M's profile image
Steve M 
2 months ago

Great service! **************** is very supportive and extremely knowledgeable on their featured products and services. I recently purchased my daughter an iPhone from NCD the product was shipped on time with no problems.The reporting is swift and is reported regularly.I highly trust and recommend NCD especially if you are having trouble establishing credit. 

Business response:

If you want to avoid being turned down to purchase name-brand electronics, give us a try. We will guarantee your approval and give you a chance to build a credit history. Thank you for the kind words. 

Sarah P's profile image
Sarah P 
2 months ago

Great experience definitely say get with them to help build credit . 

Business response:

Get with us if you want to get approved for brand-new, name-brand electronic and build a payment history. Thank you! 

Jakwon P's profile image
Jakwon P 
2 months ago

Easy and great experience! Super kind and polite! Will use again 

Business response:

We look forward to it and appreciate you giving us a try. 

Mallori D's profile image
Mallori D 
2 months ago

I recently had an exceptional experience with National Credit Direct. From start to finish, their customer service was top-notch. The team was highly communicative, utilizing text technologies to keep me informed every step of the way.One of the standout features was the speed of delivery. I received my products within 7 business days, even while still making payments on my purchase order. The frequent updates on delivery and shipment progress were very reassuring.The application process was straightforward and hassle-free. ... read more

Business response:

Lovin it! Happy long-term customers is what we strive for. Thank you. 

Frequently asked questions about National Credit Direct

How is National Credit Direct rated?

National Credit Direct has a 4.9 star rating with 227 reviews. 

When is National Credit Direct open?

National Credit Direct is closed now. It will open at 7:00 a.m.