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National Credit Direct

4.9

About this business

National Credit Direct is a nationwide specialty No Credit Check financing company. The company guarantees approval irrespective of credit. The company offers over 15,000 consumer goods on its website. All new customers establish a short consecutive payment history to be approved and are issued a credit account. All subsequent purchases are financed with with the credit account. National Credit Direct does not charge interest or nuisance fees. The company is A+ Rated with the BBB and offers a money back guarantee. 

Location details

3911 North Schreiber Way, Coeur d'Alene, ID, 83815, United States

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WeekdayScheduleStatus
Mon07:00 a.m. to 4:00 p.m.
Tue07:00 a.m. to 4:00 p.m.
Wed07:00 a.m. to 4:00 p.m.
Thu07:00 a.m. to 4:00 p.m.
Fri07:00 a.m. to 4:00 p.m.
SatClosed
SunClosed
4.9143 reviews
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Blake L's profile image
Blake L 
a month ago

National Direct is always helpful and friendly. I enjoy doing business with them. 

Business response:

Another very happy and satisfied customer. That's why we are the leader in true no credit check financing and try to work with the credit invisible. There are too many people who are unable to obtain financing because they do not have a credit history, or experienced a negative event that keeps them from building a credit history. TRANSFORM YOUR CREDIT...IMPROVE YOUR LIFE! 

torrey t's profile image
torrey t 
a month ago

Review: **** For NCD Credit **************** I recently had the pleasure of working with **** from NCD Credit ****************, and I must say that my experience was exceptional. ****'s professionalism, knowledge, and dedication to helping clients improve their credit scores are truly commendable.From the moment I reached out to **** for assistance with my credit situation, he was attentive and responsive. He took the time to thoroughly explain the credit repair process, answered all of my questions with patience, and provid... read more

Business response:

Thank you for the kind words. Just to clarify, we are not a credit repair service, but rather an alternative option to obtain financing without using a credit check. We ask that new customers establish a short, consecutive payment history (using a layaway plan initially) and upon meeting the payment and identity validation criteria, we will offer to finance their balance and ship their merchandise early. You will be given an unsecured revolving account that you can use for repeat purchases that never requires another down pa... read more

John B's profile image
John B 
a month ago

They met my expectations Im very happy thank you so much 

Business response:

Another very happy and satisfied customer. That's why we are the leader in true no credit check financing and try to work with the credit invisible. There are too many people who are unable to obtain financing because they do not have a credit history, or experienced a negative event that keeps them from building a credit history. All that we ask is new customers establish a short, consecutive payment history (using a layaway plan initially) and upon meeting the payment and identity validation criteria, we will offer to fina... read more

NinaMaria P's profile image
NinaMaria P 
2 months ago

****** WAS VERY HELPFUL AND ALWAYS ARE VERY HELPFUL. Tronix Country salesman that cares. 

Business response:

NCD Financial thanks you for the time to recognize our Company and our Agent. Thank you. You have been an excellent customer and is it our pleasure to serve you! 

Tyquan J's profile image
Tyquan J 
2 months ago

Great costumer service, Wonderful payment plans And discounts plus a variety of items. 

Business response:

Another satisfied customer. Once you meet our initial ******************************* down-payment requirement, your account can be used over and over and over to make repeat purchases. Thank you for your kind review. 

Brandon T's profile image
Brandon T 
2 months ago

Everything went good service is quick . I thank yall for everything. 

Business response:

You are very welcome and NCD Financial thanks you to taking the time to provide your feedback. We look forward to serving you for years to come! 

Eugene A's profile image
Eugene A 
2 months ago

Good really like it and enjoying it just waiting on my things 

Business response:

Another satisfied customer. Thank you for giving us a chance and we look forward to serving you for many years. 

Bernie M's profile image
Bernie M 
2 months ago

I have had a great experience with this *************** is great he is understanding n I only like for him to handle my business 

Business response:

Thank you for being a fantastic customer for 13 years!!! ********************** is very fortunate to have loyal customers and Agents, while we so greatly appreciate your satisfaction with ******, we know you can rely on all our Agents. Thanks again! 

Penny M's profile image
Penny M 
2 months ago

****** was a big help I love NCD I bought a promise ring from them that I love and now I'm getting my brother a laptop for his birthday. 

Business response:

NCD Financial appreciates you taking the time to acknowledge our company and our Agents. We strive for all customers to share your experience. 

Frequently asked questions about National Credit Direct

How is National Credit Direct rated?

National Credit Direct has a 4.9 star rating with 143 reviews. 

When is National Credit Direct open?

National Credit Direct is closed now. It will open on Monday at 7:00 a.m.