Advance Financial's cover image

This profile has been claimed by the business owner or representative.

Advance Financial

3.4

About this business

Location details

1317 Decatur Pike, Athens, TN, 37303, United States

Get directions
WeekdayScheduleStatus
Mon10:00 a.m. to 6:00 p.m.
Tue10:00 a.m. to 6:00 p.m.
Wed10:00 a.m. to 6:00 p.m.
Thu10:00 a.m. to 6:00 p.m.
Fri10:00 a.m. to 6:00 p.m.
SatClosed
SunClosed
3.4363 reviews
Select a rating
Celia D's profile image
Celia D 
a year ago

This company post payments late so that they can gouge you with 15% interest fees and a late fee on top of that. i should have never done business with them and encourage everybody to avoid this company like the plague. I made a $4000 payment and only $700 went to the principal. I am surprised they even got a 1 star out of 5. 

Business response:

Hi *****, Thank you for your feedback. We’re sorry to hear that we didn’t meet your expectations. If you’d like to discuss this further, please share your full name and contact number at reviews@af247.com so we can connect with you. 

Tyler B's profile image
Tyler B 
a year ago

Predatory. Charging me well over 200% of my loan and charging me biweekly and calling them "fees". They refuse to use the words "interest" or "percentage" and push back against the use of the words. This is an evil company that is worse than pay day loan companies and will attempt to charge you an arm and a leg. They wouldn't even tell me my pay off date. 

Tina C's profile image
Tina C 
a year ago

I encourage everyone on this page to file a formal complaint with the FTC and the CFPB so that we can get this illegal company and its officers charged for fraud and start a potential class action. *******and ********************************. And, please file with the Attorney General for you specific state. A recent class action and criminal charges that the FTC charge and took out another lender with similar practices. I made the mistake of taking out a loan with them a number of years ago. Paid it off and received odd ema... read more

Business response:

Hi ****. This account is no longer owned by Advance Financial. Please contact ****** **** ******** ***at ** *** ****, Chespeake VA 23327 or call ************. Thanks 

Ronald G's profile image
Ronald G 
a year ago

Loan Sharks, ****** Crooks, made a minimum payment of $200 and $180 went towards interest and only $29 went to the principal 

Business response:

Hi ******, Thank you for your feedback. We’re sorry to hear that we didn’t meet your expectations. If you’d like to discuss this further, please share your full name and contact number at reviews@af247.com so we can connect with you. 

Brittni H's profile image
Brittni H 
a year ago

ZERO STARS!! Can’t get ahead of the interest.. it’s absolutely the WORST LOAN I’ve ever had in my life! 

Business response:

Hi *******, Thank you for your feedback. We’re sorry to hear that we didn’t meet your expectations. If you’d like to discuss this further, please share your full name and contact number at reviews@af247.com so we can connect with you. 

Nyacka T's profile image
Nyacka T 
a year ago

Charge 1942.22 in fees fraud and reported on credit report I will be contacting consumer finance 

Business response:

Hi ******, thank you for reaching out. At Advance Financial, we strive to always serve our customers with courtesy, efficiency, and respect. We meet our customers' needs by offering line of credit loans. If you would like to discuss any concerns, we are happy to help at reviews@af247.com. Thank you for the feedback. 

Gregory M's profile image
Gregory M 
a year ago

No stars… this company is a rip off I’ve paid this long three times over and nothing’s going to the principal. What can I do? 

Business response:

Hi ********thank you for reaching out. At Advance Financial, we strive to always serve our customers with courtesy, efficiency, and respect. We meet our customers' needs by offering line of credit loans. If you would like to discuss any concerns, we are happy to help at reviews@af247.com. Thank you for the feedback. 

Mona T's profile image
Mona T 
a year ago

Most WORST COMPANY EVER, I applied for a loan gave them ALL my Personal Information did not get a response they hang up on you so since I am able to come to your business address expect to see me. This fraud and I want to put a face to the name of the people I will be having served with a LAWSUIT FOR FRAUDULENT PRACTICES IN BANKING WHICH IS A FEDERAL OFFENSE Status is actually -000000 STARS 

Business response:

Hi ****, thank you for reaching out. At Advance Financial, we strive to always serve our customers with courtesy, efficiency, and respect. We meet our customers' needs by offering line of credit loans. If you would like to discuss any concerns, we are happy to help at reviews@af247.com. Thank you for the feedback. 

Deborah S's profile image
Deborah S 
a year ago

This is a Predatory lender. We was desperate due to our sons stage 4 cancer he fight for 2 yrs. It takes a toll on you financially and mentally. I took out a opp loan knew that was high interest but understood the terms. So as I’m paying auto payments so didn’t really check balance. Said I could take out more so I’m like oh this is cool. Well now that my son is okay for now I’m trying to get these bills paid up. I realize that there a some sort of fee not a intrest payment. So with this being said almost nothing goes towards... read more

Business response:

Hi *******, thank you for reaching out. At Advance Financial, we strive to always serve our customers with courtesy, efficiency, and respect. We meet our customers' needs by offering line of credit loans. If you would like to discuss any concerns, we are happy to help at reviews@af247.com. Thank you for the feedback.