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CJ Kerls at Rate (NMLS #243438)
- Mortgage Lenders
- San Francisco, CA
About this business
CJ Kerls is your San Francisco local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, CJ is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact CJ at (415) 586-6003 for more information!
Location details
41 Freelon Street, San Francisco, CA, 94107, United States
Get directions| Weekday | Schedule | Status |
|---|---|---|
| Mon | 09:00 a.m. to 5:00 p.m. | |
| Tue | 09:00 a.m. to 5:00 p.m. | |
| Wed | 09:00 a.m. to 5:00 p.m. | |
| Thu | 09:00 a.m. to 5:00 p.m. | |
| Fri | 09:00 a.m. to 5:00 p.m. | |
| Sat | Closed | |
| Sun | Closed |
We first financed our home purchase with CJ Kerls 18 years ago. Since then, we have refinanced our mortgage several times and it has always been an easy, smooth, and pleasurable experience working with CJ and his team. I highly recommend them for your mortgage needs.
I had the pleasure of working with CJ Kerls at Guaranteed Rate 10 years ago when he helped us buy our first home. Then, more recently, we reached out to CJ again to help us with our refinance. His support, deep knowledge, and availability to jump in and help us on short notice are invaluable. I'd like to highly recommend CJ Kerls!
I had the privilege of working with CJ and his team when I bought my home last September. I had previously had contact with CJ about 4 years prior when I was first entertaining the idea of purchasing a home and began working with him again this last time in July of 2020. The first time we worked together CJ showed the same level of attention as he did this last time. Both times he was incredibly knowledgeable and responsive throughout the process of getting me pre-qualified for a loan. Each time he presented me with several ... read more
CJ Kerls and his team are very responsive and professional. They made the refinance process as easy and simple as possible for me. It helped that Guaranteed Rate is high tech to make the mortgage process smooth.
Just had a fantastic experience refinancing with CJ. He was great at walking me through different loan options and finding a low rate with no closing costs that really worked for our situation and far exceeded my expectations. I really appreciated how responsive, patient, and thorough he was in explaining everything. He also handled a subordination issue with my heloc with no problem, when other banks made it seem like a heloc second mortgage would be a dealbreaker in easily refinancing. In addition, his entire team ensured ... read more
I reached out to CJ for a pre-approval on a 30y fixed jumbo after the market rates changed and our other lender was coming in high - quite stressful. CJ jumped in and provided better rates, and presented the costs and options in an extremely clear an concise manner. He did this all within one afternoon for us. Ultimately, our other lender matched and we decided to go with them because of complexities with the appraisal and underwriting approval while improvements being made to the building (headache). After interacting with ... read more
Frequently asked questions about CJ Kerls at Rate (NMLS #243438)
How is CJ Kerls at Rate (NMLS #243438) rated?
CJ Kerls at Rate (NMLS #243438) has a 5 star rating with 35 reviews.
When is CJ Kerls at Rate (NMLS #243438) open?
CJ Kerls at Rate (NMLS #243438) is closed now. It will open on Monday at 9:00 a.m.