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Emilio Cosculluela at Waterstone Mortgage NMLS #225111

5.0
  • Mortgage Lenders
  • Scottsdale, AZ

About this business

FinanceMortgage Lenders

Emilio Cosculluela's experience and pursuit of complete customer satisfaction helps each of his clients' reach the right financial goals for their individual situations. He can confidently help any client, from first-time homebuyers to seasoned investors, and many of his clients have become lifelong, close friends. Emilio was born in Havana, Cuba, and was raised in Miami, FL. He attended Florida State University in Tallahassee, FL where he majored in Business Administration. He is fluent in both English and Spanish. He love... read more

Location details

8767 E Via de Ventura, Suite 101, Scottsdale, AZ, 85258, United States

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WeekdayScheduleStatus
Mon9:00 a.m. to 6:00 p.m.
Tue9:00 a.m. to 6:00 p.m.
Wed9:00 a.m. to 6:00 p.m.
Thu9:00 a.m. to 6:00 p.m.
Fri9:00 a.m. to 6:00 p.m.
SatClosed
SunClosed
5.055 reviews
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Johnnie Mata's profile image
Johnnie Mata 
3 years ago

This is the second time that I have worked with Emilio and he has always provided exceptional customer service. He goes above and beyond for his clients and always has their best intentions in mind. For anyone looking for a lender I highly recommend working with Emilio. I will only use him for my future home purchases. 

Business response:

Thank you for taking the time to write this review, Johnnie! We are happy to hear your homebuying experience was a smooth and easy process, thanks to Emilio. We look forward to working with you again, should you have future homebuying or refinancing needs. Congratulations on your new home.  

tcbirney's profile image
tcbirney 
3 years ago

Emilio explains each step and option. He even recommends when you should wait instead of refinancing. Great guy to work with. He did our original 30 year loan and when it came time that I could refinance, he was my first choice. I got a better rate than coworkers who used someone else to refinance. 

Business response:

Thank you for this review, Tcbirney! A professional, informative loan originator is essential to have by your side, during the refinance process. We're glad Emilio was there every step of the way to walk you through the refinance process. Thanks again.  

Milena Opacic's profile image
Milena Opacic 
3 years ago

Emilio is best, there no words to describe how much he helped us.He is the person who you gonna call when you need to buy house or refinance mortgage. Thank you very much Emilio. 

Business response:

Thank you for this glowing review, Milena! We're ecstatic you had such a wonderful experience with Emilio. We look forward to working with you again in the future should you have any purchase or refinance needs. Thanks again. 

mladopacic's profile image
mladopacic 
3 years ago

Emilio is the best of the best in the lender business. I have known him for 7 years and wouldn't choose anybody else for home purchasing, selling, and refinancing. He was very professional when walking me through all of the home refinancing process and between the lines. He explained everything throughly and kept all his promises all the way to the closing deal. date.Easy to work with, paperwork load and download with 

Business response:

Thank you for this review, Mladopacic! A professional, informative loan originator is essential to have by your side, during the refinance process. We're glad Emilio was there every step of the way to walk you through the refinance process. Thanks again.  

smetvid's profile image
smetvid 
3 years ago

I was worried Covid would make the process of financing a new home loan more complicated. Emilio flipped it on its side and provided one of the smoothest home loan processes I have ever experience. I will gladly work with Emilio again in the future if I decide to sell/buy a new home. 

MariaRue's profile image
MariaRue 
3 years ago

Emilio has helped us purchase and refi our home. Both experiences were excellent. He remembers his clients and treats them like he would his own friends and family. We feel comfortable and welcomed to reach out to him anytime with finance questions even when outside of a lending process. We feel really good knowing we have a trusted person to work with in the lending world. 

Business response:

Thank you for this review. We know how many questions pop up throughout the loan process – whether you're a first-time homebuyer or you're seasoned at refinancing – that's why communication is key. It sounds like Emilio went above and beyond, providing answers to all your questions. We hope to work with you again! Thanks again! 

eek's profile image
4 years ago

Emilio is awesome, he walked us through the whole process, kept us up to date on every loan phase, and had all docs complete early for the close. He was great, we highly recommed him. 

Business response:

An early closing makes the homebuying process that much better, doesn't it? We're happy to hear you had a great mortgage experience with Emilio. Stay in touch! 

kendrick bates's profile image
kendrick bates 
4 years ago

Always acts with great integrity and a trusted resource who has my best financial interest. Made sure I was aware of all the disclosures and provided guidance throughout process. If you’re looking for a hard working, knowledgeable, trustworthy lender, that will get you the best option for your situation on time, I definitely recommend Emilio. 

Business response:

Kendrick, we're happy to hear that your home loan process was a breeze with Emilio! We agree - having a helpful and knowledgable loan originator makes the experience even better. Thanks for sharing your feedback! 

Kathrene Gribach's profile image
Kathrene Gribach 
4 years ago

Emilio is one of the most professional, kind-hearted, and knowledgeable people that I have had a pleasure working with. I really appreciated that he was always available whenever I had questions. I will certainly recommend him to anyone in need of a trusted lender! 

Business response:

Thank you for sharing your feedback, Kathrene. We're happy to hear that you had such a positive experience working with Emilio! Having a loan originator who is knowledgable and trustworthy certainly makes the mortgage process much easier. Enjoy your new home! 

Frequently asked questions about Emilio Cosculluela at Waterstone Mortgage NMLS #225111

How is Emilio Cosculluela at Waterstone Mortgage NMLS #225111 rated?

Emilio Cosculluela at Waterstone Mortgage NMLS #225111 has a 5 star rating with 55 reviews. 

When is Emilio Cosculluela at Waterstone Mortgage NMLS #225111 open?

Emilio Cosculluela at Waterstone Mortgage NMLS #225111 is closed now. It will open on Monday at 9:00 a.m.