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Gardner Lane at Rate (NMLS #217954)

5.0

About this business

Gardner Lane is your Providence local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Gardner is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Gardner at (781) 616-1343 for more information! 

Location details

469 Angell Street, Suite 1, Providence, RI, 02906, United States

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WeekdayScheduleStatus
Mon9:00 a.m. to 5:00 p.m.
Tue9:00 a.m. to 5:00 p.m.
Wed9:00 a.m. to 5:00 p.m.
Thu9:00 a.m. to 5:00 p.m.
Fri9:00 a.m. to 5:00 p.m.
SatClosed
SunClosed
5.039 reviews
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kimtoyhuh's profile image
kimtoyhuh 
3 years ago

In early 2021 I spoke with my son about refinancing our real estate properties in Chicago since the interest were good and we wanted to make lower payments. He gave me the number of Gardner Lane with Guaranteed Rate. After losing the number and finding it again a few days later, I called and left a message. That same day I got a call back from Gardner and explained my situation. I had three mortgages: one on our principal residence and another two on income property. Gardner took time and walked me through the process. He as... read more

Business response:

Kim, I am so thankful for you willingness to share your positive experience - you were a joy to work with - have a wonderful rest of the week!! Sincerely, Gardner 

Cricket's profile image
Cricket 
6 years ago

Gardner did so much more than crunch numbers. He looked at the property, gave excellent advice, recommended a wonderful realtor, and mostly remained dedicated and supportive through a complicated closing transaction. Gardner also did a great job analyzing our finances and talking to us about short and long term goals. So he was able to guide us to the best product and loan to meet our needs. His advice was invaluable. Also, he is phenomenal at returning calls and emails in a timely manner. 

dmjri's profile image
6 years ago

Gardner assisted us on a very complicated foreclosure transaction. He was incredibly accountable, knoweldgable and helpful. He owned this process for us. 

Paul's profile image
6 years ago

Gardner Lane was absolutely fantastic to work with! He provided excellent guidance in helping us determine the appropriate loan type based on what we were looking for, he was consistently available to answer our questions, and guided us through every step of the process. I can't recommend him highly enough! 

Ashley Prickel's profile image
Ashley Prickel 
6 years ago

Gardner led us through the first-time home buying process step by step with detailed and timely information. His expertise made us feel supported and his communication was top notch. I would highly recommend working with Gardner! 

phil4545's profile image
phil4545 
6 years ago

We just purchased a second home in California and I had called Gardner to look for a referral, never imagining that he holds a CA mortgage broker's license. Guess what, he does. My wife is in residential real estate in Massachusetts and she has referred many people to Gardner over the years with everyone having the same "five star" experience. The 3,000 mile distance between Gardner and our new home might as well have been three miles. The process was seamless and surprise-free. Communication is everything when pulling toget... read more

mrf2626's profile image
mrf2626 
7 years ago

Once I found the house Mr. Gardner was very helpful,explain every question,things were done in a timely manner, he would call you back in time and would always answer the phone. The whole process was fast and smooth. 

kensul12's profile image
kensul12 
7 years ago

Buying a home is a big deal. Whether it's your first home or your 3rd, the performance of a lender needs to be near perfect to make the process favorable. Gardner Lane was everything we needed. Professional, detailed, organized, and knowledgeable. Gardner picked a product that was tailored to our borrowing situation and delivered even as we navigated through some obstacles on the sale end of our old house. 

tgarcia 84's profile image
tgarcia 84 
7 years ago

Before meeting Gardner, I went to another lender that gave me bad advice and tried getting us to sign on to a loan without a fixed rate. Gardner came highly recommended by my real estate agent and I'm so glad we made the switch. He secured us a loan easily and was a pleasure to work with. He was accessible and helpful. 

Frequently asked questions about Gardner Lane at Rate (NMLS #217954)

How is Gardner Lane at Rate (NMLS #217954) rated?

Gardner Lane at Rate (NMLS #217954) has a 5 star rating with 39 reviews. 

When is Gardner Lane at Rate (NMLS #217954) open?

Gardner Lane at Rate (NMLS #217954) is closed now. It will open tomorrow at 9:00 a.m.