Gardner Lane at Rate (NMLS #217954)

m2286 

on Zillow

3 months ago

I always thought the loan application process as daunting and stressful. Gardner was the complete opposite he and his team kept constant communication and kept me abreast on what stage my loan was at and what to expect next. The process was smooth and painless. I was able to close quickly on my loan and I can't say enough about professionalism of Gardner and his team. Lastly, Garnder was able to get me a lower rate on my loan at the end. His astuteness of the industry paid off handsomely. Highly recommend!! 

kimtoyhuh 

on Zillow

3 years ago

In early 2021 I spoke with my son about refinancing our real estate properties in Chicago since the interest were good and we wanted to make lower payments. He gave me the number of Gardner Lane with Guaranteed Rate. After losing the number and finding it again a few days later, I called and left a message. That same day I got a call back from Gardner and explained my situation. I had three mortgages: one on our principal residence and another two on income property. Gardner took time and walked me through the process. He as... read more

Cricket 

on Zillow

7 years ago

Gardner did so much more than crunch numbers. He looked at the property, gave excellent advice, recommended a wonderful realtor, and mostly remained dedicated and supportive through a complicated closing transaction. Gardner also did a great job analyzing our finances and talking to us about short and long term goals. So he was able to guide us to the best product and loan to meet our needs. His advice was invaluable. Also, he is phenomenal at returning calls and emails in a timely manner. 

dmjri 

on Zillow

7 years ago

Gardner assisted us on a very complicated foreclosure transaction. He was incredibly accountable, knoweldgable and helpful. He owned this process for us. 

Paul 

on Zillow

7 years ago

Gardner Lane was absolutely fantastic to work with! He provided excellent guidance in helping us determine the appropriate loan type based on what we were looking for, he was consistently available to answer our questions, and guided us through every step of the process. I can't recommend him highly enough! 

Ashley Prickel 

on Zillow

7 years ago

Gardner led us through the first-time home buying process step by step with detailed and timely information. His expertise made us feel supported and his communication was top notch. I would highly recommend working with Gardner! 

phil4545 

on Zillow

7 years ago

We just purchased a second home in California and I had called Gardner to look for a referral, never imagining that he holds a CA mortgage broker's license. Guess what, he does. My wife is in residential real estate in Massachusetts and she has referred many people to Gardner over the years with everyone having the same "five star" experience. The 3,000 mile distance between Gardner and our new home might as well have been three miles. The process was seamless and surprise-free. Communication is everything when pulling toget... read more

mrf2626 

on Zillow

8 years ago

Once I found the house Mr. Gardner was very helpful,explain every question,things were done in a timely manner, he would call you back in time and would always answer the phone. The whole process was fast and smooth. 

kensul12 

on Zillow

8 years ago

Buying a home is a big deal. Whether it's your first home or your 3rd, the performance of a lender needs to be near perfect to make the process favorable. Gardner Lane was everything we needed. Professional, detailed, organized, and knowledgeable. Gardner picked a product that was tailored to our borrowing situation and delivered even as we navigated through some obstacles on the sale end of our old house.