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Heather Calvo is from New Orleans, Louisiana, and graduated from Loyola University. Her mortgage career started in 2003 when she worked for a title company as a notarial secretary. In 2008, Heather decided to extend her mortgage career and started working for Capital One as a mortgage support assistant. Shortly after, she became a loan originator. Heather specializes in working with first-time homebuyers. Outside of work, Heather enjoys spending time with her two beautiful daughters. They fuel her drive for success, motivat... read more
123 Staff Drive NE, Fort Walton Beach, FL, 32548, United States
Get directionsWeekday | Schedule | Status |
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Mon | 9:00 a.m. to 6:00 p.m. | |
Tue | 9:00 a.m. to 6:00 p.m. | |
Wed | 9:00 a.m. to 6:00 p.m. | |
Thu | 9:00 a.m. to 6:00 p.m. | |
Fri | 9:00 a.m. to 6:00 p.m. | |
Sat | Closed | |
Sun | Closed |
Working with Heather Calvo was extremely straightforward. She was able to communicate quickly and helped us understand the process. Definitely recommend!
Heather was amazing. As a first time homebuyer I leaned on her knowledge and transparency throughout the entire process. Her commitment to her job and willingness to go the extra mile for her clients truly sets her apart and made all the difference.
Heather is very professional and very on top of everything. She walked is through every step. Made it a very easy process. Highly recommend! Extremely satisfied!
This was our second time using Heather C and the WaterStone Mortgage team. She is always responsive and is available for questions when needed. We had the clear to close within days after our offer was accepted. I would definitely recommend Heather!
Heather is amazing to work with. She responds to questions and concerns very quickly. She helps guide you with required documents and helps you to find resources when you don’t know where to turn. She and her team go above and beyond to help make this stressful process go smoothly.
If you have multiple properties, a joint borrower with low credit, high DTI ratio, student loans, a condo on leased land, or any one of these conditions, then Heather and NAF are the ones you want to go to. All the way up to the day of closing, we weren’t sure they deal would go through but with ours and Heather’s determination and grit we were able to push through what seemed like an impossible deal. Thankful for lenders and agents like Heather who are able to work with buyers with unique circumstances. We are so happy my f... read more
Heather has been absolutely phenomenal !! She has stayed in contact with us through the entire process, helped us understand it and also guided us on the best options. She worked quickly, efficiently, honestly and always kept us up to date. We went through 3 lenders before meeting her and she made us comfortable and was the best lender we have ever Low rates, local lender and EXTREMELY knowledgeable!! We loved working with her!!!
I enjoyed working with Heather. She is very professional and down to earth. Due to some factors out of our control, we were not sure if we would be able to close on time but she made magic happen and helped us get to the closing table on our closing date. This is the second loan we have closed with her for a client’s family and we are extremely happy with her work!
I love Heathers communication and her attention to detail. She stayed right on top of everything to make sure we have a smooth closing. Thanks again Heather.
Heather Calvo at Waterstone Mortgage NMLS #1017546 has a 5 star rating with 54 reviews.
Heather Calvo at Waterstone Mortgage NMLS #1017546 is open now. It will close at 6:00 p.m.