Kelly Manderscheid at Rate (NMLS #273420)

Jason Garcia 

on Zillow

3 years ago

I had an amazing experience in a scary real estate world. I applied for a re-finance with 2 of my credit unions, and during under writing I was told they couldn't help be due to my FICO score. I didn't get the same answer form Kelly, she told me what I needed to do to raise my score. I followed her instructions to-the-T and just 3 weeks later we were moving full speed ahead with my cash out refinance. She got me the cash I wanted to pay off bills and invest in a 2nd property. My phone was blowing up with calls from lots, and... read more

DJ Dikitanan 

on Zillow

3 years ago

Kyle has always been so great to work with. I first worked with Kelly when I purchased my first home in 2018. She was very communicative and always easy to get in touch with, which was comforting as a first-time buyer. Four years later, Kelly helped us get into our new home in less than THREE WEEKS! She stayed in touch and kept me on track throughout the entire buying process. Kelly took the time to understand our wants vs. needs and answered all of my (dumb) questions from start to end. Ideally I don't have to move any time... read more

dvdrss 

on Zillow

3 years ago

Kelly made our refinance easy and fun. Ive always hesitated to refinance. Its never easy, but Kelly made it not only easy, but she made it fun and humorous. She was extremely patient with me. Even with the most ridiculous questions I might of asked. She was thorough, friendly, and respectful. I would not hesitate to work with Kelly and her team again. 

Peter Kinyoun 

on Zillow

3 years ago

I recently completed a refi on my condo/townhouse with Kelly. I cant say enough good things, she made the whole experience so easy and simple. She's the best, and will certainly be my first call on my next mortgage or refi. 

Brett 

on Zillow

3 years ago

Kelly and her team were amazing! They helped us through an unforeseen problem with no delays, we were actually able to close earlier than expected. Kelly spoke directly with my previous mortgage company to get all of the documentation needed. Her team was able to assist in dealing with both escrow companies (sale and purchase) to make sure everything went as smooth as possible. My family and I incredibly happy with and thankful for their work!!! 

moses lozada 

on Zillow

3 years ago

Kelly was awesome! She guides you thru the loan refinancing process painlessly. She gives you an honest and competitive rate and helped me in getting the most cash out for my property. Thanks for the huge help Kelly! 

gypsymitty 

on Zillow

3 years ago

Kelly was excellent. I have never had such a pleasant and efficient refinance experience in my life. She was on top of things, patient and clearly explained the process and friendly and approachable. I would highly recommend her all mortgage related needs. 

Sal Ramos 

on Zillow

3 years ago

We want to thank you Kelly for a smooth process with the refinancing on our home! We appreciate you communicating with us every step of the way with honesty. Every time we had a question you were always prompt to answer. We hope to work with you again soon. Definitely we will be referring you to friends and family! Thanks again for an amazing experience! 

Amy C 

on Zillow

3 years ago

Kelly has been so helpful from the minute we purchased our home to refinancing 2 years later, I highly recommend Kelly as she is trustworthy, helpful and knowledgeable.