Kristina Hayes - NMLS # 1057175

Gene I. 

Verified by Churchill Mortgage

4 years ago

Kristina was amazing thru the entire process , also April Rameriz where the Best! would do it all again . Pam and Gene Inman 

Lee B. 

Verified by Churchill Mortgage

4 years ago

Kristina was very persistent in finding a loan that would work and then making sure that the process moved forward. Super pleasant and thoughtful throughout the process. 

Adam B. 

Verified by Churchill Mortgage

4 years ago

Kristina was totally great to work with. She is courteous, friendly, reliable, very knowledgeable and wants the best for her clients. My husband and I were genuinely happy with the results of our refinance. This was our second time working with Kristina. That old saying that things are better the second time around is true. Her expertise is easily recognizable. In this business world, its great when you are treated like family. I will recommend her to my family and friends. 

Chris B. 

Verified by Churchill Mortgage

4 years ago

kristina made a tough situation referencing a mortgage very easy and she was very professional, knowledgeable and kind. I will definitely tell my friends about American Financial Network. I had a bad experience with another refinance company. Learned the difference between FHA and conventional loans. Thank you again Kristina Chris Berube  

Joy B. 

Verified by Churchill Mortgage

4 years ago

This was our first time buying a house. We originally were using a different lending company that never responded. My father suggested we call Kristina as, he used her company for his refinance. My husband and I are glad we made the switch. Kristina and her team went above and beyond our expectations!!! She is very courteous and knowledgeable. My husband and I will definitely be contacting her again and recommending her to all our family and friends..  

Ravi R. 

Verified by Churchill Mortgage

4 years ago

Kristina is AMAZING, from the time she introduced herself to the closing of the loan and after. She responded to all my emails and texts very promptly. If she did not know the answer she would research to find the answer and kept me informed every step of the way. This has been the most pleasant and painless experience I've ever had in obtaining or refinancing a home. I would work with Kristina again in a heartbeat and I will be recommending her to anyone who is looking for a mortgage loan.  

Abebe W. 

Verified by Churchill Mortgage

4 years ago

Mrs. Hayes is a very respectful, joyful and intelligent person. Her unreserved help and assistance is beyond description. We had several and similar encounters with other professionals in the past but Mrs. Hayes is one of a kind. She used to work with us thru late night tirelessly and never complained nor showed any kind of fatigue. She is truly and immensely a great person. We wish her all the best in her future endeavor. Thank you. Sincerely, Abebe Worku, CPA, 

Gary N. 

Verified by Churchill Mortgage

4 years ago

Kristina has done several loans for our family and has always provided excellent and professional service. She is knowledgeable about the loan industry and communicates in an understandable and friendly manner. We will always utilize Kristina's services when we need a home loan! 

Alyssa G. 

Verified by Churchill Mortgage

4 years ago

Kristina was amazing, nice, personable, knowledgeable, helpful, and worked hard to get us the best deal. I can’t say enough about how great she was!