OneTrust Home Loans

Tim was fantastic throughout the process. He took all the time needed to explain everything and answer any questions. Although I have experience in the lending industry, Tim was so very valuable. Tim was able to provide a fantastic rate and program and close within 22 days.

We had done a refi with JJ two years ago and we already knew that he and his team were excellent. However, we were moving, going in on another 30 year fixed and hopefully upgrading our neighborhood in the process. I knew there were a lot of moving parts and issues with timing when trying to sell our current home and buying another one. My first phone call to JJ was this question: “JJ, our kids are hitting school-age and we want to move closer to friends. Can we pull off this neighborhood (insert neighborhood of choice)?” Our family was trying to find a home in a specific neighborhood but not stretch ourselves financially. At that point JJ and his team were ON IT. The thing I appreciate the most is the flat out honesty you get with his team. You will not hear what you want to hear, you will hear what you NEED to hear. JJ and his team clearly communicate everything that will be needed and will not hesitate to bring up issues that you may have. Hearing bad news sucks, but I definitely appreciated how JJ was able to communicate issues with us. When we started to get serious about purchasing a new home he gave us great advice on the target loan amount, details with the closing finances and he kept us within our goals without stretching our budget. Our journey was definitely stressful for all sorts of other reasons but it was so comforting to know that our loan was taken care of and not something we had to worry about. One of the cooler things he did was make sure both my wife and I were equally in the loop. There was no focus on one spouse over the other since both our names were on the loan. Phone calls were made separately to the both of us so that everything was crystal clear in regards to this huge purchase both my wife and I were getting into. The whole team is super professional, dedicated to serving you and they have a super strong understanding of our Boise market. I would recommend Team JJ to anyone considering a home loan. Simply the best!

Brady and his team were so personable and helpful. Can't imagine buying a home without them!!! They helped us out through the entire process, start to finish, We are so happy in our home and glad to be done with renting. Definitely recommend them to anyone looking to buy a home or property, especially first time buyers. They made it as painless as possible. Thanks again to Brady, Jason, Karl, and the rest of the team for all their patience, time, and hard work. You guys are the best!!! Zillow came through for our family.

I am very proud homeowner thanks to the team at OneTrust! They made my first home purchase smooth and simple! Also they helped me understand the process along the way. I am truly grateful for them. Thank you Karl , Brady, and Beth for making this possible for me. Sincerely Devon H.

This was the best VA loan process ever. If you need a loan please utilize Team Brady One Trust Mortgage. You will not be disappointed. The team is professional, friendly and have the can do additude. The team explain the loan process from start to finish. The team is very support and understanding, which take the stress away. I was very pleased with Team Brady and I will personal tell everyone about Team Brady - One Trust Mortgage. I salute all of you and my family thank you for the American Dream home ownership. Michael

My first time purchasing a home started off a little slow. There was so much information to process and programs available that I didn't know how to begin the process of finding the right information that suited my needs. I tried going through a local credit union first, but it was difficult to get the personalized attention I was hoping for. My realtor suggested Brady Bales and everything turned around. We were able to discuss what we were looking for in a loan and Brady immediately had a program in mind for us. The application process was easy and we were kept in the loop for each step of the process. He would occasionally call to catch us up on anything new and we had his number and email anytime we had questions. I was most impressed that he showed up at closing to make sure everything went smoothly. He didn't have anything to sign, but just wanted to be there to ensure we didn't have any final questions and that we were happy moving forward. I couldn't of been happier with his level of service and I am so thankful he was there to make an overwhelming process simple and pleasant. Do yourself a favor and make Brady your first stop if you're looking for a lender!

The team at One Trust home loans was super motivated & took time to walk me through all the questions & scenarios I had. In the end we are super happy with our loan & can focus on the new place we're moving into.

I highly recommend Matt and his team! My husband and I just closed on our first home in San Diego and I could not have asked for the process to go any smoother! From day one he was great and I never felt stressed. Very personable and comfortable to talk to. You don't feel like you are being told what to do, but more like you have an adviser who is on your side and will do anything to help you get what you want and need! Anytime I asked questions or called he always made himself available. You will not go wrong with choosing Matt!