OneTrust Home Loans | Mortgage Lender in 3131 Camino Del Rio North - San Diego CA - Reviews - Photos - Phone Number
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OneTrust Home Loans

5.0
109 reviews
(Mortgage Lender)
 3131 Camino Del Rio North, Suite 1680, San Diego, CA 92108

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(888) 488-3807

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5on BirdEye, Jun 23, 2017
Suzi has been amazing and we have worked together for yrs. Over at least 13 loans. more »
5on Google, Jun 13, 2017
I had a great experience working with OneTrust on my refinance. My loan team of Bronwyn Schile and Susana Miramontes, was amazing. Of course , I wasn't sure of this offer initially but Bronwyn was very helpful in explaining the process, and value of the offer and giving me answers to all of my questions. I was so impressed how they were able to respond and set time line for me and themselves to keep the processing moving forward. I never felt pressured. Completing this refinance has positioned me to make progress on my financial goals and for that I'm forever grateful. I have already recommended these ladies to several friends and family! Thanks again Bronwyn and Susana. You ROCK!!!
Eddie Smith
Tacoma, WA.
more »
5on Google, Jun 09, 2017
When I was looking into refinancing my mortgage, I contacted several lenders for rate quotes. One Trust quoted me the best rate with the lowest cost. They were very upfront and did not try to pressure me like some of the other lenders did. The process was very easy, and my loan closed within 30 days. I would recommend them to anyone who is thinking about refinancing their home. more »
5on Google, Jun 09, 2017
They help me to lowered my payments and to get my homeowners insurance off my mortgage payment " which no other company could do .so thanks to one trust home loans for helping me to reach my goals.And they was with me all the way through to the end so I would do it again.This has been the easiest refinance out of the others .So Thanks again more »
5on Google, Jun 07, 2017
As a realtor, I work with many good lenders who are also friends, but when it came time for my wife and I to purchase our forever home, there was only one lender we considered: Suzi Boyle of OneTrust Home Loans. When you work with Suzi, you are family. The decision was an easy one--from my own observation, and having recommended Suzi to many clients in the past, I know the level of service they receive, and the relative ease through which their loan processing happens. That is exactly what my wife and I wanted, and that is precisely what we experienced. One visit, basic information submitted, and with a couple of calls to clarify or provide additional information, we sat back and watched a smooth operation take us to closing. No fuss, no muss, no stress, no anxiety--only the knowledge we had put ourselves in the hands of a master professional. That's what you can expect by following our lead. That is why I will always recommend Suzi Boyle at OneTrust Home Loans. more »
5on Google, Jun 06, 2017
Michael was great to work with and always prompt in responding to my numerous questions throughout the process. A total pro and a really nice guy. Definitely check out OneTrust if you're looking to buy a home! Highly recommended. more »
5on Google, Jun 06, 2017
I worked with one trust home loans when buying my home in Gardnerville, I was so impressed with working with them. They explained everything in detail while waiting to be approved. We have bought several homes in our life time and met the best knowledgeable group ever, they don't waste any time through out the process of buying my home, we wanted escrow to close at a certain time they made it happen. I am complimenting morgan, Bria and all the girls that made this buying process go smoothly. I would recommend one trust home loans very highly. more »
5on Google, Jun 06, 2017
I chose One Trust Home Loans for my refinancing needs because of the friendly bedside manner of Bronwyn Schile who was the initial introduction to the company. She was consistent with follow-up calls, yet not overbearing or overly aggressive. My credit score was not where it should be when we began our processes so Bronwyn offered positive feedback on how I should rectify the situation. She remained in contact from Dec 2016 through Apr 2017 while I cleaned up my credit. Based on Browyn's suggestions my middle score increased by 66 points! I was then handed over to the managing dept. And began working with Joyce Dye who directed my steps to my closing on 4/27/17. Through the professional guidance of One Trust Home Loans I was able to refinance my home loan at a considerably lower interest rate and consolidate my my debt by paying off 4 credit cards, a signature loan, and the balance on my car loan. The miracle is my monthly payments reduced by more than $1,500 and my credit score continues to rise. I truly got more than I expected and can not imagine why more people are not taking advantage of the expertise of One Trust Home Loans. more »
5on BBB, May 18, 2017
My wife and I recently relocated to north san diego county and decided that we were ready to find a new home. In looking at different lenders the one thing that I valued most was being able to trust that the process would be done smoothly and fairly. As home expenses are quite high in this area it was important to me to find a good balance between the rate and our closing costs. I felt OneTrust and Ethan R***** did an excellent job at helping us achieve all of this. They are very transparent and very thorough from start to finish. The only thing I had to worry about was providing the documentation requested. As an outsider to the real estate business Ethan provided practical advice that was very much appreciated and went above and beyond. more »
5on BBB, May 17, 2017
I had a wonderful experience working with Bronwyn and Susana of One Trust Home Loans. They were very professional and quick to help me with any issue. It was nice to have them provide updates to me throughout the entire process. Every time line given by Bronwyn or Susana was followed to the T. I felt as if I was in good hands with them. They were just amazing! more »
5on BBB, May 15, 2017
It was a pleasure to do business with One Trust Home Loans. One Trust was highly recommended by a family member.
They were very professional and friendly and we felt confident throughout the ent
ire process. Every step of the way was explained clearly, all questions were answered in a timely manner. We would highly recommend Title One for your Mortgage needs. more »
5on Facebook, May 12, 2017
The best experience we have ever had with ANY financing. Amazing people to work with.
Professional, knowledge of all aspects of the process and treated us like we were more than just clients. 5
star rating in our book. Thank you all

Greg & Margaret Ott
more »
5on BBB, May 10, 2017
OneTrust Home Loans was recommended to my husband and myself by a relative when we decided to purchase a second home. Our Loan Originator was very helpful in assisting us to achieve this goal. He was very thorough in explaining the loan process and always available to answer questions. The loan process progressed very smoothly and in a timely manner. I highly recommend OneTrust and would use their services again in the future. more »
5on BBB, May 08, 2017
My name is ***** ******, I'm writing this because my husband and I were so impressed with Ethan ******. We trust him because we have known him for years. His company is on the up and up always looking for ways to make this loan easy quick and affordable. In the past we have dealt with other companies it wasn't a good experience at all, they were not looking out for our best interests. Ethan is very knowledgeable on everything. All questions were answered and documentation offered in the blink of an eye. He is a huge asset to his company, I hope they realize that. Everything was done on a very professional level all the way thru. Fast and thorough. Smooth transition. A Great experience. I have referred 3 friends and he has already executed their loans, the third is on the way. I will continue to refer Ethan and your company. Thank you for your professionalism and great employee. more »
Business Response:
Appreciate the feedback!
5on Google, May 05, 2017
Been trying to refinance a property since 2007. I went through 6 other lenders 3 of them big companies. None got the job done. I reached out to One Trust Homes Loans Tonya Barriga Loan Originator and Susana Miramontes Client Manager It was a tough property to refinance. They were always very kind and professional (sometimes I wasn't) . They worked very hard to make this refinance possible. I would highly recommend this company to anyone looking to refinance property more »
5on Facebook, May 05, 2017
Very professional! I will definitely recommend and refer others! more »
5on Google, May 04, 2017
We have used One Trust Home Loans in the past for our home loan so it was a no brainer to contact them again for our new purchase and mortgage needs. I contacted Mat Dlugolenski to let him know that we have found a home, and what seemed to be a few hours later had our preapproval letter in hand to provide to the seller with our offer.
Mat Dlugolenski and his team of professionals made the step by step process virtually seamless. I can truly say this, if anyone complains about the hassles of getting a mortgage they clearly are working with the wrong lender or the buyer doesn't have their required documents in order.
One Trust Home Loans is by far the the best, no hassle mortgage lender. Give'em a call you'll be happy you did!!
Gary & Joann G
more »
5on BBB, May 04, 2017
Brett **** came highly recommended from a friend when I was preparing to purchase a new home. From my first phone call to Brett until the day we closed escrow the service I received was phenomenal. Brett anticipated my every need and was proactive in providing solutions when we experienced a few hurdles with the particular home I was purchasing. I couldn't be happier with Brett and his team. more »
5on BBB, Apr 28, 2017
I had the pleasure of speaking with mr Breon B****** back in december fo 2016, mr b****** is presonable man a pleaure to talk to at all times. my loan went smoothley with help and knowledge of breon. Even when my loan closed i can call him and ask him any questions obout loans credit.i am loooking foward to working with him real soon in a couple of months he is simply the best at what he does.joyce Dye his partner is also a wonderful person inside and out. more »
5on BBB, Apr 27, 2017
Armando S******* was patient for three years as we prepared for purchasing a home. He updated our information, ran numbers, and answered his phone every time we called. We were considering many options. Armando helped us make sense of it all. We just closed escrow on the home of our dreams. Armando kept us informed through the entire process. We will happily refer our friends and family. Thank you Armando! more »
5on BBB, Apr 25, 2017
From day one in late December, my initial contact with Bronwyn checking in with me consistently as I cleaned up my credit, I felt a personal connection. This entire experience has afforded me the opportunity to grow and better myself as a person and increase my credit score! Both Bronwyn Schile and Joyce Dye treated me with the utmost respect, dignity, and care; actually during my lunch break "today 4/25/17" I shared my experience with One Trust Home Loans thus far and suggested them for any future refinancing needs. I truly appreciated the hand holding throughout the entire experience and will be forever grateful for their suggestions and knowledge passed on to me that will undoubtedly secure a much brighter future financially for my family.
ONE TRUST HOME LOANS GETS TWO THUMBS UP!!!
SCALE OF ONE TO TEN: TENS WITH NO QUESTION!!!
FIVE STAR RATING: ***** (these are stars)
more »
Business Response:
Thank you for the feedback!
5on Google, Apr 24, 2017
My husband and I went with One Trust Home Loans to buy our new home. Our representative at One Trust, Sara Gmyr-Maez provided excellent personalized service and went above and beyond to help us finance our home. Not only did she help us find a great loan at an interest rate that undercut the big banks, she helped us every step of the way during the process of purchasing our home. At first I was torn between using my bank or going with One Trust, but I am so glad I did! When our home purchase ran into difficulties our One Trust agent worked around the clock to help us ensure our financing would be secure. A big bank could and would not have put int he time and personalized care to help us close on our dream home. I would recommend One Trust to anyone who is considering financing a mortgage loan. They will help you find the very best loan and help you to reach your goals. more »
5on Google, Apr 22, 2017
Our realtor in Kauai referred us to John DiSpirito at One Trust Home Loans in connection with our condo purchase. All business was transacted while we were living in California. With John's expertise, the escrow and loan were handled quickly and professionally. John's friendly approach gave us a sense we were his only clients. John gets our HIGHEST ratings in every aspect of the recent transaction. We not only gained a condo in Kauai, we gained a wonderful friend. Mahalo! more »
5on BBB, Apr 22, 2017
I was new to the area and my real estate agent recommended One Trust and Matt G****. I had been working with my credit union in Pasadena but they were not responsive enough and turn around of approval letters was very slow. I made offers on 4 homes and Matt was very responsive in producing the necessary letter for my offers. One Trust walked me through the process and Matt was always available for questions. The collection and submission of all the documentation was straight forward and the staff made it as easy as possible. Working with One Trust for my mortgage was a very positive experience. more »
Business Response:
Thank you for the feedback!
5on BBB, Apr 20, 2017
I enjoyed working with One Trust Home Loans, they did an excellent job of going through the process of buying my home. Yolanda P******* went above and beyond in helping me through the process. She was very friendly and helpful with filling out papers and keeping me up to date on everything. I would recommend her and One Trust Home Loans to any one who is in the market to buy a home. more »
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3131 Camino Del Rio North, Suite 1680, San Diego, CA 92108
Mortgage Lender
Closed

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ABOUT ONETRUST
OneTrust Home Loans is the reality of years of hard work, innovation, and integrity built by the pioneering brothers, Joshua and Shane Erskine. The determined duo declared it their mission to make a difference in the way a mortgage company serves its clients, employees and business partners, by putting customer service first above all.

Our Mission:

We listen to our clients’ needs and ideas to anticipate their home financing goals and dreams. We’re mortgage educators, providing detailed information and sound advice on mortgage options and industry trends. We’re home financing strategists, applying our years of experience and diversity of loan products to present solid solutions that help clients reach their goals. We focus our energies on a transparent and open communication loan process to close loans quickly. Service is everything!

Our Core Values

● Integrity – The OneTrust leadership team is committed to doing the right thing, 100% of the time. Their example motivates the entire organization to brave the sacrifices and challenges that come along with choosing to operate with integrity.
● Transparency – When everything is out in the open, problems are identified and solved, dialogue for new ideas is meaningful, and clients, partners and employees feel confident in having the right information to make the best decisions.
● Innovation – We are inspired to think outside the box and delve into uncharted territory to find new ways to add value to the lives of our clients, partners and employees.
● Greatness – It’s our standard of quality, and nothing less will do.
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5.0
109 reviews
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