OneTrust Home Loans
3131 Camino Del Rio North, Suite 1680, San Diego, CA 92108
https://onetrusthomeloans.com/
Closed now
About
ABOUT ONETRUST OneTrust Home Loans is the reality of years of hard work, innovation, and integrity built by the pioneering brothers, Joshua and Shane Erskine. The determined duo declared it their mission to make a difference in the way a mortgage company serves its clients, employees and business partners, by putting customer service first above all. Our Mission: We listen to our clients’ needs and ideas to anticipate their home financing goals and dreams. We’re mortgage educators, providing detailed information and sound advice on mortgage options and industry trends. We’re home financing strategists, applying our years of experience and diversity of loan products to present solid solutio
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- 243 Reviews5.0Zillow
- 158 Reviews5.0Google
- 91 Reviews5.0Facebook
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dmackey sd on Zillow
6 days ago
10/08/2019, 04:02 AM
We refinanced with Ray for a second time and he was extremely helpful in putting a plan together that best suits our needs. He presented a good better best plan which made it easier for us to make a decision. I'm a curious person and sent him too many emails to count and he always responded promptly and kept the communication going during the process. A pleasure to work with and would recommend Ray to anyone looking for a loan officer.
We refinanced with Ray for a second time and he was extremely helpful in putting a plan together that best suits our needs. He presented a good better best plan which made it easier for us to make a decision. I'm a curious person and sent him too many emails to count and he always responded promptly and kept the communication going during the process. A pleasure to work with and would recommend Ray to anyone looking for a loan officer.
yunmoo12850 on Zillow
11 days ago
10/03/2019, 01:14 AM
I worked with Scott recently to purchase my new home. His rates and fees were extremely good compared to others. He was recommended to me by my real estate agent and I’m glad as it saved me a lot of money! Please do check out multiple lenders when buying a home, or just go to Scott!
Scott communicated through the whole process and never let me down when I had a question.
I am very happy and will always refer my friends and family to him!
Scott communicated through the whole process and never let me down when I had a question.
I am very happy and will always refer my friends and family to him!
I worked with Scott recently to purchase my new home. His rates and fees were extremely good compared to others. He was recommended to me by my real estate agent and I’m glad as it saved me a lot of money! Please do check out multiple lenders when buying a home, or just go to Scott!
Scott communicated through the whole process and never let me down when I had a question.
I am very happy and will always refer my friends and family to him!
Paul W. on Zillow
a month ago
09/07/2019, 06:58 AM
Joshua and his team were a pleasure to work with, making the home buying experience quite easy. My realtor was impressed with how quickly Josh would respond to questions and inquiries. I would not hesitate to use Joshua in the future and would recommend him to anyone.
Business Response:
Thank you so much Paul for the wonderful review! It was seriously an honor to be able to work with you and earn your business. I loved helping you in your adventure in buying your home! I've seriously gained much more than a client for life, and that is a friend!
Joshua and his team were a pleasure to work with, making the home buying experience quite easy. My realtor was impressed with how quickly Josh would respond to questions and inquiries. I would not hesitate to use Joshua in the future and would recommend him to anyone.
Ainsley Cassens on Zillow
a month ago
09/06/2019, 03:12 AM
Kelly surpassed our expectations. We bought our first home in a competitive bidding situation. Kelly sent the sellers a video explaining our financial strengths and sure enough, our offer was accepted. Kelly is very responsive and answered all our questions quickly. He also answered them with kindness and reassurance. He made the experience so personal. From questions regarding taxes, insurance, and payments...we knew we could count on him...even after typical business hours. We had a great experience with Kelly and we know we will continue to rely on his expertise in the future.
Business Response:
So thankful for the opportunity! Always here to help anyone you know!
Kelly surpassed our expectations. We bought our first home in a competitive bidding situation. Kelly sent the sellers a video explaining our financial strengths and sure enough, our offer was accepted. Kelly is very responsive and answered all our questions quickly. He also answered them with kindness and reassurance. He made the experience so personal. From questions regarding taxes, insurance, and payments...we knew we could count on him...even after typical business hours. We had a great experience with Kelly and we know we will continue to rely on his expertise in the future.
Daisy Ismail on Zillow
2 months ago
08/08/2019, 01:44 AM
I was referred to Cameron by my realtor and could not be more appreciative of this. Cameron and his team were always available and very informative. We were first time home buyers so this process was completely new to us. Whenever we had any questions Cameron and his team were always available either via phone or email. They sent us emails with step by step updates, and we closed on our home on the date we requested with absolutely no issues.
I would definitely recommend Cameron and his team to my friends and family in the future. Thank you!
I would definitely recommend Cameron and his team to my friends and family in the future. Thank you!
I was referred to Cameron by my realtor and could not be more appreciative of this. Cameron and his team were always available and very informative. We were first time home buyers so this process was completely new to us. Whenever we had any questions Cameron and his team were always available either via phone or email. They sent us emails with step by step updates, and we closed on our home on the date we requested with absolutely no issues.
I would definitely recommend Cameron and his team to my friends and family in the future. Thank you!
Michelle Serra on Zillow
2 months ago
08/07/2019, 05:56 AM
Kevin Lowry was more than happy to answer any questions we needed and was always available. We are so grateful he helped with our purchase and again with a refinance!
Kevin Lowry was more than happy to answer any questions we needed and was always available. We are so grateful he helped with our purchase and again with a refinance!
michelle pearson1 on Zillow
2 months ago
08/07/2019, 03:23 AM
Kevin Lowry was more than happy to answer any questions we needed and was always available. We are so grateful he helped with our purchase and again with a refinance!
Kevin Lowry was more than happy to answer any questions we needed and was always available. We are so grateful he helped with our purchase and again with a refinance!
DianaCastillo38 on Zillow
2 months ago
08/03/2019, 05:18 AM
Tim never kept us guessing. He did such a good job about keeping us informed at all times and checking up with us constantly. Always willing to answer any questions we had. Appreciated the fact that he was so easy to get a hold of . Thank you so much Tim.
Tim never kept us guessing. He did such a good job about keeping us informed at all times and checking up with us constantly. Always willing to answer any questions we had. Appreciated the fact that he was so easy to get a hold of . Thank you so much Tim.
zuser20180521193233170 on Zillow
2 months ago
07/31/2019, 05:21 AM
We were first time homebuyers and luckily were recommended to Tim through our Realtor. When I say lucky, I mean lucky because we had a really great experience and I am not sure we would have been able to secure our house without Tim and his team. We got countered for 25 days to close, yep 25 days! We had some bumps along the way due to the seller and Tim kept us on track with his optimistic, but realistic attitude and guidance. A couple things we really liked about him besides his professionalism was how quick we were approved and got funded and how he would go at whatever pace you needed him to go at. So, for example I am writing this review from my new house and still haven't heard back fr... more>>
We were first time homebuyers and luckily were recommended to Tim through our Realtor. When I say lucky, I mean lucky because we had a really great experience and I am not sure we would have been able to secure our house without Tim and his team. We got countered for 25 days to close, yep 25 days! We had some bumps along the way due to the seller and Tim kept us on track with his optimistic, but realistic attitude and guidance. A couple things we really liked about him besides his professionalism was how quick we were approved and got funded and how he would go at whatever pace you needed him to go at. So, for example I am writing this review from my new house and still haven't heard back from other lenders yet. If you needed a more detailed explanation, he would give it, but if you were good, he would move right along. All and all I can't say enough about how our process went. I would like to close with a small disclosure about the closing costs: they will be a little higher than most places. That being said, they are 100% worth it when you can be assured you will have your loan funded in a timely manner by a great originator. Remember that Tim has no skin in the game and simply gets a flat fee to help you get the best deal you can get.