[QA] Source Coverage Reference

Credit Karma Member 

on Creditkarma

11 months ago

Becareful make sure it's what you are applying for Everyone becareful with applying for a one main acc make sure it's what you want all there loans require a vehicle even a personal loan it will result in a hard pull if you don't have a vehicle for caladerable credit karma is telling you one thing and one main another 

Credit Karma Member 

on Creditkarma

11 months ago

Misleading Loan Experience – Not What I Needed I originally took out a personal loan with OneMain Financial and had no major issues at first. However, when I returned to apply for a second loan to consolidate two other financial obligations, the experience turned disappointing. I explained clearly to the loan officer that my intent was to use the new funds to pay off two separate debts. Instead, I was told the loan had to be structured to pay off my existing OneMain loan. The way it was handled made it feel like I was pressu... read more

Credit Karma Member 

on Creditkarma

11 months ago

Don't do it there's better companies out there horrible if I could give them no stars, I would. You go through all the process hard credit they say you're approved then you're not.. even put up your vehicle as collateral and your vehicle is worth much more than what you wanna borrow. Stay away scammers.. if I could give them zero stars, I would dis graceful !!! scammers 

Credit Karma Member 

on Creditkarma

11 months ago

OneMain - Red Flags - Avoid Them I was considering a personal loan to consolidate some higher-interest credit cards. It would have improved my financial situation slightly, but the process was so suspicious that I opted out. They wouldn't accept my passport as valid ID and they would not send me the loan terms in writing. Huge red flags. I opted not to take the loan. 

Credit Karma Member 

on Creditkarma

a year ago

Very disappointing. Had no idea what loan I wanted Didn't pay attention to the application. Tried to give me a loan I didn't ask for at a higher rate then shown 

Credit Karma Member 

on Creditkarma

a year ago

Poor customer service regarding payoff No issues when you are making your monthly payment. However, they are incredibly persistent on trying to sell you a new loan. I received phone calls at least weekly from a representative trying to get me to take out a new loan. When it came time for me to try to pay off my loan, they made it incredibly difficult. Once I expressed interest in paying off my loan, they made it to where I was unable to view my payoff amount in order to pay it. I sent numerous emails inquiring about the payo... read more

Credit Karma Member 

on Creditkarma

a year ago

Don't Believe their first loan terms Offer! Having never used an online personal loan service, I was provided with an acceptable loan offer, AFTER they had my tax return, credit score, recent paychecks, etc. When I showed up to close the loan, they walked me through a presentation at their front desk, prior to going to their "closing room". It was here they presented me with an offer 60% less than originally provided. I'm the fool! This is their business model. Buyer beware, classic bait and switch!! 

Credit Karma Member 

on Creditkarma

a year ago

Don’t borrow from One Main Akin to loan sharks. No matter how small the loan they will harrass you and threaten court action if you get behind on payments 

Credit Karma Member 

on Creditkarma

a year ago

EXTREMELY HIGH INTEREST RATES The process is quick and easy. They are very nice - however, I would absolutely not ever get a loan again with this company. With a 35% interest rate, you will be paying on this forever. The amount they make you pay back for the little you borrow - is insane. If you can find another company - I highly recommend NOT using One Main Financial. To have that high of interest - is very greedy. The reason most people get a loan is they are in a pickle. This does not help them long term.