Ru Toyama at Rate (NMLS #1528382)

Andrei P V. 

Verified by Rate, Inc.

2 years ago

Ru is very knowledgeable and guide us through the entire process. I will highly recommend him to our friends and family for any mortgage needs. We really appreciate him being available to talk and communicate even when he was off. We received outstanding service. 

David James K. 

Verified by Rate, Inc.

3 years ago

Open communication and clarity of message. Took the complexities of mortgages and put it to terms that were easily understood by people who are not familiar with the terms. 

Erin T C. 

Verified by Rate, Inc.

3 years ago

Ru was very patient with us as we navigated this new process. He explained everything and made sure we understood all of our options. He went above and beyond, and highly recommend Ru for anyone needing a home loan. 

Brenna L P. 

Verified by Rate, Inc.

3 years ago

Ru was amazing to work with! He is extremely knowledgeable, personable, and thorough. As first time home buyers, he took the extra time and effort to explain each step of the process making purchasing our place seamless. 

Dustin P. 

Verified by Rate, Inc.

3 years ago

Ru is extremely intelligent and helpful, teaching us the process along the way while ensuring we were set up for success. 

Trevor M. 

Verified by Rate, Inc.

3 years ago

First time doing a construction loan. It was definitely a pain at some points but Ru made it happen for us! 

Bonnie Eve A. 

Verified by Rate, Inc.

3 years ago

Ru is knowledgeable, thoughtful, and a joy to work with! He responds quickly and takes the time to answer all questions thoroughly. I always felt that he had my best interests in mind. He is also a military veteran, which made it very easy to communicate with him as a service member myself! 

Bruce Leslie M. 

Verified by Rate, Inc.

3 years ago

Great 👍 👍👍👍👍👍👍👍👍👍 

Timothy J Sheard I. 

Verified by Rate, Inc.

3 years ago

Ru is exceptional proactive and responsive.