Zoe Raithel at Certainty Home Lending (NMLS #894102)

James T. 

Verified by Rate, Inc.

6 years ago

Thanks to Zoe for getting us through this detailed transaction! 

Brandon C. 

Verified by Rate, Inc.

6 years ago

Very supportive and always made herself available.  

Namasta C. 

Verified by Rate, Inc.

6 years ago

Clear information, availability, and positivity Made our first home buying experience stress-free and pleasant. Thanks, Zoe!! 😊 

James S. 

Verified by Rate, Inc.

6 years ago

The passion that Zoe and her team has for what they do always doing whats in the best interest of their client. Zoe and her team held my hand through out my transaction made this very easy for me. Zoe and her team are excellent at what they do. In my opinion Zoe and envoy mortgage are top notch. 

David M. 

Verified by Rate, Inc.

6 years ago

Zoe and Cindy were absolutely incredible. Our experience with them was beyond any expectations we could of had going into home buying. They were available and ready to respond to our questions always. I would recommend them to everyone and can not say enough great things about them. 

Arthur T. 

Verified by Rate, Inc.

6 years ago

Zoe and Cindy bent over backward to make this quick loan and escrow happen. Having gone through lenders in the past, and the myriad of hoops one has to jump through, it is refreshing to deal with a company that looks to be the client advocate first, and accommodate our needs while still adhering to lending rules. This is a professional organization run by empathetic professionals who have twice done the job for me in a completely painless process. There is no reason to look elsewhere. 

Linda S. 

Verified by Rate, Inc.

6 years ago

I appreciated Zoe’s in-depth knowledge, professionalism and having my best interests at the forefront of all decisions I made. Zoe’s assistant, Cindy, exhibited a very high level of customer service and attention to detail. A top notch team l highly recommend. 

Peggy B. 

Verified by Rate, Inc.

6 years ago

They walked me through the process with patience and understanding. Everyone was very friendly and helpful! 

Garrett G. 

Verified by Rate, Inc.

6 years ago

Zoe was great to work with. Durning our first meeting with her she took the time to explain the various loans and options we had. Zoe and Cindy always responded to our emails and questions regardless of the day or time. Zoe was able to come up with a loan and a payment option that allowed us to get into the house we wanted after we thought it wasn’t possible.