Advance Financial

Sherry B 

on BBB

2 years ago

AF 24/7 is worst than predatory lending and it should be illegal to charge these types of fees. Fee-based loan is their claim which simply means that all your payments go to their fees unless you pay them off in full. If you make payments only 1.5% of those payments go to the balance. Their representatives cannot give you an answer as to how many installment payments you will make because you will pay them FOREVER if you do not pay them in full. They never mention what the fees are and you think its a minimal amount ($40 or ... read more

Christopher d 

on BBB

2 years ago

This institution wasted my time and cost me money to provide the documents they needed. I received a pre-qualified letter for 4000, and was ultimately declined. Leave me alone and off your list. Please. 

Dawn S 

on BBB

2 years ago

Bottom line is NEVER use this company or any other like it. They prey on the working class poor and loans can never really be paid off. Very poor judgment on my part to ever use this kind of high interest loan company. I just want to warn anyone who feels the need to use them, DON'T. You will fully regret it. These type of loan companies should be illegal. My mother tried to warn me, but I was desperate and then life happens. You get a loan for 300$ and then eventually owe 6000$. 

Denise G 

on BBB

2 years ago

Don’t know about the loans but don’t ever get the free money order from them if it’s stolen you have to pay a fee and then if someone cashed it illegally you will not get your money back 

Barbara J. 

on BBB

2 years ago

I took out a $2,400 loan over a year ago to help me pay off some of my bills and catch up on them. I have paid back well over $2500 or more than that. By now I pay about $500 a month and I am on Social Security disability, I cannot get out from under this loan it is causing me so much stress and heartache. It is making me so sick to my stomach daily and monthly, I have a little boy that I have to take care of and all I was trying to do was catch up on my bills. I feel like I’m being taken advantage of. I feel I will never ev... read more

Clinton K 

on BBB

2 years ago

They are a terrible company. I was not informed of the amount owed after the loan. I have paid more than double the loan amount already. They continue to harass and threaten me with lawsuits 

Cassandra M 

on BBB

2 years ago

This company legally preys on the poor, predatory lending at its finest. I had a loan with them and fell behind to the point I knew I couldn’t catch up, I tried calling to work out a plan, they even advertised that due to Covid they were working with there customers, which ultimately ended up Being a load of crap, they don’t work with you they won’t work with you so I gave up and now I’m being taking to court. And they never attempted to work with me! 

Shannon K. 

on BBB

2 years ago

I've never gotten a loan from them only cashed checks. So imagine my surprise when I log in to look into there flex loan and am told I have an outstanding balance. I go to the Pulaski location and am told there no loan in my name but my social security number is linked to another person. In the last 2 months I've called the corporate number sent the verification proof they asked for showing that I'm not the person linked to my social in their system. I'm told in two days they will have it reviewed and to call back for their ... read more

MIGUEL M 

on BBB

2 years ago

High Interest rate they charge 97 % interest I get a loan of 300. I'll pay already 373. And still have a balance of 296.its a rip off