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Al Esposito at Guaranteed Rate Affinity (NMLS #106827)

5.0

About this business

Al Esposito is your Clinton local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Al is committed to helping homeowners with home purchase loans and refinances. Contact Al at (908) 546-5617 for more information! 

Location details

186 Center St, Clinton, NJ, 08809, United States

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WeekdayScheduleStatus
Mon9:00 a.m. to 5:00 p.m.
Tue9:00 a.m. to 5:00 p.m.
Wed9:00 a.m. to 5:00 p.m.
Thu9:00 a.m. to 5:00 p.m.
Fri9:00 a.m. to 5:00 p.m.
SatClosed
SunClosed
5.0691 reviews
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tcarr680's profile image
tcarr680 
5 months ago

Mr. Espositio is extremely friendly, knowledgable and very quick to respond to questions. He and his team are very client-focussed and made a long process smoother and easier to understand. His honesty also shed light on the parts we weren't familiar with. Our purchase and closing was pretty speedy and took place as shceduled. I highly recommend his services. 

Aayush Shah's profile image
Aayush Shah 
6 months ago

Working with Al and his team has been an absolute pleasure. Al has been there each step of the way during the loan process to explain it all in details and has worked hard for us to get us to close on the house within the appropriate time. He has also helped build our case with the sellers agents which is not something I've seen before. The overall service provided by GRA team has been quick and efficient. They're definitely the right team to get your loan process complete with ease 

Business response:

I'm truly grateful for clients who share such positive experiences! 😊 It was a pleasure working with you and Sarah, and I'm so glad my team and I could guide you through the loan process step by step. Helping build your case with the seller's agents was a unique opportunity, and I'm thrilled we could close on your home on time. Thank you for trusting us to make the process quick and efficient! 🌟 

Joe's profile image
7 months ago

We just had our new home financed through Al! Al was recommended by our real estate agent for home financing. He and his team are super responsive, and always make himself available, no matter it’s weekends, morning or night. The team was efficient and quick on transactions. We had last minute change on the contract, and they worked late night to make sure the quote is right and we can close on the expected date. We really appreciated that. Another thing worth mentioning - Al and the team sent a handwritten birthday card to ... read more

Business response:

Thank you so much for this heartfelt review! 🙏 I'm thrilled to hear that you had such a positive experience with us. It was our pleasure to assist you in financing your new home and ensure everything went smoothly, even with last-minute changes. 🏡 We're glad you appreciated the personal touches, like the birthday card—we love making the experience special for our clients! Your recommendation means the world to us. If anyone you know is looking for a dedicated and knowledgeable mortgage team, we're here to help! 

JCT's profile image
8 months ago

Al was outstanding throughout the entire process. His thoroughness and regular/proactive communication set him apart. This was really important given we were coordinating a cross country move. He consistently gave thoughtful and wise counsel throughout. We recommend Al highly, without reservation. 

dll133's profile image
dll133 
8 months ago

Al was great! It was a pleasure working with him and his team. 10/10 would recommend to any home buyer. He was very quick to prepare all documents we needed to submit our offer and always was available to answer all of our questions. 

brancesL's profile image
brancesL 
8 months ago

Al and his wife Karen were amazing to work with! They were always available, and when they weren't I always heard back from them very promptly. Al was incredibly thorough with explaining the closing process, answered any questions we had, and had the most patience for my girlfriend and I! As first-time homebuyers, we were very intimated by this process. Al was able to put our concerns at ease and helped us tremendously through this process. Very great people person, familiar with the area where we bought, and overall a nice ... read more

djwanat's profile image
djwanat 
8 months ago

Al and the team at Guaranteed Rate Affinity were a pleasure to work with. Despite several delays by the developer for a new construction, the team at GRA was responsive and flexible. They made the loan portion of the process easy and provided exceptional service which was much appreciated! 

Business response:

Thank you so much for your kind words! It was a pleasure working with you as well. I'm glad to hear that despite the delays by the developer, we could make the loan process easy and provide you with exceptional service. Your appreciation means a lot to us. Congratulations on your new home! If you ever need anything in the future, please don't hesitate to reach out. Thank you for choosing the team at Guaranteed Rate Affinity! 

tesposito26's profile image
tesposito26 
8 months ago

To whom ever is reading this right now, your research is done. Al and his team are number one in my book. I loved his personality and his communication skills were exemplar. My previous experience, working with my local bank left me feeling deflated, depressed and unintelligent. Al sends personal messages that explain the whole procedure, which you can watch over and over again at your leasure and you do not feel stressed to "take in or write down every piece of information". Buying a house and moving are stressful enough, A... read more

Business response:

Thank you so much for your heartfelt review! I'm truly honored by your kind words. It's wonderful to hear that you found my communication skills and personalized messages helpful in making the mortgage process less stressful for you. My goal is always to ensure my clients feel informed and supported every step of the way. I'm glad we could turn your experience around after the challenges you faced with your local bank. Your recommendation means the world to me. Congratulations on your new home, and if you ever need anything ... read more

Shafi MD's profile image
Shafi MD 
9 months ago

Al Esposito and his team at Guaranteed Rate Affinity provided an exceptional mortgage lending experience. After receiving a high interest rate quote from another lender, a friend recommended Al. Despite approaching him only after the offer was accepted, Al and his team demonstrated remarkable efficiency and professionalism. From the outset, Al provided a clear timeline of the approval process, ensuring transparency throughout. His team's expertise and dedication resulted in loan approval in just 25 days, significantly faster... read more

Frequently asked questions about Al Esposito at Guaranteed Rate Affinity (NMLS #106827)

How is Al Esposito at Guaranteed Rate Affinity (NMLS #106827) rated?

Al Esposito at Guaranteed Rate Affinity (NMLS #106827) has a 5 star rating with 691 reviews. 

When is Al Esposito at Guaranteed Rate Affinity (NMLS #106827) open?

Al Esposito at Guaranteed Rate Affinity (NMLS #106827) is closed now. It will open tomorrow at 9:00 a.m.