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Christian Menard at Rate (NMLS #1470201)

5.0

About this business

Christian Menard is your Santa Barbara local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Christian is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Christian at (805) 868-5116 for more information! 

Location details

1165 Coast Village Road, Suite C, Santa Barbara, CA, 93108, United States

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WeekdayScheduleStatus
Mon9:00 a.m. to 5:00 p.m.
Tue9:00 a.m. to 5:00 p.m.
Wed9:00 a.m. to 5:00 p.m.
Thu9:00 a.m. to 5:00 p.m.
Fri9:00 a.m. to 5:00 p.m.
SatClosed
SunClosed
5.062 reviews
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Brittney Hickerson's profile image
Brittney Hickerson 
2 years ago

Incredibly grateful to Christian and his team for all of their help buying my first home. Christian is extremely knowledgeable and patient with all of my questions as a first time home buyer. He helped me get the best rate possible and I would recommend Christian and his team to anyone! 

Mia Wamsley's profile image
Mia Wamsley 
2 years ago

Christian was fantastic in helping me purchase as a first-time home buyer. His communication was amazing and he went the extra mile throughout the entire transaction. I would highly recommend him to anyone looking to buy or refinance! 

David & Alicia B's profile image
David & Alicia B 
2 years ago

With this being our first home purchase, Christian walked us through the process. He made home-buying very easy. He was incredibly responsive, and attentive to any and all of our needs and concerns. He worked diligently to get us pre-approval on an off-market home quickly, that allowed us to put an offer down. The process of communicating information was timely, thorough, and efficient. I highly recommend Christian, as we would definitely use him for any home financing needs. 

Fiery Faoro's profile image
Fiery Faoro 
3 years ago

I wanted to purchase my second home in Bend, Oregon but needed some help with some creative financing. Christian at Guaranteed Rate was recommended to me and I couldn't have been happier with his services. Christian always responded in a timely manner and had answers for me when needed. The process went smoothly and without any complications. Thank you Christian and the team at Guaranteed Rate! 

April Adams, Santa B's profile image
April Adams, Santa B 
3 years ago

In March we purchased a condo in SB on East Beach and we were lucky to find and work with Christian for that transaction. So when it came to our second purchase - it was a no brainer who we wanted to work with. The second property purchase was different than our first, for starters the funds borrowed was twice as much and the SB housing market was now twice as competitive. Christian’s extensive knowledge of mortgage instruments paired with an expansive Santa Barbara network was able to use our preferred financing option to d... read more

Business response:

Thank you, April! I appreciate the opportunity to work with you again and your kind review. 

April Adams, Folsom,'s profile image
April Adams, Folsom, 
3 years ago

A big shout out of gratitude to Christian Menard and team at Guaranteed Rates for helping us be competitive in the very hot Santa Barbara real estate market to find the second home of our dreams. Christian found us a great low rate loan that fit our financial situation and allowed us to offer a shortened close schedule. Throughout the entire process, Christian’s response was always prompt which was very important especially during the crucial times of negotiating offers and during signing to ensure we met all the timelines (... read more

Business response:

Your review is really appreciated. Always happy to help my clients save in other areas too. It was a pleasure working with you. 

Michelle Eskin's profile image
Michelle Eskin 
3 years ago

We have purchased multiple properties and had a mortgage broker we liked, but Christian was highly recommended to us as a local broker. We reached out to Christian on a weekend and he responded right away. Our transaction was complicated and included a 1031 exchange. After speaking with him, we decided to go with Christian for this mortgage. He and his team were amazing. Hands down the best we have worked with. Incredible service throughout and our transaction was complicated, became delayed, and he was helpful every step of... read more

Business response:

Thank you, Michelle. So happy to help you and I really appreciate your review. 

Bob Mion's profile image
Bob Mion 
3 years ago

Christian and his team were extremely professional and made everything easy. We got a great rate with no stress, the whole process unfolded just as Christian explained it would and there were no surprises. Couldn’t have asked for a better re-fi experience. 

Business response:

Thank you, Bob. I really enjoyed working with you too. I appreciate your kind feedback. 

BKB's profile image
3 years ago

Christian has over delivered for us now twice, once for a Refi and again recently for a new home purchase and we aren't the easiest buyers (self employed, super jumbo). He and his team are second to none. He was always available day and night and made the process easy and quick. He truly managed the entire process on our behalf (whether it be with realtors, title co or securing a fantastic rate and early closing). I will happily send all friends and family his way and couldn't endorse him more. 

Business response:

Thank you. I appreciate your support and look forward to connecting again. 

Frequently asked questions about Christian Menard at Rate (NMLS #1470201)

How is Christian Menard at Rate (NMLS #1470201) rated?

Christian Menard at Rate (NMLS #1470201) has a 5 star rating with 62 reviews. 

When is Christian Menard at Rate (NMLS #1470201) open?

Christian Menard at Rate (NMLS #1470201) is closed now. It will open at 9:00 a.m.