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Cornerstone Home Lending, a division of Cornerstone Capital Bank, SSB NMLS ID # 2258 Cornerstone Home Lending was created in 1988 with the purpose of making a positive difference in the lives of others through the platform of home lending. Over three decades and nearly 500,000 satisfied families later, Cornerstone was approved as a state savings bank in October 2022. We are humbled to be a Top 50 National Lender with the highest ratings for customer service and team member satisfaction among all home lenders. Through help... read more
3500 188th St SW, Suite 400, Lynnwood, WA, 98037, United States
Get directionsWeekday | Schedule | Status |
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Mon | 8:00 a.m. to 7:00 p.m. | |
Tue | 8:00 a.m. to 7:00 p.m. | |
Wed | 8:00 a.m. to 7:00 p.m. | |
Thu | 8:00 a.m. to 7:00 p.m. | |
Fri | 8:00 a.m. to 7:00 p.m. | |
Sat | 8:00 a.m. to 6:00 p.m. | |
Sun | 8:00 a.m. to 6:00 p.m. |
Ryan and his team are top notch professionals. As new first time home buyers Ryan and his team explained all the things we needed to do to get our mortgage. They answered all of our questions and was available even after closing hours. Great experience and would highly recommend him and his team to anyone else purchasing a home and needing a loan. Thanks Ryan, you Rock!
Business response:
Thanks Charles! Happy for you and your amazing family and was such a blessing to get you into your first home. :) REALLY appreciate you and can't wait to see the memories you create in your new home! -Ryan
Ryan and David were fantastic to work with -- they really know their stuff and it shows. It's been eye-opening to talk with my friends about buying in this market. They can't imagine being able to afford it, but with the right financial strategy, we could. So grateful that it worked out.
Business response:
Thank you so much for the kind words and trust in our strategy with you to make this happen. It takes a lot of guts to buy in this market and we are proud of you for going with your instincts to make this a reality. Will likely be refinancing you in 2024! -Ryan
Ryan has been doing this a long time and it shows. He offers multiple different strategies depending on market conditions, walks you through the pros and cons of each and then gives you his recommendation. He answers any questions and works around your schedule. Couldn’t ask for a better lender .
Business response:
Zac you were awesome to work with and really appreciate the kind words. Appreciate you brother and looking forward to saving you some money in 2024! -Ryan
Ryan and team helped make it possible for us to close on our house in two weeks. They helped us understand what the process was like and as a first time home buyer I would highly recommend them.
Business response:
Thank you Shannon! Loved working with you and can't wait to see photos of your new home. -Ryan
I first met Ryan during a weekend first-time home buyers class my wife and I took via Zoom. After that call we knew we needed to use Ryan as our lender. My profession is Financial Planning and I wanted to work with someone who was creative and strategic to help find a solution to put us in position to be competitive. Ryan checked all those boxes and we were able to buy a great home in our ideal neighborhood. We closed on our loan within 1-month of meeting Ryan! Yes, that includes the time it took to get pre-approved, find ou... read more
Business response:
Means a lot Nate thanks for your trust and confidence in our team! We loved working with you and looking forward to helping your clients down the line as well. Appreciate you! -Ryan
I am so pleased to write Ryan and the Niles Team a review for the second time. We cannot say enough positive things about Ryan and his terrific team. This is our second house we have financed through the Niles Team, and we have been extremely pleased both times. Ryan is kind, patient with our questions, and available to help on the weekends! He is always gracious with his time and never made us feel like our time wasn’t valued. We always trust Ryan’s judgment about the housing market, and mortgage rates. Knowing that we are ... read more
Business response:
You and Jake are two of my fave's and I love your new home and all the amazing memories you will create in it. Truly an honor and a blessing to know your family and have you trust our team in helping you with the biggest financial decision of your lives. Can't wait to see the photos! -Ryan
When we were purchasing our dream home, we were up against competing offers. Part of the reason our offer was chosen, even though we didn’t have the highest monetary offer, was due to Ryan and his team’s credibility and their ability to close quickly. Ryan walked us through the best mortgage strategy for our situation, pre-approved is and put us in the best position to be successful. Even with delays in the process, Ryan’s team was able to rush order the appraisal and close in 20 days as promised. I am impressed! This is the... read more
Business response:
Thanks Stephanie and Eric for the kind words we really appreciate it! :) Loved working with you and our team appreciates you making this so easy on us. Beautiful new home you bought and excited to KIT and hear about the new memories created.-Ryan
My wife and I first heard of Ryan Jesse Niles and his colleagues through a first-time homebuyers class we took last year. We were impressed by their knowledge of the market and how they explained the lending side of the process to us. We debated between using an online lender and their company, Cornerstone, but ultimately chose Cornerstone and we are so glad we did! In such a competitive market, it was essential to have a local, well-respected lender who could close quickly. In our home buying process, Ryan's team did an exc... read more
Ryan and his team were very responsive and gave very detailed explanations to all of our questions. Their breakdown for our different pricing options were amazing and detailed out every cost that would be included in our monthly payments as well as all the closing costs. We could not have had a better experience!
Business response:
THANK YOU Cary! So awesome reading these words, our team appreciates it and we appreciate you. Glad you enjoyed our Total Cost Analysis Reports and proactive communication during the process with a timely close. We will be in touch! -Ryan
Cornerstone Home Lending, a division of Cornerstone Capital Bank, SSB - Ryan Niles NMLS# 357455 has a 5 star rating with 533 reviews.
Cornerstone Home Lending, a division of Cornerstone Capital Bank, SSB - Ryan Niles NMLS# 357455 is closed now. It will open on Saturday at 8:00 a.m.
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