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JD Terry at Rate (NMLS #455169)

5.0

About this business

JD Terry is your Wilmington local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, JD is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact JD at (910) 599-9064 for more information! 

Location details

1111 Military Cutoff Rd, Suite 191, Wilmington, NC, 28405, United States

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WeekdayScheduleStatus
Mon09:00 a.m. to 5:00 p.m.
Tue09:00 a.m. to 5:00 p.m.
Wed09:00 a.m. to 5:00 p.m.
Thu09:00 a.m. to 5:00 p.m.
Fri09:00 a.m. to 5:00 p.m.
SatClosed
SunClosed
5.0200 reviews
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acrule9182's profile image
acrule9182 
5 years ago

JD Terry and all of his team at Guaranteed Rate were amazing to work with. They were all extremely nice, helpful and very timely. Every step in the process was laid out perfectly. My husband and I have purchased/sold a few houses in the last 10 years and this is by far the best experience we've ever had. 

Sherry Patterson's profile image
Sherry Patterson 
5 years ago

"Thank you so very much for all of your help in securing our loan for our new home here in Carolina Beach.You were organized & thorough & professional, as well as kind which made all of the difference in our interactions with you. We put our trust in you and you most definitely came through for us. Thank you for your patience as well as treating us as people rather than just home loan customers. You stand above the rest, Ronald & Sherry Patterson ! Our hats off to you!!" 

J. Greene's profile image
J. Greene 
6 years ago

J. D. and his team were easy to talk to, quick to correspond, and thorough. The application directions were easy to understand, and when a question would arise, J. D., Nicole, and Kelly were all readily available to us at any time. This was a super smooth closing, and I'd recommend J. D. to all of my friends! 

Chris's profile image
6 years ago

JD Terry is the best lender we have used! His attention to detail & always being available to answer questions goes above & beyond. Also appreciate his follow up after process is complete! Highly recommend him! 

FGray's profile image
6 years ago

JD was extremely professional and knowledgeable about the process. Mr. Terry and his entire team made the entire process very stress free. I will only work with his team in the future and highly recommend this team to anyone looking for a mortgage program. 

daljah's profile image
daljah 
6 years ago

JD and his team did an all around fantastic job! Got me a competitive rate and got me to closing in 3 weeks as I requested! Obviously you have to do your part and get them everything they request as quickly as possible, but they were great at keeping well updated as to anything outstanding. Go with JD and you will be glad you did. FYI, this is my second time to work with JD, and if I ever need another mortgage I won't hesitate to give him my business once again. 

tedrow2's profile image
tedrow2 
6 years ago

Guaranteed Rate was great! JD was always available and there to answer questions. I would suggest them to anyone as we were always kept in the loop with what was happening. 

Elizabeth Edmundson's profile image
Elizabeth Edmundson 
6 years ago

Not to get to specific to my situation but I had some unique circumstances that JD walked me thru at every turn. I was working with another broker to start with and was given all kinds of just WRONG information. Once we started with JD we were able to get under contract and KNOW what we were getting into. It's amazing how an experienced and knowledgeable loan officer will make all the difference. I work in the Real Estate industry and had lots of choices for lenders.. So happy I made the choice to work with Guaranteed Rate a... read more

klas0528's profile image
klas0528 
6 years ago

Great people to work with. Very helpful and questions were answered within a timely manner. Again everyone was extremely pleasant in person and on the phone. 

Frequently asked questions about JD Terry at Rate (NMLS #455169)

How is JD Terry at Rate (NMLS #455169) rated?

JD Terry at Rate (NMLS #455169) has a 5 star rating with 200 reviews. 

When is JD Terry at Rate (NMLS #455169) open?

JD Terry at Rate (NMLS #455169) is closed now. It will open on Monday at 9:00 a.m.