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Julio A. Cruz at Rate (NMLS #162583)

5.0

About this business

Location details

100 Magnolia Rd., Suite #2231, Pinehurst, NC, 28374, United States

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WeekdayScheduleStatus
Mon09:00 a.m. to 5:00 p.m.
Tue09:00 a.m. to 5:00 p.m.
Wed09:00 a.m. to 5:00 p.m.
Thu09:00 a.m. to 5:00 p.m.
Fri09:00 a.m. to 5:00 p.m.
SatClosed
SunClosed
5.0112 reviews
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Manuel J. A.'s profile image
Manuel J. A. 

Verified by Rate, Inc.

3 years ago

Everything , and he is very Friendly, thank you very much Mr Cruz 

Ledys P.'s profile image
Ledys P. 

Verified by Rate, Inc.

3 years ago

Julio is such an amazing person, he understood exactly what my family and I where looking for when we thought it wasn't possible to purchase a home Julio made it happen he is such a positive person with such a big heart, there is nothing impossible for him. If you want to get a mortgage Julio is the person to go to I would not recommend anyone else but him. Also any question my husband and I had he would either text or call us asap. We are so blessed Julio came into our life. Our family is happy and we owe it all to him. 

Wilson A.'s profile image
Wilson A. 

Verified by Rate, Inc.

3 years ago

This review is long over due! I was referred to Julio A. Cruz through my co worker. I am a firm believer everything happens for a reason. Julio treated my family and I with the upmost professionalism and respect. We weren't just another client, he took the time to explain the whole process, and provided us with white glove service. The end result was us finally being able to close on our first home, mind you we've never purchased a home before. Thank you Julio and his team for such a pleasant experience. 

Rosa N. L.'s profile image
Rosa N. L. 

Verified by Rate, Inc.

3 years ago

It was a pleasure Julio. You did a great job. Im happy with my house thanks for everything. 

Jose I S.'s profile image
Jose I S. 

Verified by Rate, Inc.

3 years ago

The approval time was excellent, the explanation in each step was very clear, transparent Julio's team is very professional and honest through the process. 

Xavier B.'s profile image
Xavier B. 

Verified by Rate, Inc.

3 years ago

Julio helped us refinance our house with an incredible low rate. While other mortgage brokers said they couldnt do lower our at the time 3.5% rate Julio did. He gained our trust and confidence with his excellent customer service and willingness to exceed expectations. Julio and his team are one of a kind. Made the process as simple as possible. 

Altiman H.'s profile image
Altiman H. 

Verified by Rate, Inc.

3 years ago

I would highly recommend Julio for anyone purchasing a home. His knowledge and expertise of the entire process was exceptional. He literally walked me through everything from start to finish all while educating me and ensuring I was making choices and doing what was best for my situation. He helped me to get the lowest interest rate possible, provided tips on things that were affecting my credit score to help make sure I was stopping myself for qualifying for the best rates. I could write a book on everything he did to help ... read more

Ruth E.'s profile image
Ruth E. 

Verified by Rate, Inc.

3 years ago

Julio- was heaven sent to our family. Truthfully, I dont think I wouldve ever understood the home purchasing process until he sat on the phone one night and explained every detail. Fun fact about Julio: He doesnt know when to stop working. My schedule was extremely busy and he always gave up his leisure time to speak to me. This is when I knew, he was all about his customers!!Thanks to him, my brother and I were able to get our family into a new home. While the process of home purchasing is tedious, with so many paperwork re... read more

Pablo O Lozano B.'s profile image
Pablo O Lozano B. 

Verified by Rate, Inc.

3 years ago

We thank Julio and his team Naybi Montilla for helping us achieve our dream of a new house in such a short time, they are efficient, fast and very honest. Thank you 

Frequently asked questions about Julio A. Cruz at Rate (NMLS #162583)

How is Julio A. Cruz at Rate (NMLS #162583) rated?

Julio A. Cruz at Rate (NMLS #162583) has a 5 star rating with 112 reviews. 

When is Julio A. Cruz at Rate (NMLS #162583) open?

Julio A. Cruz at Rate (NMLS #162583) is closed now. It will open on Monday at 9:00 a.m.