Julio A. Cruz at Rate (NMLS #162583)

Pablo O Lozano B. 

Verified by Rate, Inc.

3 years ago

We thank Julio and his team Naybi Montilla for helping us achieve our dream of a new house in such a short time, they are efficient, fast and very honest. Thank you 

Ruth E. 

Verified by Rate, Inc.

3 years ago

Julio- was heaven sent to our family. Truthfully, I dont think I would've ever understood the home purchasing process until he sat on the phone one night and explained every detail. Fun fact about Julio: He doesnt know when to stop working. My schedule was extremely busy and he always gave up his leisure time to speak to me. This is when I knew, he was all about his customers!! Thanks to him, my brother and I were able to get our family into a new home. While the process of home purchasing is tedious, with so many paperwork ... read more

Yannique N. 

Verified by Rate, Inc.

3 years ago

Good people 

Candido M. 

Verified by Rate, Inc.

3 years ago

The attention of Julio and his team was excellent, very detailed, very professional, and an excellent interest. Julio and his team are also very supportive and encourage people to get the job done. 

Hitler Rondon H. 

Verified by Rate, Inc.

3 years ago

all the support received 

Telmo V. Chauca C. 

Verified by Rate, Inc.

3 years ago

Julio is the best, very grateful with him 

gholson 

Verified by Rate, Inc.

3 years ago

We worked with Julio on a cash out refinance and also purchasing a second home. Great experience both times and everything went smoothly and promptly. We closed on our home in less than a month , hes awesome ! 

Albin Bonilla Z. 

Verified by Rate, Inc.

3 years ago

You guys were hard to make it happen 

Felix S. 

Verified by Rate, Inc.

3 years ago

Couldnt be more thankful to have done this whole process with you. Your professionalism is outstanding, this whole process was done with a lot of dedication, thank you for your guidance, support and dedication. Keep it going!.