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527 Encinitas Boulevard, Suite 202, Encinitas, CA, 92024, United States
Get directions| Weekday | Schedule | Status |
|---|---|---|
| Mon | 9:00 a.m. to 6:00 p.m. | |
| Tue | 9:00 a.m. to 6:00 p.m. | |
| Wed | 9:00 a.m. to 6:00 p.m. | |
| Thu | 9:00 a.m. to 6:00 p.m. | |
| Fri | 9:00 a.m. to 6:00 p.m. | |
| Sat | Closed | |
| Sun | Closed |
Buying a new home can often feel complex and stressful, but working with Kolby Gibson and the team at American Pacific Mortgage made the entire experience smooth, efficient, and surprisingly easy. From the very beginning, Kolby was responsive, knowledgeable, and incredibly helpful in guiding us through the financing process. The team at APM was flexible, proactive, and ensured that every step moved forward quickly and seamlessly. Thanks to their professionalism and coordination, we were able to close on our home in record ti... read more
Kolby and his team did a great job, very helpful to explore all financing options. They were very good at communicating the required documentation and very quick to verify that our submittals were sufficient. I would definitely recommend to others.
My wife and I HIGHLY RECOMMEND Kolby and his team for mortgages. I rate them a 11/10 (Spinal Tap reference). We went into the relationship with Kolby with high expectations and they repeatedly exceeded those expectations. Kolby and his team are highly knowledgeable, very professional, and handle dynamic situations very well. We had a unique, complex mortgage situation that involved an estate, a trust, property tax implications, and additional challenges. Kolby and his team put together a customized plan to help us achieve ou... read more
Highest praise for this loan officer--he knows how to find the best loans for each buyer. In a really fast turnaround time, we got an excellent rate on a jumbo loan with little hassle. He walked us through everything, and we liked working with his excellent assistant too. We doubt we could've found a better loan than he secured for us, so we're very appreciative!
Not only Kolby,but his entire staff provide excellent service . I have used them for 5 purchases and 3 refi. Each transaction was wonderful service and they just got better
From start to finish the experience is relaxed, stress free, and educational. I would recommend to anyone looking for financial services or just a good conversation :)
We have used Kolby and his amazing assistant Laura for a home loan and two refinances. They are very professional and knowledgeable and extremely helpful. The process is less daunting with them by our side. I would recommend Kolby to anyone needing a home loan and/or refi. He's absolutely wonderful to work with.
Kolby and his team were very helpful. They explained the process clearly and we closed 1 day early! Highly recommend whether you are a new buyer or have purchased before!
Kolby and his team are phenomenal! I have worked with them a few times and they’re so knowledgeable and willing to assist with everything. I’m always going to use them and share how wonderful they are with people that I meet! If you’re looking for an awesome lender, Kolby’s it!
Kolby Gibson (NMLS #324487) has a 5 star rating with 114 reviews.
Kolby Gibson (NMLS #324487) is closed now. It will open at 9:00 a.m.