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Kolby Gibson (NMLS #324487)

5.0
  • Mortgage Lenders
  • Encinitas, CA

About this business

FinanceMortgage Lenders

American Pacific Mortgage Corporation NMLS #1850: Licensed By the Department of Business Oversight under the California Residential Mortgage Act. Equal Housing Opportunity. Our vision is to set the industry standard for delivering home ownership in America, with over 170 branch offices to serve you. We have a proven track record of doing what we do best: getting results. We have helped countless homeowners obtain the funding they need. Our top priority is to help you make an informed decision by presenting all available opt... read more

Location details

515 Encinitas Boulevard, Suite 202, Encinitas, CA, 92024.0, United States

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WeekdayScheduleStatus
Mon9:00 a.m. to 6:00 p.m.
Tue9:00 a.m. to 6:00 p.m.
Wed9:00 a.m. to 6:00 p.m.
Thu9:00 a.m. to 6:00 p.m.
Fri9:00 a.m. to 6:00 p.m.
SatClosed
SunClosed
5.0108 reviews
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Pete Bowen's profile image
Pete Bowen 
2 months ago

My wife and I HIGHLY RECOMMEND Kolby and his team for mortgages. I rate them a 11/10 (Spinal Tap reference). We went into the relationship with Kolby with high expectations and they repeatedly exceeded those expectations. Kolby and his team are highly knowledgeable, very professional, and handle dynamic situations very well. We had a unique, complex mortgage situation that involved an estate, a trust, property tax implications, and additional challenges. Kolby and his team put together a customized plan to help us achieve ou... read more

user25327548's profile image
user25327548 
3 years ago

Highest praise for this loan officer--he knows how to find the best loans for each buyer. In a really fast turnaround time, we got an excellent rate on a jumbo loan with little hassle. He walked us through everything, and we liked working with his excellent assistant too. We doubt we could've found a better loan than he secured for us, so we're very appreciative! 

kevi jmcallister's profile image
kevi jmcallister 
3 years ago

Not only Kolby,but his entire staff provide excellent service . I have used them for 5 purchases and 3 refi. Each transaction was wonderful service and they just got better 

Conor cappa's profile image
Conor cappa 
3 years ago

From start to finish the experience is relaxed, stress free, and educational. I would recommend to anyone looking for financial services or just a good conversation :) 

parahn's profile image
parahn 
3 years ago

We have used Kolby and his amazing assistant Laura for a home loan and two refinances. They are very professional and knowledgeable and extremely helpful. The process is less daunting with them by our side. I would recommend Kolby to anyone needing a home loan and/or refi. He's absolutely wonderful to work with. 

David Silva's profile image
David Silva 
3 years ago

Kolby and his team were very helpful. They explained the process clearly and we closed 1 day early! Highly recommend whether you are a new buyer or have purchased before! 

Ariel Kent-LeBlanc's profile image
Ariel Kent-LeBlanc 
4 years ago

Kolby and his team are phenomenal! I have worked with them a few times and they’re so knowledgeable and willing to assist with everything. I’m always going to use them and share how wonderful they are with people that I meet! If you’re looking for an awesome lender, Kolby’s it! 

Vista Dirk...'s profile image
Vista Dirk... 
4 years ago

Kolby and his team were a pleasure to work with, personable and professional. Document sharing and signing was easy and secure. Kolby thoroughly explained the details of my refinance in understandable terms and provided me with the best rate. I am confident I chose the right lender to work with. I highly recommend Kolby and his team without reservation. 

Ben's profile image
4 years ago

Really enjoyed working with Kolby and his team. They had a way to share documents that made me feel secure, was super-communicative about what was needed, and were always available to take questions. I also felt like we got a great loan. Thanks! 

Frequently asked questions about Kolby Gibson (NMLS #324487)

How is Kolby Gibson (NMLS #324487) rated?

Kolby Gibson (NMLS #324487) has a 5 star rating with 108 reviews. 

When is Kolby Gibson (NMLS #324487) open?

Kolby Gibson (NMLS #324487) is closed now. It will open on Monday at 9:00 a.m.