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Kristy Ragsdale - BankSouth Mortgage Loan Officer

4.9

About this business

Kristy is an Atlanta native and a licensed mortgage loan originator who specializes in new construction. As a mortgage specialist, Kristy is dedicated to providing the most exceptional customer service available for both seasoned and first-time homebuyers. She has over 20 years of experience in assisting buyers in achieving the American dream of home ownership. Kristy is a gold and platinum recipient member of the Mortgage Bankers Association of Georgia. She is here to assist you with any questions or guidance needed through... read more

Location details

12620 Crabapple Road, Bldg. F, Ste. 201, Milton, GA, 30004, United States

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4.9590 reviews
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Ekta Webster's profile image
Ekta Webster 

Verified by BankSouth Mortgage Company, LLC

a year ago

Kristy is very knowledgeable and pleasant to work with. She gave us good advice every step of the way and patiently answered all our questions. The best part is great communication and responsiveness. I plan to contact Kristy for my future investment properties. 

Business response:

Hello Ekta, I'm so grateful for your kind words, Ekta! It was a pleasure working with you and your husband through the process and I'm thrilled that you found the advice helpful. Communication is key in our field and I'm glad you appreciated my responsiveness. I'm really looking forward to assisting with your future investment properties! Thank you for choosing BankSouth Mortgage and for the wonderful review. Best, Kristy Ragsdale. 

Amy M Allen's profile image
Amy M Allen 

Verified by BankSouth Mortgage Company, LLC

a year ago

Kristy was great. She walked us through an exciting time in our lives which ended up turning into a much longer process then we originally expected. She always had our best interests in mind and answer every question and concern as we navigated through it all. She was compassionate, kind, and advised us to what was in our best interest. 

Business response:

Hello Amy, I love to hear that you felt supported and advised during your time with us at BankSouth Mortgage, Amy. We understand that the home building process can sometimes take longer than anticipated, and it was my pleasure to guide you. My goal is to ensure your best interests and addressing all your questions and concerns which are my top priorities. Your kind words mean a lot to me. Thank you for your trust and for taking the time to share your experience. I look forward to any future opportunities to serve you. 

NELSON N WALKER's profile image
NELSON N WALKER 

Verified by BankSouth Mortgage Company, LLC

a year ago

Kristy was very responsive, and communication was exceptional, as well as being proactive. She just plain out hustled my other options!! 

Business response:

I'm truly grateful for your kind words, Nelson. It was a pleasure to assist you, and I'm so glad to hear that you found my services at BankSouth Mortgage exceptional. I always strive to be responsive and proactive so I'm thrilled to know that I exceeded your expectations. Knowing that my work is appreciated motivates me to do even better. Thanks for trusting me with your business. I look forward to serving you again in the future. 

Luis R Rodriguez Medina's profile image
Luis R Rodriguez Medina 

Verified by BankSouth Mortgage Company, LLC

a year ago

There was exciting and demanding process , but with a great ending , which in return let me be familiar with key variables related to USDA Loans. This is an initial step towards some other such as refinancing ( HELOC ), and analyzing a passive income on a second home. Endless learning experiences, better yet, in a new Cultural environment which allow permanent residents and some others being familiar with the different mortgage plans. Best regards / Saludos cordiales, Luis R. Rodriguez. 

Business response:

Hello Luis. I am thrilled to know that you had a great learning experience and that I was able to guide you through the process. I'm particularly pleased you found value in our exploration of USDA Loans and potential future steps like refinancing and income analysis of a second home. I look forward to helping you with any future mortgage needs and continuing to make the process as informative and beneficial as possible. Saludos cordiales, Kristy Ragsdale. 

Gary P Carmalt's profile image
Gary P Carmalt 

Verified by BankSouth Mortgage Company, LLC

a year ago

Kristy was very informative and made the process clearer. The Bank South Mortgage App made it very easy to keep up with managing the step by step. Good job 

Business response:

Thank you for your kind words, Gary! I'm glad to hear that you found our process clear and easy to follow, as we strive to make it as convenient as possible for our clients. The BankSouth Mortgage App was designed specifically to aid clients like you in each step. Your positive feedback is greatly appreciated and makes my job fulfilling. Looking forward to assisting you again in the future. 

Thomas Bailey Campbell's profile image
Thomas Bailey Campbell 

Verified by BankSouth Mortgage Company, LLC

a year ago

Very responsive. Great advice. 10/10 

Business response:

Thank you very much, Thomas! I'm thrilled to hear that you had a positive experience with BankSouth Mortgage and found my advice beneficial. I strive to be as responsive and helpful as possible. Your 5-star rating and '10/10' review truly brightens my day! Please don't hesitate to reach out if you need assistance in the future. 

Rachel L Murphy's profile image
Rachel L Murphy 

Verified by BankSouth Mortgage Company, LLC

a year ago

I had to switch lenders within 3 weeks of my closing date, and I chose to switch to BankSouth. Kristy was so helpful and efficient and helped get my loan application moving very quickly. Kristy was open and honest about the rates the entire time and worked with me to find options that fit my needs. Kristy was easy to get in touch with and responded or provided requested items in less than 24 hours. My experience with BankSouth made, what was, a stressful experience an easy, enjoyable experience. Thank you so much Kristy and ... read more

Business response:

I'm sincerely grateful for your kind words, Rachel. It was a pleasure to assist you during such a pivotal moment in your life. At BankSouth Mortgage, we always aim to provide effective and efficient service, especially when it comes to meeting tight deadlines. I'm glad to hear that you found the process easy and enjoyable even in a stressful situation. Your satisfaction is my top priority, and I'm happy to know that I was able to meet your needs. I'm always here to help with any future mortgage needs. Thanks again! 

Rachel Murphy's profile image
Rachel Murphy 

Verified by BankSouth Mortgage Company, LLC

a year ago

I had to switch lenders within 3 weeks of my closing date, and I chose to switch to BankSouth. Kristy was so helpful and efficient and helped get my loan application moving very quickly. Kristy was open and honest about the rates the entire time and worked with me to find options that fit my needs. Kristy was easy to get in touch with and responded or provided requested items in less than 24 hours. My experience with BankSouth made, what was, a stressful experience an easy, enjoyable experience. Thank you so much Kristy and ... read more

Taylor Correll Getz's profile image
Taylor Correll Getz 

Verified by BankSouth Mortgage Company, LLC

a year ago

Every team member that I worked with so kind and knowledgeable. It was our first buying a home and it felt like one of the easiest things we have done because they handled everything for us. Would recommend them to anyone buying a house! 

Business response:

Thank you so much for your kind words, Taylor! I am so happy to hear that my team and I were able to make your first home-buying experience smooth and easy. We aim to provide the best service and guidance to all our clients. Your recommendation means the world to us. Looking forward to assisting you or your acquaintances in future endeavors. Best wishes on your new home. - Kristy Ragsdale 

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Kristy Ragsdale - BankSouth Mortgage Loan Officer has a 4.9 star rating with 590 reviews. 

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