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National Credit Direct

4.9

About this business

National Credit Direct is a nationwide specialty No Credit Check financing company. The company guarantees approval irrespective of credit. The company offers over 15,000 consumer goods on its website. All new customers establish a short consecutive payment history to be approved and are issued a credit account. All subsequent purchases are financed with with the credit account. National Credit Direct does not charge interest or nuisance fees. The company is A+ Rated with the BBB and offers a money back guarantee. 

Location details

3911 North Schreiber Way, Coeur d'Alene, ID, 83815, United States

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WeekdayScheduleStatus
Mon07:00 a.m. to 4:00 p.m.
Tue07:00 a.m. to 4:00 p.m.
Wed07:00 a.m. to 4:00 p.m.
Thu07:00 a.m. to 4:00 p.m.
Fri07:00 a.m. to 4:00 p.m.
SatClosed
SunClosed
4.9227 reviews
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Akim C's profile image
Akim C 
4 months ago

The customer service rep. ****** was excellent. Walked me through all my options. Answered all my questions and was patient. I recommend NCD 

Business response:

Investing in our staff so they can invest in our customers is a top priority. Superb customer service combined with top quality name brand merchandise is how we make satisfied customers. Thank you for the kind words and for trying our Guaranteed Approval program. We look forward to serving you for many years. 

Ramond K's profile image
Ramond K 
4 months ago

A company that goes above and beyond expectations! I highly recommend using NCD Financial for all your gifts and personal purchases. 

Business response:

We don't try to meet expectations...we try to wildly exceed them. Our purchase program is designed to work with people who've had past credit problems or never had credit (also known as the credit invisible). Sometimes bad things happen to good people and we're here to help when there is nobody else to turn to. Our focus is on delivering high quality, name brand products with exceptional customer service. Thank you so much for the kind words and we look forward to serving you for many years! 

Stephanie S's profile image
Stephanie S 
4 months ago

I love the products and awesome prices, professional and friendly staff, and phenomenal customer service. Thank you **********************! 

Business response:

Another very satisfied customer. Our unique ******************************* program is designed to help people establish or re-establish a payment history and own quality, name-brand merchandise. We encourage you to give us a risk-free try. After your first purchase, you never need to pay another down payment again as long as your account remains in good standing and according to our Account terms. We try harder than everyone else to deliver top-notch service. Thank you for being a customer and we look forward to serving you... read more

Bill L's profile image
Bill L 
4 months ago

Very good savers and I will like to do more business with them 

Business response:

Your kind words are very appreciated. We try harder than other companies to make satisfied customers and look forward to serving you for many years. Thank you for your business. 

Melvin G's profile image
Melvin G 
4 months ago

I have been with the company for 2yr And have had a wonderful experience with them. And great product. 

Business response:

As a newer customer your words mean a lot. Customer satisfaction begins with offering quality name brand merchandise. But it also includes top-notch customer service. You don't buy from companies, you buy from people. That's why our staff are trained to ensure your satisfaction with our service and product. We hope to serve you for another 20 years. Thank you for giving us a try. 

Gloria's profile image
Gloria 
5 months ago

I am very impressed w: Tronix/NCD. I feel that they are a very honest company. Also, they have products of quality that can be purchased at reasonable discounted prices.In addition, I appreciate the respect that is given to me each time I call. ******, the customer salesman represented that handles my account, has been very cooperative, patient, and very helpful in assisting me with getting the products that I want. 

Business response:

We do what we say we will, so you can be confident of what to expect. Our staff are specially trained to provide exceptional customer service. If you're not happy, we're not happy. Thank you so much for the kind words and the mention of ******. He's definitely a keeper! 

John W's profile image
John W 
5 months ago

NCD has been helpful in etting my credit score up. The team there has been professional with assisting me with invaluable accounts...Thank You!! 

Business response:

That's why we are the leader in true no credit check financing and try to work with the credit invisible. There are too many people who are unable to obtain financing because they do not have a credit history, or experienced a negative event that keeps them from building a credit history. All that we ask is new customers establish a short, consecutive payment history (using a layaway plan initially) and upon meeting the payment and identity validation criteria, we will offer to finance their balance and ship their merchandis... read more

Julisa W's profile image
Julisa W 
5 months ago

Excellent products and I am completely satisfied with the services. 

Business response:

Way to go! Another satisfied customer. Thank you for giving us an opportunity to serve you and please keep track of your Reward Point balance. You can redeem them for free name brand gifts (like TVs, laptops and kitchen appliances) or for cash back. Again, thank you for the excellent review and we look forward to serving you for many years. 

Ivry W's profile image
Ivry W 
5 months ago

I like the help that u guys did with me 

Business response:

That's why we are the leader in true no credit check financing and try to work with the credit invisible. There are too many people who are unable to obtain financing because they do not have a credit history, or experienced a negative event that keeps them from building a credit history. All that we ask is new customers establish a short, consecutive payment history (using a layaway plan initially) and upon meeting the payment and identity validation criteria, we will offer to finance their balance and ship their merchandis... read more

Frequently asked questions about National Credit Direct

How is National Credit Direct rated?

National Credit Direct has a 4.9 star rating with 227 reviews. 

When is National Credit Direct open?

National Credit Direct is closed now. It will open at 7:00 a.m.