National Credit Direct's cover image
Claimed

This profile has been claimed by the business owner or representative.

National Credit Direct

4.9

About this business

National Credit Direct is a nationwide specialty No Credit Check financing company. The company guarantees approval irrespective of credit. The company offers over 15,000 consumer goods on its website. All new customers establish a short consecutive payment history to be approved and are issued a credit account. All subsequent purchases are financed with with the credit account. National Credit Direct does not charge interest or nuisance fees. The company is A+ Rated with the BBB and offers a money back guarantee. 

Location details

3911 North Schreiber Way, Coeur d'Alene, ID, 83815, United States

Get directions
WeekdayScheduleStatus
Mon07:00 a.m. to 4:00 p.m.
Tue07:00 a.m. to 4:00 p.m.
Wed07:00 a.m. to 4:00 p.m.
Thu07:00 a.m. to 4:00 p.m.
Fri07:00 a.m. to 4:00 p.m.
SatClosed
SunClosed
4.9227 reviews
Select a rating
Kirstie C's profile image
Kirstie C 
4 months ago

Thank you for your quality customer service , and having high quality goods for us to choose from while giving us the ability to build our credit up. Thank you. 

Business response:

Be sure to check out your Reward Points balance with your purchase. That way you can redeem them for FREE ELECTRONICS or CASH BACK. Thank you for your business and we hope to serve you for many years. 

Lorenzo W's profile image
Lorenzo W 
4 months ago

Very reasonable payments and , quality products, and they report your payments to the credit bureau 

Business response:

Honesty, integrity and quality are how best to describe the culture at National Credit Direct. Thank you for your business and we look forward to serving you on your next purchase. 

Andrea L's profile image
Andrea L 
4 months ago

Great customer service !!! Answers all my questions very helpful l. 

Business response:

We invest heavily in our people to ensure your experience is the best it can be. Thank you for the kind words. 

Lincoln Y's profile image
Lincoln Y 
4 months ago

Great customer service! Flexible payment plans! I am enjoying my product! 

Business response:

We work around your payday, not ours. That's one of the many benefits customers get when shopping with **********************. We also allow you to get more for your dollar by offering FREE GIFTS with your purchase through our Reward Points program, where you earn 100 Points for every dollar you spend. This is similar to credit card points. Thank you for the kind words. 

Dwayne A's profile image
Dwayne A 
4 months ago

****** was an awesome representative of NCD. I was satisfied with customer service. 

Business response:

Another very satisfied customer. Yay! 

Justin H's profile image
Justin H 
4 months ago

It works as it should. I received my product and it reports to my credit 

Business response:

We do what we say and say what we do. Another satisfied customer. Thank you for the kind words. 

Will H's profile image
Will H 
4 months ago

Great shopping mall awesome products! The service reps are good customer service experts! 

Business response:

We try harder. Our products are top-quality name-brand electronics and home goods and we invest and keep our employees for very long times. That combination ensures the very best customer experience. Thank you for your kind words and we look forward to serving you for many years. 

Jahmal B's profile image
Jahmal B 
4 months ago

I appreciate this company for being reliable, courteous, and professional. I recommend this company service on all levels of business. 

Business response:

Another VERY SATISFIED customer. Thank you for the very kind words. 

Marlene W's profile image
Marlene W 
4 months ago

Good credit builder Service and lots of products to choose from 

Business response:

We give people a chance when others won't. All we can do is report your payment history...good, bad or ugly. But we must report it. For those of you who want to improve your finances, we offer you and opportunity to have your on-time payment history reported. While we cannot directly affect one's credit (there are many factors that determine one's credit score), we can report your payment history which can make a difference along with other factors. Again, thank you for the kind words and we look forward to serving you for m... read more

Frequently asked questions about National Credit Direct

How is National Credit Direct rated?

National Credit Direct has a 4.9 star rating with 227 reviews. 

When is National Credit Direct open?

National Credit Direct is closed now. It will open at 7:00 a.m.