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National Credit Direct

4.8

About this business

Location details

WeekdayScheduleStatus
Mon07:00 a.m. to 4:00 p.m.
Tue07:00 a.m. to 4:00 p.m.
Wed07:00 a.m. to 4:00 p.m.
Thu07:00 a.m. to 4:00 p.m.
Fri07:00 a.m. to 4:00 p.m.
SatClosed
SunClosed
4.81,124 reviews
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Alfred's profile image
Alfred 
2 years ago

I just paid off my second purchase with NCD and my credit score is noticeably boosted. Thank you for this result and for the opportunity to acquire items that I wanted and could not otherwise get bank credit/credit card company financing to purchase. Im looking forward to being your customer in the future! 

Business response:

NCD appreciated your kind feedback and looks forward to continuing to work with you! 

Chad H.'s profile image
Chad H. 
4 years ago

I have nothing but wonderful things to say about Tronix Country and NCD Financial. I have bought and paid every payment on time for the iPad I am currently typing this on. The shipping was just as expected according to the contract I agreed to and followed to a T. I also ordered and paid for an unlocked Samsung cell phone always on time as well. I received both products on time and as stated in both contracts. Every customer service representative I have spoken to your company has been great! I also tried out the extra benef... read more

Robert P's profile image
Robert P 
5 years ago

NCD does everything they say they’re going to do, efficiently and effectively. Im VERY pleased with their services! 

Business response:

NCD Financial thanks this customer for his review and is pleased to receive the positive feedback on behalf of our company and Agents 

Brianna R's profile image
Brianna R 
2 weeks ago

On January 30, 2026, I placed an order for an iPad and paid the required initial payment. The website suggested that once approved and after my initial payment the item would be shipped. However, after payment, I was required to complete additional identity verification steps, including waiting for a physical letter to arrive in the mail, signing it, and submitting a photo with my ID. This process delayed my order by over a week.After my identity was confirmed on February 5th I was assigned a delivery window beginning Februa... read more

Business response:

This customer is a first time customer, and as part of our no ********************** check financing, we require all customers to validate their Identity, validate their method of payment, and as an added protection against fraud, we mail a Purchase Confirmation to each customers' billing address to sign and upload a screenshot.Once the down payment is made, documents received, and customer has accepted link to report account, we establish a delivery window. Our delivery windows are 10 days. While the customer has received t... read more

Jessalynn H's profile image
Jessalynn H 
8 months ago

Asked to have a product removed, called repeatedly. The product was never removed. Would not recommend this place at all! NCD Financial appreciates all its customers, especially a repeat customer like Ms. Hall. We regret that there was a short delay in showing that the product had been removed from her account, but the request was forwarded immediately, and appropriate action was taken in a reasonable amount of time. 

Jessalynn H's profile image
Jessalynn H 
8 months ago

Asked to have a product removed, called repeatedly. The product was never removed. Would not recommend this place at all! 

Business response:

NCD Financial appreciates all its customers, especially a repeat customer like Ms. Hall. We regret that there was a short delay in showing that the product had been removed from her account, but the request was forwarded immediately, and appropriate action was taken in a reasonable amount of time. 

Clarence N's profile image
Clarence N 
a year ago

I feel that, the customer service is awful, It seems as if they were to aggressive with me 

Business response:

I'm very sorry you walked away disappointed. If there is something we can do to effect a different outcome, I hope you consider giving us a chance. Simply text or call ************** and ask for a manager. Again, I hope we can have a second opportunity to earn your trust and business. 

DMia H's profile image
DMia H 
a year ago

I like the thought of having payment plans but Im unhappy to see Im pay ****** for something that cost ****** dollars in other stores just a big ripoff and not much to choose from thats worth the money and they always call for you to make another purchase or threatening to close your account 

Business response:

I understand your concerns, so please allow me to address them. We offer no credit check financing on over ****** name brand products. And we include free gifts or cash back on all paid purchases through our Reward Points program. You earn 100 Points for every dollar you spend with us. Good paying customers can earn all kinds of Reward and Bonus Points that can be redeemed for free merchandise or cash back. Our current offer today is a ************* on any paid purchase over $350. You can apply the Points from your purchase ... read more

Jeslyn T's profile image
Jeslyn T 
a year ago

I sent 3 checks please email when received i will have paid by june full balance *********************** 

Business response:

We love five-star reviews. Our program is not for everyone, but for people who want to avoid the frustration of getting turned down we will guarantee your approval. For new customers we realize that the initial down payment requirement is not the most convenient. However, this is a great program for people who want to build or re-build a payment history that gets reported. Our product line is ever expanding and once you're approved you can make additional purchases on your credit account. Thank you again for the kind review. 

Frequently asked questions about National Credit Direct

How is National Credit Direct rated?

National Credit Direct has a 4.8 star rating with 1,124 reviews. 

When is National Credit Direct open?

National Credit Direct is open now. It will close at 4:00 p.m.