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Nick Lynch at Rate (NMLS #632963)

5.0

About this business

Nick Lynch is your San Diego local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Nick is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Nick at (858) 229-1132 for more information! 

Location details

12625 High Bluff Dr, Suite 110, San Diego, CA, 92130, United States

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WeekdayScheduleStatus
Mon9:00 a.m. to 5:00 p.m.
Tue9:00 a.m. to 5:00 p.m.
Wed9:00 a.m. to 5:00 p.m.
Thu9:00 a.m. to 5:00 p.m.
Fri9:00 a.m. to 5:00 p.m.
SatClosed
SunClosed
5.028 reviews
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karthik chopperla's profile image
karthik chopperla 
7 years ago

If it were not for Nick, i would not have closed loan on time. He explained the process during every step, followed up and made sure of all the documents before presenting it to the under writer. It was a pleasure to work with him. I would strongly recommend him. He is the best in the business !! 

Business response:

Thanks for this positive feedback about your recent experience with Nick. We appreciate you taking the time to let us know. ^alma. 

m4xp0wer's profile image
m4xp0wer 
7 years ago

I read in other reviews that one of the drawbacks of working with big lenders (like BoA) was that the lending officers tend to not pay attention to the details and many times they tend to close late. In our case with Nick it was quite the opposite: he guided us throughout the whole process (we were first-time buyers), provided recommendations, and was very fast and diligent in every step, including closing. He was available even after-hours and during weekends to answer our questions. 

Business response:

Thanks for this positive feedback about your recent experience with Nick . We appreciate you taking the time to let us know. ^Rachel 

lindsaykmagill's profile image
lindsaykmagill 
7 years ago

Last year my husband and I purchased our first home. The house that we wanted had many barriers to sale, the biggest one being that it was close (like two weeks away) from being foreclosed on. Each hurtle that we had to face, Nick was right there, offering guidance, support and solutions. His industry expertise, hard work and attention to customer service is what got us through. I have already recommended him to countless friends and family. The next house we buy will most definitely be with Nick. He's amazing. 

Business response:

Thanks for being a valued Bank of America customer. We appreciate the positive feedback about your experience. ^Joseph 

DeletedScreenName_82845832-0ECB-4D3C-BBED-0B1B41DFB19E_1_1600461119's profile image
DeletedScreenName_82845832-0ECB-4D3C-BBED-0B1B41DFB19E_1_1600461119 
7 years ago

Nick was the lending officer for our home loan. We purchased a house in Seattle and had to take out a jumbo loan. We initially tried working with several other lenders but they were all overwhelmed by the level of complexity of our finances - my husband owns multiple properties and has several businesses and LLCs. The other lenders gave up on trying to help us obtain a loan. However, Nick was fearless. He is incredibly capable and organized and was on top of every detail. He reached out to us multiple times per week and sent... read more

Business response:

Thanks for this positive feedback about your recent experience with Nick. We appreciate you taking the time to let us know. ^Kimberly 

zuser20160221132451103's profile image
zuser20160221132451103 
7 years ago

It was a pleasure to work with Nick. He is not only extremely experienced and knowledgeable in his field but he is dedicated and committed to his clients. 

Business response:

We’re glad to hear about your great experience working with Nick. We hope that you will consider Bank of America for your future banking needs. ^Joseph 

zuser20150825111314617's profile image
zuser20150825111314617 
7 years ago

My husband and I purchased on a very short time frame as a result of our landlord getting foreclosed on. Nick was very fast, personable and super responsive. I also felt like he worked really hard on our behalf to get us the best rate and terms. 

Business response:

We appreciate hearing about your positive experience with Nick. Thank you for taking the time to share your feedback with us. ^Viviana 

user01306037's profile image
user01306037 
7 years ago

Nick was a true pleasure to work with - thorough, communicative, and very responsive/available. He made an intimidating process straightforward and was there for us when questions came up. We heartily recommend him. 

Business response:

Congratulations, you did it! Purchasing a new home is an exciting event. We appreciate that you took the time to provide feedback about your experience with Nick. ^Viviana 

claytree's profile image
claytree 
7 years ago

I've done multiple mortgage transactions in the past and when it comes to getting a mortgage, it's not just about getting the best rate, although that's important, it's who you work with. We had the pleasure of working with Nick at the recommendation of my realtor. Not only did we secured the best rate (out of 5 other quotes), it was a fantastic experience. Nick delivered both in knowledge and celerity (he'll respond even on vacation and evenings), and will guide you through everything with great attention to detail. Nick is... read more

Business response:

We appreciate hearing about your positive experience with Nick. Thank you for taking the time to share your feedback with us. ^Viviana 

gobendo's profile image
gobendo 
7 years ago

I would definitely ignore the outlier one star review on here because there is no way that Nick deserves it. As a first time home buyer I was very nervous about the whole process and had a lot of questions that would come to mind every day. Nick is professional, has a vast knowledge of the lending process, works efficiently, and was virtually available to help me 24/7. Nick calmed my nerves and made the entire process seamless. I would recommend him to all my friends and family and would not hesitate for second to use him ag... read more

Business response:

Congratulations, you did it! Purchasing a new home is exciting. We appreciate that you took the time to provide feedback about your experience with Nick. ^Annette 

Frequently asked questions about Nick Lynch at Rate (NMLS #632963)

How is Nick Lynch at Rate (NMLS #632963) rated?

Nick Lynch at Rate (NMLS #632963) has a 5 star rating with 28 reviews. 

When is Nick Lynch at Rate (NMLS #632963) open?

Nick Lynch at Rate (NMLS #632963) is closed now. It will open tomorrow at 9:00 a.m.