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Phil Joseph (NMLS #249549) - San Diego, CA

4.9
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About this business

American Pacific Mortgage Corporation NMLS #1850: Licensed By the Department of Business Oversight under the California Residential Mortgage Act. Equal Housing Opportunity. Our vision is to set the industry standard for delivering home ownership in America, with over 170 branch offices to serve you. We have a proven track record of doing what we do best: getting results. We have helped countless homeowners obtain the funding they need. Our top priority is to help you make an informed decision by presenting all available opt... read more

Location details

11770 Bernardo Plaza Court, Suite 451, San Diego, CA, 92128.0, United States

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WeekdayScheduleStatus
Mon9:00 a.m. to 6:00 p.m.
Tue9:00 a.m. to 6:00 p.m.
Wed9:00 a.m. to 6:00 p.m.
Thu9:00 a.m. to 6:00 p.m.
Fri9:00 a.m. to 6:00 p.m.
SatClosed
SunClosed
Review Performance in the last  
6 months
4.9139 reviews
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Chris Nguyen's profile image
Chris Nguyen 
2 years ago

It was an absolute pleasure working with Phil & his team for our first home! He was very responsive, gave great advice, and worked quickly to fund our loan within three weeks. We were able to lock in a great interest rate & the process went very smooth from start to finish. We highly recommend Phil and his team. We look forward to working with them again on future loans! 

Christina and Dan Potter's profile image
Christina and Dan Potter 
2 years ago

Phil Joseph and his team are knowledeable, efficient, and responsive, offering support throughout the loan process. Phil has managed several home loans and refinances for us throughout the years, and we've never been disappointed with his ability to find us the very best loans and deliver top-quality service along the way. We cannot recommend him and his team highly enough! 

Ryan Pinto's profile image
Ryan Pinto 
2 years ago

Phil's team is very good at what they do. They can close a loan on time regardless of what the obstacles are. It was a pleasure working with him and his team. The communication was clear and timely. His team has expertise in all areas of the mortgage process and the service was top notch. The rate and fees were very competitive. 

Kim Ratcliff's profile image
Kim Ratcliff 
3 years ago

Phil and his team were amazing! We hadn’t even been looking to buy a home when we saw a “Coming Soon” sign posted in front of the home of our dreams one Friday. To make an offer before it went on the MLS Tuesday and multiple bids came in would take a miracle. Phil and his team at American Pacific Mortgage were that miracle. We called Phil late that Friday and by mid-day Monday, he had all our financing ducks in a row. We couldn’t have purchased the home without his attention to detail, attention to deadline and attention to ... read more

Todd Studts's profile image
Todd Studts 
4 years ago

Phil and his team are phenomenal. Twice now, they've been able to find us excellent loans with outstanding rates. This is undoubtedly the most ethical group I've ever dealt with when dealing with mortgages. Over the years, when we've contacted Phil inquiring about refinancing, more than once he's told us that he couldn't improve the loan we currently have, and that we should wait. Other companies are quick to seize on any opportunity to make money, but Phil and his team look out for their customers and work in the customer... read more

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Frequently asked questions about Phil Joseph (NMLS #249549)

How is Phil Joseph (NMLS #249549) rated?

Phil Joseph (NMLS #249549) has a 4.9 star rating with 139 reviews. 

When is Phil Joseph (NMLS #249549) open?

Phil Joseph (NMLS #249549) is closed now. It will open on Monday at 9:00 a.m. 

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