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RateGenius

4.5

About this business

RateGenius is a nationwide online lending platform. With more than 150 competitive lenders, rateGenius can find customers the most competitive vehicle interest rate to refinance their loans on cars, trucks, and SUVs. 

Location details

9300 United Dr, Ste 180, (Spicewood Springs Road), Austin, TX, 78758, United States

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WeekdayScheduleStatus
Mon7:00 a.m. to 8:00 p.m.
Tue7:00 a.m. to 8:00 p.m.
Wed7:00 a.m. to 8:00 p.m.
Thu7:00 a.m. to 8:00 p.m.
Fri7:00 a.m. to 8:00 p.m.
Sat9:00 a.m. to 6:00 p.m.
SunClosed
4.515,242 reviews
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jmirtil's profile image
4 years ago

Simple and straightforward The only thing to look out for is the hard check on the credit. But that aside the experience was seamless. 

TV1961's profile image
4 years ago

Easy Refinance When I first saw this opportunity on Credit Karma I was skeptical that it would be approved. This refinance not only saved me about 9 point on my previous interest rate, I was also able to keep my payments at 60 months and still save money. I could have opted to take 72 months for a lower payment but the savings was so good I was able to lower the number of months. Michael O at Rate Genius was great to work with. He walked me through the whole process and the ablity to upload my documents made the whole proces... read more

JayGlobal's profile image
JayGlobal 
4 years ago

Easy, fast and customized Over all process was easy, seamless and it is customized to individual situation. I have a peculiar situation with good income and credit score of >750 but because of my workvisa, most lenders would not approve my loan. Bradley Rawson, the loan officer atRate Genius, saw my profile and meticuously channeled my application to lenders that focus on customers like me. They know exactly what they needed to see and within 24 hours, I got confirmation. 

AliciaMM's profile image
4 years ago

Quick, easy, affordable Application process was fast and easy, customer service was phenomenal, my old loan was paid off quickly. Able to achieve a lower interest rate/monthly payment with American Heritage through rate genius. 

1Dyn's profile image
4 years ago

Refinance The loan application process was extremely easy. I had to send a few verification items to the loan officer. My rate was dramatically reduced, and I am saving $135 a month! I would recommend Rate Genius to anyone looking to reduce their interest rate. 

Lizzzyyg's profile image
4 years ago

Fast, easy process.. Customer service reps are very helpful and they made the process very simple and easy. 

CarmB's profile image
4 years ago

Easy auto refinance Smooth process! Lower rate and monthly payment. 

sweet03peach's profile image
sweet03peach 
4 years ago

Courteous and dedicated to help they look for the best available options for you with or without cosigner if available give you options which loan you want to do and its terms. the process was streamers and easier than I anticipated. 

skiies3's profile image
4 years ago

Quick & Easy for Me!. My loan was lowered by A LOT, the process was super quick and if i needed any questions answered there was always a quick response! Definitely recommend to anyone. 

Frequently asked questions about RateGenius

How is RateGenius rated?

RateGenius has a 4.5 star rating with 15,242 reviews. 

When is RateGenius open?

RateGenius is closed now. It will open at 7:00 a.m.