Ru Toyama at Rate (NMLS #1528382)

JAY M. 

Verified by Rate, Inc.

3 months ago

I rated Guaranteed Rate a 10 because the refinance process couldn’t have gone better. It was quick and easy, and Ru Toyama made the experience outstanding. He was knowledgeable, supportive, and struck the perfect balance between being engaged and never pushy. 

JONATHAN F. 

Verified by Rate, Inc.

5 months ago

Ru was amazing and the team was attentive and worked so quickly! 

Adam H. 

Verified by Rate, Inc.

10 months ago

Overall great experience. Ru and Bailey made the process very easy and we were happy to work with them. 

Alexandra M. 

Verified by Rate, Inc.

10 months ago

Very fast and helpful communication! 

Christine D. 

Verified by Rate, Inc.

a year ago

We've purchased several homes over 2 decades. Ru's communication is the best we've experienced. He kept us on timeline and worked through the challenges with positivity. When we had conflicting information that could have impacted closing, Ru definitively set the record straight. More importantly, he was proactive in contacting us to ensure we were on timeline and prepared for closing. 

Barry Grant J. 

Verified by Rate, Inc.

a year ago

This was my third time doing business with Ru. He is always a step ahead and makes sure everything is in order. Do delays can translate to big savings in today's market, so I'm grateful for his dedication and attention to detail. I won't hesitate to use Ru for any future needs or to recommend his services to family and friends. 

Ann Elizabeth Casey L. 

Verified by Rate, Inc.

a year ago

Ru went out of his way to help me late in the evening and answer questions as needed! 

Sharon W. 

Verified by Rate, Inc.

a year ago

Great communicator with Both myself and my client and closed the file on time! 

Cory H. 

Verified by Rate, Inc.

a year ago

Great communication and responsive. Followed thru and was always available to help out.