Zoe Raithel at Certainty Home Lending (NMLS #894102)

Melissa G. 

Verified by Rate, Inc.

5 years ago

Zoe and her team made things very clear to understand and easy! 

Joshua C. 

Verified by Rate, Inc.

5 years ago

Any questions that I had were answered quickly and most importantly honest. They treated us as if we were buying a multi-million dollar home (made us feel important). I couldn't have asked for a greater experience.... 

Laura W. 

Verified by Rate, Inc.

5 years ago

Zoe and Melissa were determined to make this loan go through. It was a complicated re-fo with my business and my home being on the property but they made it happen! I highly recommend them to anyone needing a loan. 

Greggory C. 

Verified by Rate, Inc.

5 years ago

Zoe and her team responded to all are questions in a timely manner. With the covid-19 crisis they were very accommodating in processing our transaction. This is a very efficient and professional team. Thank You. 

Joseph D. 

Verified by Rate, Inc.

5 years ago

Expedient and efficient communication with all involved parties for the transaction. We were able to close escrow early without any issues. Very professional. 

Gilbert F. 

Verified by Rate, Inc.

5 years ago

The whole process was quick and efficient. Not one hangup. 

Tyler S. 

Verified by Rate, Inc.

5 years ago

The team at Envoy is always very helpful and makes the process of a refinance super easy. 

William M. 

Verified by Rate, Inc.

5 years ago

Extremely happy with everything that Zoe and her team have done during this trying time. 

Rachel H. 

Verified by Rate, Inc.

5 years ago

Zoe is nothing short of the best there is. She is extremely attentive and responds to every message extremely quickly. We recommend her to everyone we know.