Zoe Raithel at Certainty Home Lending (NMLS #894102)

Arlene J. 

Verified by Rate, Inc.

8 years ago

Zoe is knowledgeable, a good communicator and Envoy Mortgage has these amusing videos to tell you what to expect each part of the way. 

Joshua F. 

Verified by Rate, Inc.

8 years ago

Zoe was very helpful with explaining everything we needed to know. All of her explanations were clear and concise. She made the mortgage process less stressful than it could have been. As first-time home buyers, it was nice always knowing what we needed to do and when we needed to do it. 

Emily S. 

Verified by Rate, Inc.

8 years ago

Zoe helped make everything easier. She was always willing to answer any questions we had. 

Paulandkamiburns 

Verified by Rate, Inc.

8 years ago

Fun, Professional and thorough. Zoe and the staff at Envoy took care of all the details and worked with us till the end. You will not go wrong with Zoe and the team. 

Akvileharlow 

Verified by Rate, Inc.

8 years ago

What a seamless, efficient, personable, and professional experience as we purchased a property in the area. The Envoy team was terrific to work with and helped us close in record time, just 23 days! Zoe, Melissa, and Cindy are true professionals and we can't thank them enough for making this process such a wonderful one. We will definitely recommend Envoy to others in the area who are looking for a stellar and knowledgeable lender. Thank you! 

Bryan3428 

Verified by Rate, Inc.

8 years ago

worked with CPA to answer numerous questions to the satisfaction of the underwriter. Zoe and her staff were efficient, courteous, and knowledgeable all the way through the process 

Mikeesperon 

Verified by Rate, Inc.

8 years ago

Zoe kept us up to date almost daily. She told us what to expect and when to expect it. We closed on day she said our loan would close. She even had videos that explained the process. 

Gillis H. 

Verified by Rate, Inc.

8 years ago

We absolutely loved working with Zoe and the team! They were so helpful, kind, and they sure know their stuff! They were also really great about helping me to remember submit my documents in a timely manner. We are full time working parents with 3 little ones and we needed help the whole way through. Couldn't have asked for a better experience. They also have really fun email updates as you work through the lending process. Love them! 

Brooke B. 

Verified by Rate, Inc.

8 years ago

We had a great home buying experience with Zoe and the team at Envoy. Zoe knows the business very well and her team is equally capable. Any questions were answered quickly and to our satisfaction. Zoe was pleasant to work with, very responsive via phone and email and we got a good interest rate on our mortgage.