Zoe Raithel at Certainty Home Lending (NMLS #894102)

Chase M. 

Verified by Rate, Inc.

2 years ago

Zoe at CrossCountry was extremely knowledgeable and professional to deal with. She came highly recommended from both friends and family! A blessing to our community. 

Jeffrey M. 

Verified by Rate, Inc.

2 years ago

Zoe R. was terrific. We couldn’t have done it without her obviously. However we wounlt have felt confident and knowledgeable about each step of the process, from pre-approval and what we could afford, to the last steps of underwriting approval, if she hadn’t prepared us from the beginning to know what we needed, especially at each step of the way. She did this by constantly keeping us in the loop, and communicating with us when we needed to talk. Once again she was great! 

Jeffrey M. 

Verified by Rate, Inc.

2 years ago

Zoe R. was terrific. We couldn’t have done it without her obviously. However we wounlt have felt confident and knowledgeable about each step of the process, from pre-approval and what we could afford, to the last steps of underwriting approval, if she hadn’t prepared us from the beginning to know what we needed, especially at each step of the way. She did this by constantly keeping us in the loop, and communicating with us when we needed to talk. Once again she was great! 

Richard B. 

Verified by Rate, Inc.

3 years ago

Zoe and Melissa were always on top with it. They were constantly providing updates, suggestions and recommendations. Their professionalism did not overstep their friendliness or compassionate side. Always looking for solutions and not walking away from the difficulties. I will always choose their services and will look for opportunities to recommend them to others. 

Rachel H. 

Verified by Rate, Inc.

3 years ago

Zoe has handled multiple purchases/refinances for us, and they are absolutely the best! Meticulous to a fault, Zoe and Melissa get the process done with the FASTEST CLOSINGS I have ever had. I highly recommend Zoe to everyone I know and will only work with her for financing. I even worked with Zoe and Melissa on our recent move to Tampa, Florida, and they have handled the long-distance transaction as easily as if I were still local. For Zoe and her team, Cross Country is not just a name!  

Jose Manuel Bejar C. 

Verified by Rate, Inc.

3 years ago

(Translated by Google) Excellent option for mortgages, if you are thinking of buying a house, and you need credit, they always work for you, they will give you many program options. You can even get options with ID numbers and be sure that they will do it honestly and effectively. (Original) Excelente opción para hipotecas, si estás pensando comprar una casa, y necesitas crédito, ellos siempre trabajan por ti, te van a dar muchas opciones de programa. Incluso puedes conseguir opciones con números de identidad y estar se... read more

Rebecca R. 

Verified by Rate, Inc.

3 years ago

Zoe and her team are hands down the best in the business. They are knowledgeable, responsive, and do what they say. Thank you Team Zoe! 

Teresa M. 

Verified by Rate, Inc.

3 years ago

My husband and I have had the best experience with Zoe and her team at Cross Country! Going from a very poor experience elsewhere, Zoe completely turned it around and showed us that getting a Mortage doesn’t have to be stressful. They walked us through every step with amazing and prompt communication. I would 10/10 recommend her team to anyone! 

Alex K. 

Verified by Rate, Inc.

3 years ago

Zoe and Melissa were great to work with and answered any questions/problems I had promptly. The whole process was very smooth and the website was very helpful in expediting the process. As a first time homebuyer, it was amazing to have this portion of the whole experience as stress free as possible.