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Credit Union ONE

4.0

About this business

Location details

400 E 9 Mile Rd, Ferndale, MI, 48220, United States

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WeekdayScheduleStatus
Mon10:00 a.m. to 5:00 p.m.
Tue10:00 a.m. to 5:00 p.m.
Wed10:00 a.m. to 5:00 p.m.
Thu10:00 a.m. to 5:00 p.m.
Fri9:00 a.m. to 5:00 p.m.
SatClosed
SunClosed
4.0504 reviews
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Amanda C's profile image
Amanda C 
3 months ago

Love this credit union, great people and customer service! Highly recommend. 

Business response:

Thank you! 

Jesse W's profile image
Jesse W 
3 months ago

I've been a Credit Union ONE member for more than 12 years. I joined because there was a branch near my house but I've stayed a member because they've been transparent in all of our dealings. They beat ****** finance's best rate when we bought a car and they offered us the same interest rate on a mortgage with substantially lower origination fees than the best offer we could find from other local mortgage brokers. I heard a lot of talk from the brokers about how they'd close quickly and smoothly and that's where the fees go,... read more

Business response:

We appreciate your feedback, *****! 

Kathy W's profile image
Kathy W 
3 months ago

I like the fact that ost issues can be solved by phone. Branches and ATMs are easily accessed. CD rates are very competitive. 

Business response:

Thank you, *****! 

Philip G's profile image
Philip G 
3 months ago

I've been a Credit Union ONE member since 2014 and can say I love my credit union! 

Business response:

Thank you so much for the review! 

Kris G's profile image
Kris G 
8 months ago

We have been members of Credit Union One for over 40 years. On November 26, 2025, we were victims of a documented financial-institution imposter scam. Criminals impersonated fraud representatives and induced us, through deception and urgency, to purchase gift cards totaling $11,000. We received no goods, services, or personal benefit from these transactions.Credit Union One has acknowledged in writing that this was an unfortunate and sophisticated fraud scheme. However, the credit union issued a final denial of reimbursement... read more

Andrea. B's profile image
Andrea. B 
a year ago

This credit union was great for many years until I needed to use their mobile services, and online banking. One glitch on their part, which they did not record the account number from a check correctly, ended up in a fiasco of my account being canceled basically. They froze everything and would not let me access my account or even view it online nor mobile. When I called, they sent me to collections. Long story short they screwed me over, charged me fees for their glitch. Their system error sent me down a rabbit hole of whic... read more

Robert L's profile image
Robert L 
2 years ago

Absolutely terrible customer service, zero accountability, unauthorized movement of funds and altered transaction dates. Fees charged with no receipt or proof. The surface is thin, a good lawyer would not have to dig very deep before finding enough discrepancies to file some class action lawsuits. Compensation for some of the financial strain and damage this Credit Union has caused its customers. I had a credit score in the 700's when I took an auto loan offer from CUI in 2021, one year later I unknowingly missed my May paym... read more

Courtney S's profile image
Courtney S 
2 years ago

Find a better financial institution. After being a member of Credit Union One for over 20 years, I will be closing all of our accounts. On a Saturday afternoon, my family experienced a tragedy, and we needed to admit three of our pets to a vet hospital. However, I was unable to leave a deposit because the credit union has an arbitrary spending limit and, due to their very limited hours of operation, we couldn't reach anyone by phone to resolve the issue. Our pets were unable to receive treatment because Credit Union One prev... read more

Nathan K's profile image
Nathan K 
2 years ago

Terrible service. Do not bank here. Constantly chasing them around. 

Frequently asked questions about Credit Union ONE

How is Credit Union ONE rated?

Credit Union ONE has a 4 star rating with 504 reviews. 

When is Credit Union ONE open?

Credit Union ONE is closed now. It will open on Monday at 10:00 a.m.