Jacob Oakley at Rate (NMLS #1714543)

Eduardo Flores 

on Zillow

2 weeks ago

Jacob was by far one of the best lenders I worked with throughout the entire homebuying process. I encountered several roadblocks with other lenders, where minor setbacks became dealbreakers for them. That was never the case with Jacob - he remained solution-focused and committed from start to finish. Anytime I had questions, he was responsive, helpful, and always willing to guide me through. Truly a great experience working with him! 

Simone Hines 

on Zillow

2 weeks ago

Jake from Rate was a pleasure to work with! He was extremely knowledgeable and friendly, and he made the entire lending process smooth and stress-free. Jake was very thorough and kept me informed every step of the way. His team was also fantastic—professional, responsive, and helpful. I truly felt supported throughout the process. I highly recommend Jake if you’re looking for a top-notch lender! 

smswislow 

on Zillow

a month ago

We couldn't have bought our first home without Jake. He was always available to answer every question we had about the lending and closing processes. Jake also helped navigate an incredibly challenging deal to get us to the finish line despite time pressure from the seller's side. We are so thankful for Jake's expertise and would highly recommend him to anybody looking for a lender!! 

Edna Sales 

on Zillow

a month ago

My journey with Jacob began in Jun 2024. I was really impressed with him. He took the time to walk me through the whole process even though I was only shopping and gathering all the info before making the decision to buy. He was constantly following up with me and that was comforting knowing that I could always reach out to him with any doubts. I finally decided to proceed in February 2025. In all, he was there through the whole process, even at the last minute which was very crucial for the closing costs. Overall he made th... read more

María Cerna 

on Zillow

2 months ago

My husband and I would like to Thank Jake for the experienced guidance he provided us during our mortgage lender journey. Jake was always prompt in returning our calls, and very patient in answering all of our many questions. His professional yet friendly demeanor led to the trust we felt in working with him. We would highly recommend Jake to Family and Friends. 

Megan Zhan 

on Zillow

2 months ago

Jake is amazing. He is very nice, thoughtful, and responsible! He is the one who put himself in his client’s shoes, thinking their needs, and always answers questions immediately. Highly recommended! 

melissalopezduarte 

on Zillow

a year ago

Jacob and his team were great to work with. It is their collaborative and flexible customer service approach that made our house closing process a lot easier than expected. We managed to close on time due to his team’s scheduled touch-points and clear asks. 

Evgeny Karataev 

on Zillow

a year ago

I recently had the pleasure of working with Jacob and his team for the loan process on a new construction. From the outset, their professionalism and expertise were evident. They were always responsive, providing clear and concise responses to all my questions. The loan process, which can often be daunting, was made transparent and straightforward by their team. Their guidance ensured that there was no stress involved, which is a testament to their client-centric approach. In conclusion, I would highly recommend Jacob and hi... read more

Jason 

on Zillow

2 years ago

I would really recommend Jacob for your mortgage needs. He was proactive in providing advice, giving us an abundant number of options and explaining the pros and cons of each option. I had a very stressful time deciding what to do with rates and he really came through and made the process much easier. He and his team were responsive and prompt and got us through closing quickly without any issues.