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Jacob Oakley at Rate (NMLS #1714543)

5.0

About this business

Jacob Oakley is your Chicago local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Jacob is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Jacob at (773) 290-0505 for more information! 

Location details

3940 North Ravenswood, Chicago, IL, 60613, United States

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WeekdayScheduleStatus
Mon09:00 a.m. to 5:00 p.m.
Tue09:00 a.m. to 5:00 p.m.
Wed09:00 a.m. to 5:00 p.m.
Thu09:00 a.m. to 5:00 p.m.
Fri09:00 a.m. to 5:00 p.m.
SatClosed
SunClosed
5.013 reviews
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Eduardo Flores's profile image
Eduardo Flores 
a day ago

Jacob was by far one of the best lenders I worked with throughout the entire homebuying process. I encountered several roadblocks with other lenders, where minor setbacks became dealbreakers for them. That was never the case with Jacob - he remained solution-focused and committed from start to finish. Anytime I had questions, he was responsive, helpful, and always willing to guide me through. Truly a great experience working with him! 

smswislow's profile image
smswislow 
3 weeks ago

We couldn't have bought our first home without Jake. He was always available to answer every question we had about the lending and closing processes. Jake also helped navigate an incredibly challenging deal to get us to the finish line despite time pressure from the seller's side. We are so thankful for Jake's expertise and would highly recommend him to anybody looking for a lender!! 

Edna Sales's profile image
Edna Sales 
a month ago

My journey with Jacob began in Jun 2024. I was really impressed with him. He took the time to walk me through the whole process even though I was only shopping and gathering all the info before making the decision to buy. He was constantly following up with me and that was comforting knowing that I could always reach out to him with any doubts. I finally decided to proceed in February 2025. In all, he was there through the whole process, even at the last minute which was very crucial for the closing costs. Overall he made th... read more

María Cerna's profile image
María Cerna 
a month ago

My husband and I would like to Thank Jake for the experienced guidance he provided us during our mortgage lender journey. Jake was always prompt in returning our calls, and very patient in answering all of our many questions. His professional yet friendly demeanor led to the trust we felt in working with him. We would highly recommend Jake to Family and Friends. 

Megan Zhan's profile image
Megan Zhan 
a month ago

Jake is amazing. He is very nice, thoughtful, and responsible! He is the one who put himself in his client’s shoes, thinking their needs, and always answers questions immediately. Highly recommended! 

melissalopezduarte's profile image
melissalopezduarte 
11 months ago

Jacob and his team were great to work with. It is their collaborative and flexible customer service approach that made our house closing process a lot easier than expected. We managed to close on time due to his team’s scheduled touch-points and clear asks. 

Business response:

Thank you for sharing your experience with us, Melissa. Purchasing a home can be stressful. We're glad to hear that Jacob Oakley made the process so smooth for you. We hope we get a chance to work with you again in the future. Sincerely, Chase. 

Evgeny Karataev's profile image
Evgeny Karataev 
a year ago

I recently had the pleasure of working with Jacob and his team for the loan process on a new construction. From the outset, their professionalism and expertise were evident. They were always responsive, providing clear and concise responses to all my questions. The loan process, which can often be daunting, was made transparent and straightforward by their team. Their guidance ensured that there was no stress involved, which is a testament to their client-centric approach. In conclusion, I would highly recommend Jacob and hi... read more

Business response:

Thank you, Evgeny, for this glowing review! We are glad Jacob Oakley was able to answer your questions throughout the process. It is our goal to be an advisor and guide during this exciting time. We appreciate customers like you. 

Jason's profile image
2 years ago

I would really recommend Jacob for your mortgage needs. He was proactive in providing advice, giving us an abundant number of options and explaining the pros and cons of each option. I had a very stressful time deciding what to do with rates and he really came through and made the process much easier. He and his team were responsive and prompt and got us through closing quickly without any issues. 

Business response:

Thank you, Jason, for your great review. Purchasing a home can be stressful. We're glad to hear that Jacob Oakley made the process so smooth for you. We hope you visit us again for any of your future mortgage needs. 

CCB's profile image
2 years ago

Jacob and team were great to work with. I felt supported through every step of the process and knew they would be able to close on time, which we were! 

Business response:

Thank you for speaking to your positive experience. We are delighted Jacob Matthew Oakley was responsive to your needs. It was a pleasure working with you and hope you'll choose Chase again in the future. 

Frequently asked questions about Jacob Oakley at Rate (NMLS #1714543)

How is Jacob Oakley at Rate (NMLS #1714543) rated?

Jacob Oakley at Rate (NMLS #1714543) has a 5 star rating with 13 reviews. 

When is Jacob Oakley at Rate (NMLS #1714543) open?

Jacob Oakley at Rate (NMLS #1714543) is closed now. It will open tomorrow at 9:00 a.m.