Jacob Oakley at Rate (NMLS #1714543)

Steven Panicko 

on Zillow

4 months ago

My girlfriend and I were fist time home buyers and going into it, it was a very nerve racking experience. But Jake did a fantastic job of walking us through every step of the way. He explained very clearly what we can expect with interest rates, fees, etc. and was always available if we had any questions! Jake truly cares about the people he works with and ensures to go the extra distance. I highly reccomend working with him and will continue to do so in the future. 

Rosa 

on Zillow

4 months ago

I had a great experience working with Jacob Oakley throughout my loan process. From start to finish, he was highly responsive, dedicated, and consistently followed up to keep everything on track. Whenever we faced an obstacle, Jake took the time to find practical solutions and clearly explained each step, which gave me real peace of mind. What impressed me most is that other lenders told me I would need to go with an unconventional loan at a higher interest rate. Jacob worked diligently and was able to secure a conventional ... read more

Arissa Braun 

on Zillow

4 months ago

Jake made what I thought would be a stressful mortgage process incredibly smooth and straightforward. His communication was outstanding & he was always quick to respond via text, email, or call, whichever worked best for me. He patiently explained every step, answered my endless questions without ever making me feel rushed, and guided me all the way through to a seamless closing. I’d recommend Jake to anyone in the market for a lender, he truly makes the experience hassle-free. 

Parth 

on Zillow

5 months ago

Jake blew us out of the water during the mortgage process. It’s evident he knows all the ins and outs of the industry and operates from a client first perspective. I couldn’t have asked for a more supportive, competitive and stress free experience. 

Amir Khan 

on Zillow

5 months ago

Jake and his team were amazing to work with. He is an excellent communicator and he was at the closing with me to put out some last minute fires. Overall, very happy and impressed with his services and expertise. 

JOEY V COLETTA 

on Zillow

5 months ago

Jacob Oakley was awesome to work with. I didn’t know much about the mortgage process going in, but he explained everything in a way that was super easy to understand. He was always available, responded to my questions really quickly, and made the whole experience feel way less stressful. On top of that, he helped us lock in the best rate possible. Couldn’t have asked for a better lender! 

Beth Anderson 

on Zillow

6 months ago

Jake made the mortgage process the easiest I've ever been through, with great communication across the channels/tools I preferred. He answered all my questions, led me through the process, and helped on signing day. Recommend him to anyone looking for a lender. 

ManuelFlores54 

on Zillow

6 months ago

Jacob was outstanding to work with from start to finish. He was professional, knowledgeable, and extremely responsive throughout the entire lending process. He took the time to clearly explain every step, answered all of my questions promptly, and made what can be a stressful process feel smooth and manageable. What really set Jacob apart was his transparency and dedication—he stayed on top of deadlines, communicated clearly, and made sure everything stayed on track. I always felt confident that he had my best interest in mi... read more

Leeanna Neeley 

on Zillow

6 months ago

I began my home buying process with a different lender and was finding the process overwhelming and confusing. I was recommended Jacob at Guaranteed Rate by a friend and he redeemed the process for me! He made the process so simple and was always available for my questions and concerns in addition to finding me the best rate. By far the best lender I’ve worked with!