Julio A. Cruz at Rate (NMLS #162583)

Eliana I. 

Verified by Rate, Inc.

4 years ago

Julio helped us purchase our first home. My husband and I, after a few years of trying and trying with different banks, Julio was the only one who made our dream come true... was wonderful and very professional. He answered any and all questions we had, which were a lot. he was very patient with us and his positive attitude helped us stay positive throughout the whole process. Julio is very knowledgeable and has fantastic communication skills, he explained every step very clearly. He really did a great job of listening and u... read more

Jorge C. Sanchez H. 

Verified by Rate, Inc.

8 years ago

I cant explain the experience that Im hat. Even though it was not my first time to buy or refinance. I was never treated so well has Julio Cruz treated me and my family throughout the whole process 

Juan Carlos M. 

Verified by Rate, Inc.

8 years ago

Although it was a long process you guys looked out for the rates and took real good care of me until closing day. Really appreciate that. 

Ronal A. Anaya J. 

Verified by Rate, Inc.

3 years ago

The communication was alittle off.