[QA] Source Coverage Reference

Credit Karma Member 

on Creditkarma

8 years ago

False/missleading advertisements Very polite customer service. They advertise in a way that makes me think I should apply. Truth is when I really won't need the itty bitty help I need they will be begging for my business. They will never have it. By this time next year I'll have everything I want/need. 

Credit Karma Member 

on Creditkarma

8 years ago

interest rate high i took loan out last summer-asked for 3,000 they pushed 5,000. I paid off in two months with my personal bank loan. I went to them this month and i was preapproved. The officer did not get back to me until late in the day and said i did not qualify for their loans because of new under-writer. 

Credit Karma Member 

on Creditkarma

8 years ago

Terrible company Extremely unprofessional and will do nothing but play games with you. They told me I was approved for the loan I applied for all I had to do was go into a location and verify some information. When I get to the location after waiting for the lady who was "helping" me to finish gossiping with another employee for about 20 minutes she told me I was denied and the most the could offer me was $9000 less than what I applied for. 

Credit Karma Member 

on Creditkarma

8 years ago

Not up front You can only take the loan if you put ypour car up as collateral. If they say you can have a loan for $5000 and your car is valued lower, then you don't get the full approved amount. It's a waste of time for those who actually need the loan. If you can go without it, then don't waste your time. 

Credit Karma Member 

on Creditkarma

8 years ago

False This is a secured loan, at no point did they tell me that until they had already ran my credit, very deceiving. I was approved but then when they called me they told me they are all secured loans and had to produce vehicle titles for them to put a lien on to get the money. 

Credit Karma Member 

on Creditkarma

8 years ago

This is a Trick If I can give this place no stars, I would.... they're very unprofessional... Michael Bernard approved me for a loan over the phone. Because the paystubs I brought to office showed less then what I put down on the application he told I wasdenied, after he told me I was already approved .... Let me remind you I had to take off a half a day with out pay to go to my appointment. I came from 14th street manhattanall the way to yonkers. The reason my paystub showed less was because it was the holidays and I don't ... read more

Credit Karma Member 

on Creditkarma

8 years ago

I encourage anyone who's considering not to apply with this company, I was approved through credit karma and approved in store for a $3000 loan but the moment that I told the loan officer that I only wanted to take the loan for $2000 for a shorter term so that I can pay off sooner he changes the dynamic by saying my income doesn't support the loan and that he made a mistake and wouldn't be able to loan to me. Although, it was a complete waste of time bringing in documents to the Las Vegas branch I'm thankful that I didn't ge... read more

Credit Karma Member 

on Creditkarma

8 years ago

Stay away. Received a dozen calls from my local branch in a span of 5 days. I had to call the office to remove my name why would anyone do business with such unethical people? The branch manager thought it was okay to harass potential customers. Who actually wants to drive out to a local branch? 

Credit Karma Member 

on Creditkarma

8 years ago

Horrible Customer Service They send you pre-approval letters also Credit Karma sends you notifications that you have a High approval chance they tell you what your pre-qualified for then you apply for a loan and they deny you a waste of time a waste of them hitting your credit why advertise them if you know most ppl have a low chance of being approved then when you ask questions their rude they went Thur my whole credit report to tell me what was wrong and the reason why I was trying to secure the loan was to pay off debit s... read more