Richard Ma at Rate (NMLS #482404)

Teresita A O. 

Verified by Rate, Inc.

5 years ago

Richard was easy to work with and kept us informed of the process as we were delayed a bit with our appraisal. He executed well and met all expectations. 

Makara H. 

Verified by Rate, Inc.

5 years ago

Great Service 

Jose M P. 

Verified by Rate, Inc.

5 years ago

Excellent communication throughout the process. 

Tola K. 

Verified by Rate, Inc.

5 years ago

Super reliable will recommend to everyone! 

Brian Patrick D. 

Verified by Rate, Inc.

5 years ago

Richard is thorough and persistent in all the right ways to take advantage of the market 

Tony S B. 

Verified by Rate, Inc.

5 years ago

The refinance experience was quick and easy. 

Mercy V. 

Verified by Rate, Inc.

5 years ago

Richard Ma is amazing. Please indulge me and let me count the ways: 1. His response to initial inquiry (lowest rate in my case) offered over the phone IMMEDIATELY. Got me just like that. 2. Has the gift to connect on a personal level & will make you feel comfortable right away. 3. This trustworthy man works hard; I wondered more than once: does he sleep? I mean, he grinds devotedly ensuring an error-free and expedite closure of your refinance. 4. Will go above and beyond! Loyal customer here. 

Khinh O H. 

Verified by Rate, Inc.

5 years ago

Richard Ma was great on helping us with our refinance. Guided us through the entire process, he has great follow ups to ensure we are on track, etc. 

Michael S. 

Verified by Rate, Inc.

5 years ago

Very professional and honest. Always delivered as promised. Highly recommended.